Guaranteed Rate Affinity
Director of National Growth at Guaranteed Rate Affinity
Vice President of Mortgage Lending
About The Company Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Anywhere Real Estate Inc. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more than 700 Coldwell Banker and select Sotheby's International Realty offices owned by NRT LLC, a subsidiary of Anywhere and the nation's largest residential real estate brokerage company. In addition, Guaranteed Rate Affinity markets its services to consumers and unaffiliated realtor referral sources.
Role Overview Guaranteed Rate Affinity is currently seeking a hard-working, dedicated
VP of Mortgage Lending
to join our innovative and passionate team.
A VP holds an elevated position within the company and is expected and incentivized to operate like a business owner. Industry expertise, paired with effective delegation and auditing of files from origination through closing, will allow a VP to focus primarily on building relationships and growing their business. A 5-star customer experience and successful Proactive POD Flow Model begins with the VP.
In this role, one will be supporting a top Loan Officer for GR Affinity and top LO in the country, who has 20 years of experience in the mortgage industry, funding over $5 billion in loans. One will be assisting in converting prospects into active referral partners. Ability to present and collaborate with referral partners will be necessary to grow business and market share. If you are a personable, smart, sales focused individual that is driven to win and looking to grow professionally, then the VP of Mortgage Lending is for you!
Essential Duties and Responsibilities
Originate first or second purchase mortgage, and refinance loans. Informs prospective loan clients of the underwriting guidelines and applicable government regulations
Present the advantages and disadvantages of different financial products to determine the best option for each customer's financial situation
Set proper customer expectations and provide timely status updates to ensure a positive customer experience
Collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers
Completes loan applications and all pre-processing functions in a timely manner
Conduct day-to-day operations in accordance with the laws, regulations, policies, procedures, and expectations of GRA.
Provide pre-qualifications and take FULL loan applications and answer client questions
Price and place loans with the appropriate Corporate Objective
Utilize VP POD Flow Checklist to ensure smooth MC transition and loan process
Review pipeline reports to delegate and audit file responsibilities daily
Review underwriting decision and re-set expectations with the borrower and/or referral partners if qualifications or timelines change at any point during the loan process and notify team of applicable changes
Review active loan files daily and work with the processing team to determine if any documents are missing or what can be done to keep the process moving
Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
Loan Level problem solving, including but not limited to restructuring of files as needed
Routine Pipeline Maintenance including daily assessment of team turn times to minimize lock expirations, anticipated contingencies, and deviation from scheduled closing dates/times
Change or extend locks and request any necessary pricing expectations as needed
Track/approve disclosures being sent to borrowers:
Review LE and CD for accuracy and ensure there are no missing charges
Verify the borrower's understanding of the funds required for closing and that funds will be properly sourced from approved accounts
Build network and community relationships, aggressively promoting GRA to real estate agents, builders, developers, financial planners, and other referral sources to develop partners, solid referral partner relationships and close multiple loans per month
Attend all scheduled office meetings (daily or weekly) These are to make sure your business is (and stays) on track and to make sure loans are running smoothly
Focus on marketing and promotional strategies to attract new purchase business, promoting a broad spectrum of mortgage products including but not limited to government, conventional, home equity and additional products within an assigned geographical area
Complete tasks in a timely manner and work amicably with others
Other duties and responsibilities as assigned
Minimum Qualifications Education or Formal Training:
Current state licensing and registration under the National Mortgage Licensing System and Registry
3+ years' experience in the consumer loan industry
Knowledge, Skills & Abilities:
Excellent verbal and written communication skills with a strong customer service focus
Strong attention to detail with an emphasis on strong math skills
Expert knowledge of CFPB disclosure requirements, Guaranteed Rate Affinity POD flow, secondary market pricing scenarios and investor guidelines
Ability to think strategically and display excellent problem-solving skills.
Self-motivated, entrepreneurial persona with excellent time-management skills, which requires minimal supervision
Knowledge of and ability to efficiently use technology, various lending software and to work successfully in a paperless environment.
A “sales closing” mentality along with the skills to handle questions and last-minute changes under pressure to help your clients secure their mortgage
Understand all policies, procedures, and regulations relating to loans
Detail-orientation with efficient focus on work activities
Ability to delegate in a positive style with thorough follow up skills
Must have working knowledge of Conventional, FHA, VA, and USDA programs on a multi-investor platform
Work Location Work Location : Must be in Greater Westchester area
Compensation and Benefits This role is a sales role. The loan officer is expected to sell the Company's products and services by meeting with customers and referral partners, developing relationships and performing other work away from the office.
This is a 100% commission-based position, with compensation directly tied to individual sales performance. The ideal candidate will be highly motivated and driven to succeed in a competitive sales environment. Additionally, employees may be eligible for a discretionary sign-on bonus, based on experience and qualifications.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g., legal planning assistance; identity theft protection; pet insurance; wellness resources).
