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DB INSURANCE CO., LTD. (U.S. BRANCH)

P&C Underwriting Manager - HYBRID

DB INSURANCE CO., LTD. (U.S. BRANCH), Anaheim, California, United States, 92808

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$125,000 - $200,000/year

Position Type

Full-time

Monday – Friday

Hybrid after 90 days - 3 days in office/2 days remote

Reports to

Deputy Branch Manager

Position Overview We are seeking a results-driven P&C Underwriting Manager to lead our Personal Home and Commercial Multi-Peril (CMP) underwriting operations at DB Insurance. In this key leadership role, you’ll manage risk evaluation, pricing, and approval for a wide range of residential risks—including HOAs, condominiums, and homeowners. Collaborating closely with brokers, agents, and internal teams, you’ll ensure profitable, competitive insurance solutions that align with company goals and regulatory standards. Your expertise will be critical in maintaining strong underwriting discipline while driving growth and customer satisfaction.

Key Responsibilities

Lead, manage, and mentor the underwriting team across both personal home and CMP lines, ensuring consistent application of underwriting standards and sound decision-making

Review, evaluate, and approve personal and commercial property accounts, including homeowners, property, liability, and business interruption coverage

Develop and maintain strong broker, agent, and client relationships to better understand their needs and deliver tailored insurance solutions

Negotiate policy terms, conditions, and pricing to balance market competitiveness with company profitability goals

Monitor portfolio performance, analyze loss trends, and implement strategies to improve risk selection and underwriting results

Ensure compliance with DB Insurance underwriting guidelines, regulatory requirements, and industry best practices

Collaborate with claims, risk management, and actuarial teams to assess emerging risks and refine underwriting strategies

Lead initiatives to enhance underwriting guidelines, processes, and tools for improved efficiency and risk assessment

Represent DB Insurance in broker meetings, client presentations, and industry events to strengthen market presence

Qualifications

Underwriting experience in personal lines homeowners and/or commercial property, with at least 3 years in a leadership or management role

In-depth knowledge of personal and commercial property underwriting principles, including risk evaluation, pricing, and portfolio management

Strong leadership skills with proven experience managing and developing underwriting teams

Excellent analytical, decision-making, and negotiation skills

Exceptional communication and relationship-building abilities

Ability to work cross-functionally with multiple departments to achieve business objectives Bachelor’s degree in a related field; professional insurance designations (CPCU, ARM, AU) preferred

Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company!

Paid time off and sick leave

11 Annual paid holidays

401(k) plan with up to 4% company match

Casual dress code

About Us DB Insurance is a leading global insurance company headquartered in South Korea, with a growing presence in the U.S. Our U.S. branch supports operations across California, New York, Hawaii, and Arizona. We’re proud to blend the strength and stability of a global brand with the agility and collaboration of a close-knit team. At DB Insurance, we strive to foster a workplace culture that values inclusion, innovation, and the unique perspectives of our employees.

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