TD
Senior Auditor - Compliance (US) at TD
Work Location Mount Laurel, New Jersey, United States of America
Hours 40
Pay Details $63,540 - $104,020 USD (base pay may vary by skills and experience)
Line Of Business Audit
Job Description The Senior Auditor – U.S. Compliance Audit is responsible for executing and leading audit engagements based on established audit plans in alignment with applicable policies and regulatory guidelines for TD Bank’s Governance, Risk & Oversight Functions. The US Consumer Compliance team is primarily responsible for auditing US Consumer Compliance regulations (including but not limited to UDAAP, TILA, HMDA, RESPA, EFTA, etc.) and for ensuring the sufficiency of systems, processes, and oversight to support regulatory compliance. The role supports audit engagements through evaluating, documenting, and testing the design and operating effectiveness of internal controls under manager guidance. The Senior Auditor is responsible for execution of control testing, identification of findings, and delivery of high‑quality audit workpapers and reporting.
Depth & Scope
Performs assigned test steps for audits, findings follow‑up, special projects; forms conclusions and documents work in database.
Communicates and discusses audit report with business line.
Participates in planning of audits.
Receives coaching sessions, feedback discussions from in‑charge manager.
Obtains appropriate training.
Makes discretionary decisions and applies professional judgment when assessing control.
Provides on‑the‑job training for team members.
Provides recommendations to management regarding the control environment.
Other responsibilities as required.
Participates in post‑audit critique meeting.
Developing skills to build and maintain relationships within, and external to, audit.
Demonstrates TD leadership Core Values.
Recognizes team members’ contributions.
Participates in, and actively supports implementation of, department improvement initiatives.
Developing skills in building and maintaining relationships within and external to audit.
Education & Experience
Undergraduate degree required.
3+ years of related experience.
Preferred Qualifications
Banking industry audit experience with focus on Governance, Risk & Oversight Function preferred.
Relevant professional certifications (e.g., CIA, CPA, CRMA) or progress toward preferred.
Strong communication (written and verbal) skills to interact clearly and effectively in a fast‑changing environment.
Strong analytical and problem‑solving skills.
Ability to work independently and collaboratively in a team environment.
Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with risk management and audit tools.
EEO Code Description
Most jobs require bachelor and graduate degrees, and/or professional certification, or comparable experience.
This position does not have people management responsibilities.
Customer Accountability
Understand and support the Bank's Customer Service Strategy.
Consider the impact of decisions on the well‑being of TD, its Customers and stakeholders.
Provide the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity. Model quality service delivery at every interaction.
Lead and contribute to the ongoing improvement of the partner / Customer experience.
Employee and Team Accountability
Be engaged in advancing and sustaining a unique, inclusive culture that reflects TDs diversity agenda, and create an extraordinary employee experience.
Participate fully as a member of the team and contribute to a positive work environment.
May provide leadership, training, and guidance to other team members.
Ensure ongoing communication with the team on the status / progress of projects and issues / points of interest.
Actively share information and knowledge, and proactively learn from the expertise of others.
Community Accountability
Participate in civic activities to promote growth and development of the community and a positive image for TD.
Financial Accountability
Support the development and implementation of operational strategies and objectives to achieve measurable excellence in the quality delivery of sales, service, and products aligned with Best Run concepts and overall enterprise strategy and objectives.
Participate in establishing and executing plans and goals for the Business to drive toward results.
Business Operation Accountability
Ensure that strategic initiatives and directives are carried out effectively with comprehensive change management strategies.
Deliver business services, functions and capabilities that optimize the use of process, technology and our people, and take advantage of TDs scale and operating model.
Collaborate to ensure TD is a best run, integrated, customer‑focused, growth organization.
Ensure processes, policies and procedures are designed in compliance with TD Risk Appetite.
Successfully complete all required job specific, compliance‑related training.
Understand, utilize and follow Compliance/Risk and control programs.
Consult with all risk functions in the development and documentation of policies, procedures and controls, for all department processes.
Ensure ongoing compliance with internal / external audit and regulatory requirements.
Provide prompt and comprehensive response to all external audit, regulator and compliance requests and findings. Maintain appropriate records of action plans.
Physical Requirements
Service customers while sitting for long periods.
Perform sedentary work.
Perform multiple tasks.
