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PENNYMAC

Default Specialist III

PENNYMAC, Moorpark, California, us, 93020

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Company Overview Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and our mission is to help millions of Americans achieve homeownership through the complete mortgage journey.

Typical Day The

Pre-Foreclosure Default Specialist

manages a portfolio of delinquent loans, ensuring compliance and accuracy before referring a loan for foreclosure. This involves reviewing loan documents, preparing necessary notices, and coordinating with Loss Mitigation, Foreclosure, and Bankruptcy groups to meet investor, insurer, and regulatory requirements.

Responsibilities

Ensure that all state and investor guidelines are monitored and adhered to as it relates to Foreclosure Referral timeframes.

Photocopy, scan, and mail documents; research and provide copies for external vendors.

Conduct loan‑level research and take appropriate action to resolve issues.

Coordinate activities with other departments to accomplish tasks and objectives.

Communicate with attorney firms as needed.

Perform other related duties as required and assigned.

Provide excellent customer service by following through on all questions or requests.

Follow instructions and respond positively to management direction.

Demonstrate accuracy and thoroughness in any task assigned.

Demonstrate behaviors aligned with the organization’s desired culture and values.

What You’ll Bring

High School Diploma / GED.

3+ years of relevant work experience.

Thorough knowledge of loan servicing, foreclosure, bankruptcy, REO, legal and title.

Highly proficient in Excel and Word.

Financial Services and, if possible, mortgage industry experience preferred.

Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million homeowners. Our vision is to be the most trusted partner for home. Pennymac is committed to equitable and inclusive growth and fosters a culture of accountability, reliability, and ethics.

Benefits

Comprehensive Medical, Dental, and Vision.

Paid Time Off Programs including vacation, holidays, illness, and parental leave.

Wellness Programs, Employee Recognition, onsite gyms, and café‑style dining (select locations).

Retirement benefits, life insurance, 401(k) match, and tuition reimbursement.

Philanthropy Programs including matching gifts, volunteer grants, charitable grants, and corporate sponsorships.

Compensation

Lower in range – Building skills and experience in the role.

Mid‑range – Experience and skills align with proficiency in the role.

Higher in range – Experience and skills add value above typical requirements of the role.

Some roles may be eligible for performance‑based compensation and/or stock‑based incentives awarded to employees based on company and individual performance.

Salary $40,000 – $60,000

Work Model OFFICE

Seniority Level Not Applicable

Employment Type Full‑time

Job Function Other

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