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ING Americas

Portfolio Management - Vice President

ING Americas, New York, New York, us, 10261

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Portfolio Management - Vice President

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Lending | Portfolio Management | Portfolio Management Vice President | New York

About ING

In Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.

ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

About The Position As a Vice President in this team your primary responsibility will be the ongoing management of the Project Finance loan portfolio, with an emphasis on credit monitoring, analytics and internal reporting. You will have portfolio management responsibilities for a portfolio of project finance loans. This is a leadership position and will require coordination between sector specialists, off-shore portfolio support teams, risk management and junior members of the team.

About The Department This role is a member of a team that comprises the critical portfolio management and reporting foundation of all lending origination and underwriting activity.

Responsibilities

Actively manage all facets of the daily operations of the identified portfolio, including but not limited to:

Routinely analyze the credit migration trends of the portfolio and individual names;

Idea generation for value added cross buy or client opportunities;

Quarterly and annual credit reviews;

Prepare quarterly Credit Risk Management (“CRM”) portfolio reviews;

Process amendment and waiver requests, write or review credit modifications, submit to risk and address Q&A, follow-up on the required legal amendments to the documentation until execution;

Track compliance of financial covenants and other reporting covenants such as construction/ operating reports, insurance, etc.;

Review annual risk rating updates prepared by an administrative support team;

Oversee and prepare collateral monitoring reports;

Prepare and maintain reports as requested by regulators, rating agencies and other external parties;

Maintain various department and industry databases/trackers;

Maintain internal portfolio tracking metrics;

Respond to ad hoc internal requests on portfolio composition and exposure;

Coordinate and work with offshore portfolio support teams

Diligent and proactive credit monitoring through the review of all covenanted financial and project information (e.g. financial models, Borrower and Adviser operational / construction progress reports) as well as compliance with all regular reporting activities in line with the bank’s policy and procedures

Take an active role in oversight and development of the junior project finance team members

Interface with relationship managers and sector specialists to ensure an active dialogue on credit trends, challenges and opportunities with individual borrowers

Responsible for the accurate internal system processing (Vantage) including GRID, FINAN, TSC, Risk Rater

Monitor and identify market developments and proactively manage their potential impact on the portfolio

Support Team Lead and coordinate between Portfolio Management/ Origination in order to ensure timely and accurate response to internal (CAS) and external regulatory controls and audits by providing the required insights, reports and samples and by participating in the dialogue if so requested

Stay up-to-date on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate accordingly

Coordinate with KYC/CDD team

Assist the team in the execution of new transactions, amendments and refinancings on an as-needed basis

Qualifications And Competencies

Minimum of 6 years of project finance and/or energy and commodities finance experience required

BA/BS in finance/economics/accounting/management/engineering (or similar)

CFA a plus

Spanish proficiency a plus

Strong financial and credit analysis capabilities

Strong financial modeling capabilities

Knowledge of the industry and experience with project finance structure

Excellent presentation and communication skills

Ability to thrive in a fast-paced environment with multiple competing priorities

Committed and dedicated individual

Understanding of risks associated with project finance

Knowledge of Legal Documentation

Proficient in MS Excel and Word

Other

Case Study including writing sample and a debt modeling test

References

Salary range: $185K - $240K

In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.

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