Capital One
Sr. Business Analyst - Global Payment Network
Capital One, Chicago, Illinois, United States, 60290
Sr. Business Analyst - Global Payment Network
The Global Payment Network is a unique network built for global connectivity and partnership. The foundation of our global reach and payments infrastructure rests on three powerful payments leaders and distinct network brands that have operated together for almost two decades.
Discover Network – an international acceptance network that provides global acceptance to cardholders of participating issuers worldwide.
Diners Club International – a premium issuing brand with 40+ issuers in 35+ countries; the network provides global acceptance to cardholders of participating issuers worldwide.
Pulse – a leading U.S. debit network known for its strength in real‑time debit and an extensive global ATM network.
Our analytics teams help power the Global Network by transforming complex payment activity into actionable insights. From monitoring billions of transactions to supporting fraud prevention, merchant strategy, and partner performance, they help ensure our network runs smarter, faster, and more secure.
As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world‑class professionals to develop and test strategies that ultimately impact the bottom line, in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.
General Responsibilities
Analyze business challenges and opportunities, solving them through strategic or tactical recommendations.
Build models and analytics to support new product and pricing strategies for various lending products.
Support direct‑to‑consumer marketing efforts and strategic intent for products distributed through the retail channel; help build targeted insights to inform new customer experiences and breakthrough technology concepts.
Improve credit performance by linking future consumer credit trends to historical behavior, creating risk models, and testing hypotheses through rigorous monitoring and analysis.
Develop problem frameworks, hypotheses, analysis, solutions, scope operational feasibility, lead implementation efforts, and create a monitoring plan.
Collaborate closely with colleagues across IT, Sales, Operations, Finance, and others to improve quality, volume, service, and profitability.
Demonstrate a strong analytic orientation and quantitative skill set, essential for rigorous analytic marketing and credit risk management.
Show strong business judgment, leadership, and integrity; be a tenacious decision maker with an aggressive yet responsible approach to business.
Communicate effectively, both written and oral, driving agreement through intellect, interpersonal and negotiation skills.
Maintain a clear results orientation, focusing on short‑ and long‑term goals in an uncertain, fluid environment.
Thrive in a fast‑paced, entrepreneurial, and dynamic environment; prior consulting experience is a plus.
Basic Qualifications
Bachelor’s Degree in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering).
At least 1 year of experience in analysis.
Preferred Qualifications
Master’s Degree in Business or a quantitative field (Finance, Economics, Physical Sciences, Math, Statistics, Engineering).
1+ years of experience in statistical model building.
1+ years of experience in market research.
1+ years of experience in SQL querying.
2+ years of experience in business analysis.
1+ years of experience in consulting.
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
Salary and Incentives Chicago, IL: $99,100 – $113,100 for Sr. Business Analyst McLean, VA: $109,000 – $124,400 for Sr. Business Analyst New York, NY: $118,900 – $135,700 for Sr. Business Analyst Riverwoods, IL: $99,100 – $113,100 for Sr. Business Analyst
This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI).
Benefits Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please.
Capital One is an equal‑opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.
Capital One promotes a drug‑free workplace.
Capital One will consider qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One’s recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse, nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.
#J-18808-Ljbffr
Discover Network – an international acceptance network that provides global acceptance to cardholders of participating issuers worldwide.
Diners Club International – a premium issuing brand with 40+ issuers in 35+ countries; the network provides global acceptance to cardholders of participating issuers worldwide.
Pulse – a leading U.S. debit network known for its strength in real‑time debit and an extensive global ATM network.
Our analytics teams help power the Global Network by transforming complex payment activity into actionable insights. From monitoring billions of transactions to supporting fraud prevention, merchant strategy, and partner performance, they help ensure our network runs smarter, faster, and more secure.
As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world‑class professionals to develop and test strategies that ultimately impact the bottom line, in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.
General Responsibilities
Analyze business challenges and opportunities, solving them through strategic or tactical recommendations.
Build models and analytics to support new product and pricing strategies for various lending products.
Support direct‑to‑consumer marketing efforts and strategic intent for products distributed through the retail channel; help build targeted insights to inform new customer experiences and breakthrough technology concepts.
Improve credit performance by linking future consumer credit trends to historical behavior, creating risk models, and testing hypotheses through rigorous monitoring and analysis.
Develop problem frameworks, hypotheses, analysis, solutions, scope operational feasibility, lead implementation efforts, and create a monitoring plan.
Collaborate closely with colleagues across IT, Sales, Operations, Finance, and others to improve quality, volume, service, and profitability.
Demonstrate a strong analytic orientation and quantitative skill set, essential for rigorous analytic marketing and credit risk management.
Show strong business judgment, leadership, and integrity; be a tenacious decision maker with an aggressive yet responsible approach to business.
Communicate effectively, both written and oral, driving agreement through intellect, interpersonal and negotiation skills.
Maintain a clear results orientation, focusing on short‑ and long‑term goals in an uncertain, fluid environment.
Thrive in a fast‑paced, entrepreneurial, and dynamic environment; prior consulting experience is a plus.
Basic Qualifications
Bachelor’s Degree in a quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering).
At least 1 year of experience in analysis.
Preferred Qualifications
Master’s Degree in Business or a quantitative field (Finance, Economics, Physical Sciences, Math, Statistics, Engineering).
1+ years of experience in statistical model building.
1+ years of experience in market research.
1+ years of experience in SQL querying.
2+ years of experience in business analysis.
1+ years of experience in consulting.
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
Salary and Incentives Chicago, IL: $99,100 – $113,100 for Sr. Business Analyst McLean, VA: $109,000 – $124,400 for Sr. Business Analyst New York, NY: $118,900 – $135,700 for Sr. Business Analyst Riverwoods, IL: $99,100 – $113,100 for Sr. Business Analyst
This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI).
Benefits Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please.
Capital One is an equal‑opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.
Capital One promotes a drug‑free workplace.
Capital One will consider qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One’s recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse, nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.
#J-18808-Ljbffr