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Plaza Home Mortgage

Client Service Representative

Plaza Home Mortgage, San Diego, California, United States, 92189

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Pay or shift range:

$25 USD to $33.17 USD. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job‑related reasons.

Description Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full‑service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide. Plaza is dedicated to building quality, long‑term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.

This position is responsible for handling a variety of complex customer and operational transactions requiring a high degree of flexibility and time management skills. Assists Account Executives (AEs) and operational staff with file flow, priority, and status calls to brokers. Works closely with customers in order to get loans cleared‑to‑close within expected turn‑times.

Responsibilities and Duties

Manage loan pipelines and provide client support to get loans cleared‑to‑close (CTC) within expected turn‑times

Work directly with clients to provide training and daily support for loan delivery

Primary contact for Brokers, Correspondents, and Account Executives (AEs)

Engage in verbal and written communication with AEs and Brokers

Help with processing of more complex loan approvals

Assist with rates and lock extensions

Index and review trailing documents (conditions) for completeness, and update LOS systems accordingly

Ensure 4506T transcripts are ordered as required

Look over conditions to task and assign the file to Junior or Senior Underwriter for condition review

Request additional items from Brokers at the request of AEs, Underwriters or Closers. May sign off on non‑UTR conditions within Client Service Representative authority

Handle customer and AE status inquiries

Run flood certification and update information in the system

Assist customers with system support (e.g., Broker Portal)

Verify that fee sheets and Doc Orders are in the file for closing

Review hazard insurance for correct mortgagee clause, loan #, address, borrower and sufficient coverage

Review all title docs for accuracy, submit for agent approval when needed

Index unfiled documents prior to the loan being CTC

Review documents and conditions submitted electronically and notify appropriate parties

Task file to Underwriter when needed

Update system notes with relevant information or comments about the transaction

Complete checklists or worksheets as required

Send status updates to AEs and customers via email, task, or other communication

Pull daily pipeline report in conjunction with the following activities: monitor aged files, follow‑up on conditions and rate lock expirations

Call Brokers when expiration dates are pending, if asked

Assist Branch Operations with suspended pipeline report to ensure loans do not exceed 30 days without a credit decision

Assign loans that are aged for cancellation or denial

Follow up on suspense conditions

Assist AEs and Operations staff with file flow and priority and status calls to Brokers

Work closely with customers in order to get loans cleared‑to‑close within expected turn‑times

Other duties as assigned

Qualifications

Fundamental understanding of loan program products, services, and policies

Demonstrated skill in monitoring and overseeing loan production pipeline

Excellent written, verbal, and interpersonal communication skills

Strong attention to detail and ability to efficiently and consistently produce accurate work

Solid organizational and problem‑solving skills

Capability of multi‑tasking in fast‑paced environment with heavy volume of transactions

Proven aptitude to work in both a team and individual environment

Sound judgment skills essential to making quick decisions within written policy and standard operating procedures

Flexibility and time management skills

High school diploma or equivalent required; college degree preferred

Knowledge of mortgage banking industry

Experience with Loan Origination Systems (LOS) such as Calyx Point and Ellie Mae

Compensation and Benefits

Estimated rate of pay: $25.00 – $33.17. This position is full‑time; non‑exempt.

Plaza offers a competitive benefits package, including medical/dental/vision, paid time off and holidays, 401(k), life and pet insurance, an employee friends and family loan, and an employee assistance program with discounted services.

EEO Statement

Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment. Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza’s workforce. All employees are protected by laws against discrimination on the basis of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non‑merit based factor. Employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.

Equal Opportunity Employer. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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