JPMorgan Chase & Co.
Risk Management - Merchant Services Credit Officer - Vice President
JPMorgan Chase & Co., Plano, Texas, us, 75086
Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Lead Credit Officer on our Wholesale Credit Risk Merchant Services Team, you will play a pivotal role in maintaining the firm's resilience. You will have the opportunity to assess new applications for payment processing, work directly with various stakeholders and provide expert recommendations. This role offers you the chance to apply your analytical skills and contribute to our firm's growth in a responsible way.
Job responsibilities
Assign and complete credit due diligence and assigning an obligor grade in line with the firmwide policies
Review client applications, including financial statement analysis, for payment processing services provided by JPMorgan Merchant Services
Work directly with Sales, Bankers and applicants to complete full due diligence report of applicants to determine and document business model, credit worthiness and potential credit exposure to the firm
Provide expert recommendation to the Head of Wholesale Credit, Merchant Services Chief Risk Officer and Commercial and Investment Bank Chief Risk Officer
Required qualifications, capabilities and skills
Bachelor’s degree in Business, Finance, Accounting or similar area and in-depth knowledge of accounting and corporate finance
5+ years of relevant credit or underwriting experience
Strong analytical and modeling skills
Capable of understanding, describing and debating complex concepts
Proficiency in Microsoft Office Suite, especially Excel, PowerPoint and Word
Preferred qualifications, capabilities and skills
Previous experience working in the payments industry
Strong accountability, ownership of tasks, attention to detail and work ethic
Capable of delivering compelling presentations and effectively communicating complex information to diverse audiencesStrong interpersonal skills, ability to work well in a team environment and highly motivated with a natural passion to learn
Experience driving system and policy change, demonstrating the ability to lead initiatives through cross-team partnerships
Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
Fluent in French for both written and verbal communication
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As a Lead Credit Officer on our Wholesale Credit Risk Merchant Services Team, you will play a pivotal role in maintaining the firm's resilience. You will have the opportunity to assess new applications for payment processing, work directly with various stakeholders and provide expert recommendations. This role offers you the chance to apply your analytical skills and contribute to our firm's growth in a responsible way.
Job responsibilities
Assign and complete credit due diligence and assigning an obligor grade in line with the firmwide policies
Review client applications, including financial statement analysis, for payment processing services provided by JPMorgan Merchant Services
Work directly with Sales, Bankers and applicants to complete full due diligence report of applicants to determine and document business model, credit worthiness and potential credit exposure to the firm
Provide expert recommendation to the Head of Wholesale Credit, Merchant Services Chief Risk Officer and Commercial and Investment Bank Chief Risk Officer
Required qualifications, capabilities and skills
Bachelor’s degree in Business, Finance, Accounting or similar area and in-depth knowledge of accounting and corporate finance
5+ years of relevant credit or underwriting experience
Strong analytical and modeling skills
Capable of understanding, describing and debating complex concepts
Proficiency in Microsoft Office Suite, especially Excel, PowerPoint and Word
Preferred qualifications, capabilities and skills
Previous experience working in the payments industry
Strong accountability, ownership of tasks, attention to detail and work ethic
Capable of delivering compelling presentations and effectively communicating complex information to diverse audiencesStrong interpersonal skills, ability to work well in a team environment and highly motivated with a natural passion to learn
Experience driving system and policy change, demonstrating the ability to lead initiatives through cross-team partnerships
Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time
Fluent in French for both written and verbal communication
#J-18808-Ljbffr