Western Alliance Bancorporation
Small Business Credit Director
Western Alliance Bancorporation, San Diego, California, United States, 92189
Small Business Credit Director
Location: CityScape
What you’ll do
Support the Business Line Leader and Chief Banking Officer in executing the Bank’s strategic plan, focusing on growth of consumer and small business credit offerings.
Lead ongoing review and updates of small business and consumer credit policy, underwriting guidelines, & product pricing, adjusting to market dynamics and regulatory requirements.
Manage the Business and Consumer Loan Center, ensuring delivery of exceptional service to clients and bankers.
Oversee the SBA Enterprise group, collaborating with the SBA team to offer competitive credit terms that grow the client base, expand relationships, & increase fee income.
Ensure the bank utilizes existing technology to its fullest, recommending improvements where needed.
Guide the credit structuring development process, customer assessment, & presentations to senior and business line loan committees for larger credits.
Lead the team in managing portfolio health, proactively addressing deteriorating loan performance and mitigating risk from market developments and service delivery issues.
Foster strong, healthy working relationships with executive and senior leaders across partner departments, ensuring compliance with technical processes, risk mitigation, and customer service standards.
Supervise staff, performing performance appraisals, disciplinary actions, hiring interviews, training, and coaching.
Remain knowledgeable on market trends, competitive offerings, industry best practices, and regulatory changes impacting your area of influence.
What you’ll need
10+ years of related experience.
Bachelor’s degree or equivalent experience required.
Previous leadership experience required.
Exceptional credit knowledge and underwriting skills in SBA lending, consumer, and general C&I lending.
Expert knowledge of general banking operations, including deposit operations, loan administration, treasury management, and other commercial banking products and services.
Broad experience in customer experience process improvement and data & analytics programs.
Demonstrated ability to think strategically, deliver innovation, and drive improved client and employee experiences.
Excellent analytical and business consulting skills with experience in strategic planning, program execution, and development of strong risk‑management practices.
Compensation Salary range for new hires is generally $165,000.00 – $188,564.00 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.
Benefits you’ll love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, wellness program, and opportunity to bolster your business knowledge through hands‑on experience.
About the company Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Equal Employment Opportunity Statement Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
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What you’ll do
Support the Business Line Leader and Chief Banking Officer in executing the Bank’s strategic plan, focusing on growth of consumer and small business credit offerings.
Lead ongoing review and updates of small business and consumer credit policy, underwriting guidelines, & product pricing, adjusting to market dynamics and regulatory requirements.
Manage the Business and Consumer Loan Center, ensuring delivery of exceptional service to clients and bankers.
Oversee the SBA Enterprise group, collaborating with the SBA team to offer competitive credit terms that grow the client base, expand relationships, & increase fee income.
Ensure the bank utilizes existing technology to its fullest, recommending improvements where needed.
Guide the credit structuring development process, customer assessment, & presentations to senior and business line loan committees for larger credits.
Lead the team in managing portfolio health, proactively addressing deteriorating loan performance and mitigating risk from market developments and service delivery issues.
Foster strong, healthy working relationships with executive and senior leaders across partner departments, ensuring compliance with technical processes, risk mitigation, and customer service standards.
Supervise staff, performing performance appraisals, disciplinary actions, hiring interviews, training, and coaching.
Remain knowledgeable on market trends, competitive offerings, industry best practices, and regulatory changes impacting your area of influence.
What you’ll need
10+ years of related experience.
Bachelor’s degree or equivalent experience required.
Previous leadership experience required.
Exceptional credit knowledge and underwriting skills in SBA lending, consumer, and general C&I lending.
Expert knowledge of general banking operations, including deposit operations, loan administration, treasury management, and other commercial banking products and services.
Broad experience in customer experience process improvement and data & analytics programs.
Demonstrated ability to think strategically, deliver innovation, and drive improved client and employee experiences.
Excellent analytical and business consulting skills with experience in strategic planning, program execution, and development of strong risk‑management practices.
Compensation Salary range for new hires is generally $165,000.00 – $188,564.00 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.
Benefits you’ll love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, wellness program, and opportunity to bolster your business knowledge through hands‑on experience.
About the company Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Equal Employment Opportunity Statement Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
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