Application Applications are being accepted through 12/25/2025. To apply, please submit your resume via LinkedIn or via email to Michael Nixon (Michael.nixon@grarate.com)
Equal Opportunity Employer Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
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About The Company Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Anywhere Real Estate Inc. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more than 700 Coldwell Banker and select Sotheby's International Realty offices owned by NRT LLC, a subsidiary of Anywhere and the nation's largest residential real estate brokerage company. In addition, Guaranteed Rate Affinity markets its services to consumers and unaffiliated realtor referral sources.
Role Overview Guaranteed Rate Affinity is currently seeking a hard-working, dedicated
VP of Mortgage Lending
to join our innovative and passionate team.
A VP holds an elevated position within the company and is expected and incentivized to operate like a business owner. Industry expertise, paired with effective delegation and auditing of files from origination through closing, will allow a VP to focus primarily on building relationships and growing their business. A 5-star customer experience and successful Proactive POD Flow Model begins with the VP.
In this role, one will be supporting a top Loan Officer for GR Affinity and top LO in the country, who has 20 years of experience in the mortgage industry, funding over $5 billion in loans. One will be assisting in converting prospects into active referral partners. Ability to present and collaborate with referral partners will be necessary to grow business and market share. If you are a personable, smart, sales focused individual that is driven to win and looking to grow professionally, then the VP of Mortgage Lending is for you!
Essential Duties and Responsibilities
Originate first or second purchase mortgage, and refinance loans. Informs prospective loan clients of the underwriting guidelines and applicable government regulations
Present the advantages and disadvantages of different financial products to determine the best option for each customer's financial situation
Set proper customer expectations and provide timely status updates to ensure a positive customer experience
Collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers
Completes loan applications and all pre-processing functions in a timely manner
Conduct day-to-day operations in accordance with the laws, regulations, policies, procedures, and expectations of GRA.
Provide pre-qualifications and take FULL loan applications and answer client questions
Price and place loans with the appropriate Corporate Objective
Utilize VP POD Flow Checklist to ensure smooth MC transition and loan process
Review pipeline reports to delegate and audit file responsibilities daily
Review underwriting decision and re-set expectations with the borrower and/or referral partners if qualifications or timelines change at any point during the loan process and notify team of applicable changes
Review active loan files daily and work with the processing team to determine if any documents are missing or what can be done to keep the process moving
Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
Loan Level problem solving, including but not limited to restructuring of files as needed
Routine Pipeline Maintenance including daily assessment of team turn times to minimize lock expirations, anticipated contingencies, and deviation from scheduled closing dates/times
Change or extend locks and request any necessary pricing expectations as needed
Track/approve disclosures being sent to borrowers:
Review LE and CD for accuracy and ensure there are no missing charges
Verify the borrower's understanding of the funds required for closing and that funds will be properly sourced from approved accounts
Build network and community relationships, aggressively promoting GRA to real estate agents, builders, developers, financial planners, and other referral sources to develop partners, solid referral partner relationships and close multiple loans per month
Attend all scheduled office meetings (daily or weekly) These are to make sure your business is (and stays) on track and to make sure loans are running smoothly
Focus on marketing and promotional strategies to attract new purchase business, promoting a broad spectrum of mortgage products including but not limited to government, conventional, home equity and additional products within an assigned geographical area
Complete tasks in a timely manner and work amicably with others
Other duties and responsibilities as assigned
Minimum Qualifications Education or Formal Training:
Current state licensing and registration under the National Mortgage Licensing System and Registry
3+ years' experience in the consumer loan industry
Knowledge, Skills & Abilities:
Excellent verbal and written communication skills with a strong customer service focus
Strong attention to detail with an emphasis on strong math skills
Expert knowledge of CFPB disclosure requirements, Guaranteed Rate Affinity POD flow, secondary market pricing scenarios and investor guidelines
Ability to think strategically and display excellent problem-solving skills.
Self-motivated, entrepreneurial persona with excellent time-management skills, which requires minimal supervision
Knowledge of and ability to efficiently use technology, various lending software and to work successfully in a paperless environment.
A “sales closing” mentality along with the skills to handle questions and last-minute changes under pressure to help your clients secure their mortgage
Understand all policies, procedures, and regulations relating to loans
Detail-orientation with efficient focus on work activities
Ability to delegate in a positive style with thorough follow up skills
Must have working knowledge of Conventional, FHA, VA, and USDA programs on a multi-investor platform
Work Location Work Location : Must be in Greater Westchester area
Compensation and Benefits This role is a sales role. The loan officer is expected to sell the Company's products and services by meeting with customers and referral partners, developing relationships and performing other work away from the office.
This is a 100% commission-based position, with compensation directly tied to individual sales performance. The ideal candidate will be highly motivated and driven to succeed in a competitive sales environment. Additionally, employees may be eligible for a discretionary sign-on bonus, based on experience and qualifications.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g., legal planning assistance; identity theft protection; pet insurance; wellness resources).
Application Applications are being accepted through 12/25/2025. To apply, please submit your resume via LinkedIn or via email to Michael Nixon (Michael.nixon@grarate.com)
Equal Opportunity Employer Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
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