Axos Bank
SVP, Credit Administrator - Leveraged Lending
Axos Bank, San Diego, California, United States, 92189
SVP, Credit Administrator - Leveraged Lending
1 day ago Be among the first 25 applicants
Target bonus can range from 25%-50% depending on level of experience
The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers. This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.
Responsibilities
As a key member of a deal team, work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented
Credit products covered may include, but not be limited to: primarily cash flow leveraged loans
Approve proposed extensions of credit within authorized loan limits
Develop alternative strategies on complex credits through a collaborative effort with business units
Review pipeline, maturities, and delinquency reports and engage Business Units for appropriate action
Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers
Approve periodic loan reviews and confirm the accuracy of the risk rating
Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching
Assist in managing problem loan credits
Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions
Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures
Qualifications
15+ years' related experience
Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
Superior Credit Analysis skillsCompletion of a formal Credit Training Program at a major financial institution
Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
Ability to work in a team environment
Seniority level Director
Employment type Full-time
Job function Finance
Industries Banking
Benefits
Medical insurance
Vision insurance
401(k)
Get notified about new Credit Administrator jobs in San Diego, CA.
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Target bonus can range from 25%-50% depending on level of experience
The Credit Administrator provides credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers. This role is responsible for reviewing and approving loan submissions within the designated credit approval authority.
Responsibilities
As a key member of a deal team, work closely with Business Units including Team Managers, Credit Underwriting and Portfolio Managers to review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented
Credit products covered may include, but not be limited to: primarily cash flow leveraged loans
Approve proposed extensions of credit within authorized loan limits
Develop alternative strategies on complex credits through a collaborative effort with business units
Review pipeline, maturities, and delinquency reports and engage Business Units for appropriate action
Engage with Credit Portfolio Management to monitor and manage the risk of a portfolio of commercial borrowers
Approve periodic loan reviews and confirm the accuracy of the risk rating
Provide guidance on credit issues including proper structuring, early detection of problem loans to Business Units through thought leadership and coaching
Assist in managing problem loan credits
Collaborate with Business Units and engage with legal counsel on the documentation of loan transactions
Proactive in understanding industry, market, and Borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures
Qualifications
15+ years' related experience
Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
Superior Credit Analysis skillsCompletion of a formal Credit Training Program at a major financial institution
Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
Ability to work in a team environment
Seniority level Director
Employment type Full-time
Job function Finance
Industries Banking
Benefits
Medical insurance
Vision insurance
401(k)
Get notified about new Credit Administrator jobs in San Diego, CA.
#J-18808-Ljbffr