Alliant Credit Union
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Manager Credit Risk
role at
Alliant Credit Union .
Responsibilities
Develop and refine underwriting guidelines for products including credit cards, auto lending, personal loans, and HELOCs, ensuring alignment with growth objectives and risk appetite.
Provide analytical support and risk assessment for the evaluation and launch of new products such as consumer lending.
Oversee and monitor key performance indicators (KPIs) such as automated approval rates, delinquency (DQ) and charge‑off (CO) rates, and risk‑adjusted return on assets (ROA) to identify trends and potential risks.
Analyze portfolio performance and make data‑driven recommendations for portfolio‑level changes to optimize risk and return.
Lead the development and refinement of credit policies, standards, and procedures, ensuring clarity and adherence to best practices.
Generate reports using tools like SQL, Excel, and Power BI to provide actionable insights.
Partner with the business unit such as consumer lending, as well as second‑line credit risk, audit, and regulatory teams.
Coach, mentor, and develop staff, including overseeing new employee onboarding and providing career development planning and opportunities; responsible for hire, fire, performance, discipline and problem‑resolution decisions.
Qualifications
Minimum – 4‑Year Bachelor’s Degree in Management, Business, Statistics or related field.
Minimum – 6 Years of experience in Credit Risk, Consumer Lending Products or related area.
Preferred – 1 Year of People Management experience.
In Lieu of Education
8 years of experience in Credit Risk, Consumer Lending Products or related area, including People Management.
Compensation & Benefits Typical hiring range: $143,300 – $204,600 annually. Actual compensation will be determined using factors such as experience, skills and knowledge.
Alliant provides a benefits package including health care, vision, dental, and 401(k) with employer match.
Annual performance bonus
Work from home up to 3 days a week
Paid parental leave
Employee discount programs
Time off including paid personal and sick days
11 paid holidays
Education reimbursement
*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full‑time, regular part‑time, or temporary employment.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Manager Credit Risk
role at
Alliant Credit Union .
Responsibilities
Develop and refine underwriting guidelines for products including credit cards, auto lending, personal loans, and HELOCs, ensuring alignment with growth objectives and risk appetite.
Provide analytical support and risk assessment for the evaluation and launch of new products such as consumer lending.
Oversee and monitor key performance indicators (KPIs) such as automated approval rates, delinquency (DQ) and charge‑off (CO) rates, and risk‑adjusted return on assets (ROA) to identify trends and potential risks.
Analyze portfolio performance and make data‑driven recommendations for portfolio‑level changes to optimize risk and return.
Lead the development and refinement of credit policies, standards, and procedures, ensuring clarity and adherence to best practices.
Generate reports using tools like SQL, Excel, and Power BI to provide actionable insights.
Partner with the business unit such as consumer lending, as well as second‑line credit risk, audit, and regulatory teams.
Coach, mentor, and develop staff, including overseeing new employee onboarding and providing career development planning and opportunities; responsible for hire, fire, performance, discipline and problem‑resolution decisions.
Qualifications
Minimum – 4‑Year Bachelor’s Degree in Management, Business, Statistics or related field.
Minimum – 6 Years of experience in Credit Risk, Consumer Lending Products or related area.
Preferred – 1 Year of People Management experience.
In Lieu of Education
8 years of experience in Credit Risk, Consumer Lending Products or related area, including People Management.
Compensation & Benefits Typical hiring range: $143,300 – $204,600 annually. Actual compensation will be determined using factors such as experience, skills and knowledge.
Alliant provides a benefits package including health care, vision, dental, and 401(k) with employer match.
Annual performance bonus
Work from home up to 3 days a week
Paid parental leave
Employee discount programs
Time off including paid personal and sick days
11 paid holidays
Education reimbursement
*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full‑time, regular part‑time, or temporary employment.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr