Gemini
Overview
About The Company
Gemini is a global crypto and Web3 platform founded by Cameron and Tyler Winklevoss in 2014. We offer a wide range of simple, reliable, and secure crypto products and services to individuals and institutions in over 70 countries. Our mission is to unlock the next era of financial, creative, and personal freedom by providing trusted access to the decentralized future.
Role
Associate, Credit Risk
Gemini is hiring for an Associate, Credit Card Risk to be part of the risk management function. You’ll use SQL (and optionally Python) to analyze portfolio performance, implement rules, build monitoring, and prepare clear data-driven recommendations. The role supports senior risk leaders and partners with Product, Engineering, Data, Operations, Compliance, and Collections to ship safe, customer-friendly credit experiences.
Location & Hybrid Work
In-person twice a week at our New York City, NY or San Francisco, CA office. Hybrid work approach available for remote workers located outside hubs.
Responsibilities
Execute analyses to inform underwriting rules, cutoffs, policies, and operational flows for Gemini’s credit card product Translate ambiguous questions into well-scoped queries and concise findings; propose data‑backed next steps Build and maintain daily/weekly dashboards and reports for KRIs/KPIs (approval, utilization, delinquency, roll rates, charge‑offs) Partner with Product/Engineering/Data to implement rules and thresholds in decisioning systems; validate inputs/outputs and run A/B or champion/challenger tests Run post‑implementation reviews of strategy changes; identify drift, stability issues, and quick optimizations Prepare ad‑hoc analyses and management readouts that tell a clear analytical story Document change logs, assumptions, and expected impacts Communicate clearly with cross‑functional teams to triage issues, refine requirements, and close the loop on outcomes
Minimum Qualifications
Bachelor’s degree in a related field or commensurate work experience 3‑5 years of credit card risk experience Experience with relational databases and SQL Strong data communication and writing skills Excellent verbal and written communication skills Roll‑up‑the‑sleeves attitude – willingness to do what’s necessary to ensure customer safety
Preferred Qualifications
Data visualization experience using BI tools (e.g., Tableau, Looker) Python experience
Compensation & Benefits
Competitive starting salary A discretionary annual bonus Long‑term incentive in the form of a new hire equity grant Comprehensive health plans 401(k) with company matching Paid parental leave Flexible time off
Salary Range
The base salary range for this role is $82,500 – $110,000 in New York, California, and Washington. This range does not include bonus or equity.
Equal Opportunity Statement
At Gemini, we strive to build diverse teams that reflect the people we want to empower through our products, and we are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status. If you have a specific need that requires accommodation, please let a member of the People Team know.
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About The Company
Gemini is a global crypto and Web3 platform founded by Cameron and Tyler Winklevoss in 2014. We offer a wide range of simple, reliable, and secure crypto products and services to individuals and institutions in over 70 countries. Our mission is to unlock the next era of financial, creative, and personal freedom by providing trusted access to the decentralized future.
Role
Associate, Credit Risk
Gemini is hiring for an Associate, Credit Card Risk to be part of the risk management function. You’ll use SQL (and optionally Python) to analyze portfolio performance, implement rules, build monitoring, and prepare clear data-driven recommendations. The role supports senior risk leaders and partners with Product, Engineering, Data, Operations, Compliance, and Collections to ship safe, customer-friendly credit experiences.
Location & Hybrid Work
In-person twice a week at our New York City, NY or San Francisco, CA office. Hybrid work approach available for remote workers located outside hubs.
Responsibilities
Execute analyses to inform underwriting rules, cutoffs, policies, and operational flows for Gemini’s credit card product Translate ambiguous questions into well-scoped queries and concise findings; propose data‑backed next steps Build and maintain daily/weekly dashboards and reports for KRIs/KPIs (approval, utilization, delinquency, roll rates, charge‑offs) Partner with Product/Engineering/Data to implement rules and thresholds in decisioning systems; validate inputs/outputs and run A/B or champion/challenger tests Run post‑implementation reviews of strategy changes; identify drift, stability issues, and quick optimizations Prepare ad‑hoc analyses and management readouts that tell a clear analytical story Document change logs, assumptions, and expected impacts Communicate clearly with cross‑functional teams to triage issues, refine requirements, and close the loop on outcomes
Minimum Qualifications
Bachelor’s degree in a related field or commensurate work experience 3‑5 years of credit card risk experience Experience with relational databases and SQL Strong data communication and writing skills Excellent verbal and written communication skills Roll‑up‑the‑sleeves attitude – willingness to do what’s necessary to ensure customer safety
Preferred Qualifications
Data visualization experience using BI tools (e.g., Tableau, Looker) Python experience
Compensation & Benefits
Competitive starting salary A discretionary annual bonus Long‑term incentive in the form of a new hire equity grant Comprehensive health plans 401(k) with company matching Paid parental leave Flexible time off
Salary Range
The base salary range for this role is $82,500 – $110,000 in New York, California, and Washington. This range does not include bonus or equity.
Equal Opportunity Statement
At Gemini, we strive to build diverse teams that reflect the people we want to empower through our products, and we are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status. If you have a specific need that requires accommodation, please let a member of the People Team know.
#J-18808-Ljbffr