Stripe
Financial Crimes Investigations Lead, Americas
Stripe, San Francisco, California, United States, 94199
Financial Crimes Investigations Lead, Americas
Join to apply for the
Financial Crimes Investigations Lead, Americas
role at
Stripe .
About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.
About The Team Stripe is both a technology company and a financial services company, and you will need to be comfortable straddling both of those worlds every day. The right person for the role will enjoy dealing with that puzzle, seeking creative solutions and moving quickly, often in the face of ambiguity. The right person for the role will also be comfortable getting their hands dirty by directly working on critical parts of the Americas financial crimes program, as well as being an effective people manager.
The Financial Crimes, Compliance, and Risk Oversight (FinCRO) Investigations Management team is responsible for providing second line of defense (2LoD) financial crime risk oversight and coordination over casework, the management of user risk and other investigative oversight responsibilities for Stripe’s global operations. The Investigations Management function will take part in local exams, field financial partner inquiries, and respond to law enforcement or other external inquiries.
What you’ll do We are looking for an Americas Financial Crimes Investigations Lead based in the US. This role focuses on leading a team of investigators and analysts conducting anti-money laundering (AML), counter‑terrorist financing (CTF), sanctions, and other financial crimes and regulatory compliance investigations in support of Stripe's growing business.
Responsibilities
Lead a team of Financial Crime Analysts located across the Americas region (US, Canada, and Latin America)
Provide guidance and support to the Americas team, in order to conduct a wide variety of analyses, potentially including:
Investigations into money laundering, terrorist financing and other financial crimes and reporting of this activity through Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs)
Conduct OFAC and BIS screening ("watchlist") and sanctioned jurisdictions screening ("keyword") reviews, manually reviewing Stripe merchant accounts, and reviewing investigations work products, as part of Stripe’s sanctions program
Assessments of customer risks, including KYC and Due Diligence investigations for high risk customers, inclusive of Politically Exposed Persons (PEPs)
Management of customer risk to Stripe, including the assessment of user retention and offboarding of users
Assist the team in the investigation and response to requests for information from banking and financial partners, including the direct management of financial partner relationships
Drive complex intelligence investigations and analytical workstreams, coordinating with Stripe’s Complex and Major investigations teams
Demonstrate sound judgment and an ability to navigate non‑binary, high‑risk decisions, and effectively communicate these decisions to the wider team
Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and following up implementation of those improvements
Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners
Demonstrate ownership of the Americas Financial Crimes program, and constantly seek improvements and accountability both within the team, as well as with our Financial Crimes Operations teams
Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum Requirements
5+ years experience in investigations, operations, or advisory roles within financial crimes, AML, sanctions, risk, fraud, research, or a related field
2+ years experience leading financial crimes investigation teams of varying size and complexity
Investigative expertise and strong knowledge of BSA, AML, US Patriot Act, and OFAC regulations
Excellent research and writing skills
Ability to synthesize large amounts of information, including transaction data
Ability to work efficiently and independently in a fast‑paced environment
Ability to work cross‑functionally with internal stakeholders
Preferred Qualifications
ACAMS, ACAMS CGSS or ACSS Certification
Familiarity with evaluating STRs and other regulatory reports to FINTRAC and Canadian Law Enforcement, as well as SAR reporting and regulatory requirements in Brazil.
MS Excel experience
SQL abilities
Familiarity with MacOS and Google products
Technical curiosity and an interest in evolving sanctions, AML, or regulatory compliance trends
Foreign language fluency, including Spanish or Portuguese
Hybrid work at Stripe This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).
In‑office expectations Office‑assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in‑person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.
Working remotely at Stripe A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on‑site, meet‑ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.
Pay and benefits The annual US base salary range for this role is $129,400 - $194,200. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.
Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
Referrals increase your chances of interviewing at Stripe by 2x Seniority level
Director
Employment type
Full‑time
Job function
Finance and Sales
Industries
Software Development
Financial Services
Information and Internet
#J-18808-Ljbffr
Financial Crimes Investigations Lead, Americas
role at
Stripe .
About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.
About The Team Stripe is both a technology company and a financial services company, and you will need to be comfortable straddling both of those worlds every day. The right person for the role will enjoy dealing with that puzzle, seeking creative solutions and moving quickly, often in the face of ambiguity. The right person for the role will also be comfortable getting their hands dirty by directly working on critical parts of the Americas financial crimes program, as well as being an effective people manager.
The Financial Crimes, Compliance, and Risk Oversight (FinCRO) Investigations Management team is responsible for providing second line of defense (2LoD) financial crime risk oversight and coordination over casework, the management of user risk and other investigative oversight responsibilities for Stripe’s global operations. The Investigations Management function will take part in local exams, field financial partner inquiries, and respond to law enforcement or other external inquiries.
What you’ll do We are looking for an Americas Financial Crimes Investigations Lead based in the US. This role focuses on leading a team of investigators and analysts conducting anti-money laundering (AML), counter‑terrorist financing (CTF), sanctions, and other financial crimes and regulatory compliance investigations in support of Stripe's growing business.
Responsibilities
Lead a team of Financial Crime Analysts located across the Americas region (US, Canada, and Latin America)
Provide guidance and support to the Americas team, in order to conduct a wide variety of analyses, potentially including:
Investigations into money laundering, terrorist financing and other financial crimes and reporting of this activity through Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs)
Conduct OFAC and BIS screening ("watchlist") and sanctioned jurisdictions screening ("keyword") reviews, manually reviewing Stripe merchant accounts, and reviewing investigations work products, as part of Stripe’s sanctions program
Assessments of customer risks, including KYC and Due Diligence investigations for high risk customers, inclusive of Politically Exposed Persons (PEPs)
Management of customer risk to Stripe, including the assessment of user retention and offboarding of users
Assist the team in the investigation and response to requests for information from banking and financial partners, including the direct management of financial partner relationships
Drive complex intelligence investigations and analytical workstreams, coordinating with Stripe’s Complex and Major investigations teams
Demonstrate sound judgment and an ability to navigate non‑binary, high‑risk decisions, and effectively communicate these decisions to the wider team
Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and following up implementation of those improvements
Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners
Demonstrate ownership of the Americas Financial Crimes program, and constantly seek improvements and accountability both within the team, as well as with our Financial Crimes Operations teams
Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
Minimum Requirements
5+ years experience in investigations, operations, or advisory roles within financial crimes, AML, sanctions, risk, fraud, research, or a related field
2+ years experience leading financial crimes investigation teams of varying size and complexity
Investigative expertise and strong knowledge of BSA, AML, US Patriot Act, and OFAC regulations
Excellent research and writing skills
Ability to synthesize large amounts of information, including transaction data
Ability to work efficiently and independently in a fast‑paced environment
Ability to work cross‑functionally with internal stakeholders
Preferred Qualifications
ACAMS, ACAMS CGSS or ACSS Certification
Familiarity with evaluating STRs and other regulatory reports to FINTRAC and Canadian Law Enforcement, as well as SAR reporting and regulatory requirements in Brazil.
MS Excel experience
SQL abilities
Familiarity with MacOS and Google products
Technical curiosity and an interest in evolving sanctions, AML, or regulatory compliance trends
Foreign language fluency, including Spanish or Portuguese
Hybrid work at Stripe This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).
In‑office expectations Office‑assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in‑person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.
Working remotely at Stripe A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on‑site, meet‑ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.
Pay and benefits The annual US base salary range for this role is $129,400 - $194,200. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.
Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
Referrals increase your chances of interviewing at Stripe by 2x Seniority level
Director
Employment type
Full‑time
Job function
Finance and Sales
Industries
Software Development
Financial Services
Information and Internet
#J-18808-Ljbffr