Use standard office equipment.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
#J-18808-Ljbffr
Work Location Mount Laurel, New Jersey, United States of America
Hours 40
Pay Details $63,540 - $104,020 USD (base pay may vary by skills and experience)
Line Of Business Audit
Job Description The Senior Auditor – U.S. Compliance Audit is responsible for executing and leading audit engagements based on established audit plans in alignment with applicable policies and regulatory guidelines for TD Bank’s Governance, Risk & Oversight Functions. The US Consumer Compliance team is primarily responsible for auditing US Consumer Compliance regulations (including but not limited to UDAAP, TILA, HMDA, RESPA, EFTA, etc.) and for ensuring the sufficiency of systems, processes, and oversight to support regulatory compliance. The role supports audit engagements through evaluating, documenting, and testing the design and operating effectiveness of internal controls under manager guidance. The Senior Auditor is responsible for execution of control testing, identification of findings, and delivery of high‑quality audit workpapers and reporting.
Depth & Scope
Performs assigned test steps for audits, findings follow‑up, special projects; forms conclusions and documents work in database.
Communicates and discusses audit report with business line.
Participates in planning of audits.
Receives coaching sessions, feedback discussions from in‑charge manager.
Obtains appropriate training.
Makes discretionary decisions and applies professional judgment when assessing control.
Provides on‑the‑job training for team members.
Provides recommendations to management regarding the control environment.
Other responsibilities as required.
Participates in post‑audit critique meeting.
Developing skills to build and maintain relationships within, and external to, audit.
Demonstrates TD leadership Core Values.
Recognizes team members’ contributions.
Participates in, and actively supports implementation of, department improvement initiatives.
Developing skills in building and maintaining relationships within and external to audit.
Education & Experience
Undergraduate degree required.
3+ years of related experience.
Preferred Qualifications
Banking industry audit experience with focus on Governance, Risk & Oversight Function preferred.
Relevant professional certifications (e.g., CIA, CPA, CRMA) or progress toward preferred.
Strong communication (written and verbal) skills to interact clearly and effectively in a fast‑changing environment.
Strong analytical and problem‑solving skills.
Ability to work independently and collaboratively in a team environment.
Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and experience with risk management and audit tools.
EEO Code Description
Most jobs require bachelor and graduate degrees, and/or professional certification, or comparable experience.
This position does not have people management responsibilities.
Customer Accountability
Understand and support the Bank's Customer Service Strategy.
Consider the impact of decisions on the well‑being of TD, its Customers and stakeholders.
Provide the highest level of Customer service when dealing with internal partners, vendors or our Customers - WOW at every opportunity. Model quality service delivery at every interaction.
Lead and contribute to the ongoing improvement of the partner / Customer experience.
Employee and Team Accountability
Be engaged in advancing and sustaining a unique, inclusive culture that reflects TDs diversity agenda, and create an extraordinary employee experience.
Participate fully as a member of the team and contribute to a positive work environment.
May provide leadership, training, and guidance to other team members.
Ensure ongoing communication with the team on the status / progress of projects and issues / points of interest.
Actively share information and knowledge, and proactively learn from the expertise of others.
Community Accountability
Participate in civic activities to promote growth and development of the community and a positive image for TD.
Financial Accountability
Support the development and implementation of operational strategies and objectives to achieve measurable excellence in the quality delivery of sales, service, and products aligned with Best Run concepts and overall enterprise strategy and objectives.
Participate in establishing and executing plans and goals for the Business to drive toward results.
Business Operation Accountability
Ensure that strategic initiatives and directives are carried out effectively with comprehensive change management strategies.
Deliver business services, functions and capabilities that optimize the use of process, technology and our people, and take advantage of TDs scale and operating model.
Collaborate to ensure TD is a best run, integrated, customer‑focused, growth organization.
Ensure processes, policies and procedures are designed in compliance with TD Risk Appetite.
Successfully complete all required job specific, compliance‑related training.
Understand, utilize and follow Compliance/Risk and control programs.
Consult with all risk functions in the development and documentation of policies, procedures and controls, for all department processes.
Ensure ongoing compliance with internal / external audit and regulatory requirements.
Provide prompt and comprehensive response to all external audit, regulator and compliance requests and findings. Maintain appropriate records of action plans.
Physical Requirements
Service customers while sitting for long periods.
Perform sedentary work.
Perform multiple tasks.
Use standard office equipment.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
#J-18808-Ljbffr