JPMorganChase
Card Loss Forecasting - Vice President
Apply for the
Card Loss Forecasting - Vice President
role at
JPMorganChase , a global leader in financial services. The position is based in our Chase Consumer & Community Banking division and focuses on credit card portfolio health and risk assessment.
Job Description As a leader within the Credit Loss Forecasting team, you will be responsible for credit forecasting for the $220 B credit card portfolio, producing delinquency and loss forecasts by portfolio segments, and providing analytical insights to senior management. Your work will help guide company budgeting, monthly outlooks, and Investor Day presentations based on macroeconomic scenarios in partnership with the P&A, collections, and risk strategy teams.
Job Responsibilities
Produce the credit card loss forecast for the bank-wide budget, including forecasts for policy losses, bankruptcy, deceased and recoveries, and reversals.
Build, analyze, and modify origination vintage and product-level forecasts.
Analyze and interpret loss‑forecasting quantitative model output.
Collaborate with Finance, Modeling, and Risk Strategy teams to assess portfolio changes and apply necessary adjustments.
Create and deliver presentations and summaries for executive leadership.
Run sensitivity scenarios based on economic conditions and management direction.
Complete ad hoc analysis as required.
Monitor and present delinquency and loss forecasts to key line‑of‑business partners.
Create and validate regulatory reporting.
Provide insight for senior management via regular risk deep drives.
Demonstrate initiative and ability to manage multiple projects with limited guidance, while mentoring junior analysts.
Required Qualifications, Capabilities & Skills
Bachelor’s or Master’s Degree in a quantitative discipline (Finance, Accounting, Business, Stats, Economics, Math, Engineering) or equivalent work/training.
Minimum 5 years of credit risk management, loss forecasting, statistical modeling, model execution, and/or consulting experience.
Minimum 7 years of related analytical experience.
Proficiency in Microsoft Office suite (Advanced Excel and PowerPoint).
Preferred credit‑risk experience in one or more U.S. consumer credit portfolios (e.g., Mortgage, Credit Card, Automotive, Business Banking).
Strong knowledge of Python, SAS, and SQL (preferred).
Strong analytical, interpretive, and problem‑solving skills with the ability to handle large data sets and assess their operational and financial impact.
Excellent oral and written communication and presentation skills.
About Us Chase is a leading financial services firm that helps nearly half of America’s households and small businesses achieve their financial goals through a broad range of products. We offer a competitive total rewards package, including base salary, commission, and discretionary incentive compensation, as well as comprehensive benefits such as health care coverage, on‑site wellness centers, retirement savings plans, and tuition reimbursement. We value diversity, equity, and inclusion, and are a qualified equal‑opportunity employer. We do not discriminate on the basis of any protected attribute and provide reasonable accommodations for applicants and employees.
About The Team The Consumer & Community Banking division serves our Chase customers with personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. Risk Management helps the firm understand, manage, and anticipate risks in a constantly changing environment, providing independent oversight and maintaining an effective control environment.
#J-18808-Ljbffr
Card Loss Forecasting - Vice President
role at
JPMorganChase , a global leader in financial services. The position is based in our Chase Consumer & Community Banking division and focuses on credit card portfolio health and risk assessment.
Job Description As a leader within the Credit Loss Forecasting team, you will be responsible for credit forecasting for the $220 B credit card portfolio, producing delinquency and loss forecasts by portfolio segments, and providing analytical insights to senior management. Your work will help guide company budgeting, monthly outlooks, and Investor Day presentations based on macroeconomic scenarios in partnership with the P&A, collections, and risk strategy teams.
Job Responsibilities
Produce the credit card loss forecast for the bank-wide budget, including forecasts for policy losses, bankruptcy, deceased and recoveries, and reversals.
Build, analyze, and modify origination vintage and product-level forecasts.
Analyze and interpret loss‑forecasting quantitative model output.
Collaborate with Finance, Modeling, and Risk Strategy teams to assess portfolio changes and apply necessary adjustments.
Create and deliver presentations and summaries for executive leadership.
Run sensitivity scenarios based on economic conditions and management direction.
Complete ad hoc analysis as required.
Monitor and present delinquency and loss forecasts to key line‑of‑business partners.
Create and validate regulatory reporting.
Provide insight for senior management via regular risk deep drives.
Demonstrate initiative and ability to manage multiple projects with limited guidance, while mentoring junior analysts.
Required Qualifications, Capabilities & Skills
Bachelor’s or Master’s Degree in a quantitative discipline (Finance, Accounting, Business, Stats, Economics, Math, Engineering) or equivalent work/training.
Minimum 5 years of credit risk management, loss forecasting, statistical modeling, model execution, and/or consulting experience.
Minimum 7 years of related analytical experience.
Proficiency in Microsoft Office suite (Advanced Excel and PowerPoint).
Preferred credit‑risk experience in one or more U.S. consumer credit portfolios (e.g., Mortgage, Credit Card, Automotive, Business Banking).
Strong knowledge of Python, SAS, and SQL (preferred).
Strong analytical, interpretive, and problem‑solving skills with the ability to handle large data sets and assess their operational and financial impact.
Excellent oral and written communication and presentation skills.
About Us Chase is a leading financial services firm that helps nearly half of America’s households and small businesses achieve their financial goals through a broad range of products. We offer a competitive total rewards package, including base salary, commission, and discretionary incentive compensation, as well as comprehensive benefits such as health care coverage, on‑site wellness centers, retirement savings plans, and tuition reimbursement. We value diversity, equity, and inclusion, and are a qualified equal‑opportunity employer. We do not discriminate on the basis of any protected attribute and provide reasonable accommodations for applicants and employees.
About The Team The Consumer & Community Banking division serves our Chase customers with personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. Risk Management helps the firm understand, manage, and anticipate risks in a constantly changing environment, providing independent oversight and maintaining an effective control environment.
#J-18808-Ljbffr