PayPal
Sr Analyst, Credit Underwriting
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PayPal Job Summary
This role involves independent collaboration to enhance credit processes and decision-making. The analyst evaluates credit risk, oversees team performance, and utilizes data analysis to track credit quality. They work outside defined processes to determine appropriate actions, ensuring the effectiveness of credit management strategies while contributing to the overall efficiency of the credit portfolio. Essential Responsibilities
Conduct timely assessments of merchant credit risk throughout the merchant life cycle Analyze financial and bank statements to evaluate creditworthiness and assess merchant financial health Estimate financial exposure and recommend risk mitigation measures where necessary Communicate risk insights and recommendations effectively with cross‑functional stakeholders Maintain accurate documentation and audit trails of underwriting assessments Monitor portfolio segments and track seller performance to identify risks and opportunities Stay current on industry trends and credit risk best practices to inform decision‑making Facilitate or participate in special assignments and projects to support business initiatives Expected Qualifications
3+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience Additional Responsibilities and Preferred Qualifications
We are seeking a highly skilled and motivated Senior Analyst, Credit Underwriting to join our Holistic Onboarding and Underwriting team. The ideal candidate will play a key role in enhancing and streamlining customer onboarding and underwriting processes while ensuring compliance with regulatory requirements. The role requires strong analytical skills, industry knowledge and the ability to work cross‑functionally with multiple stakeholders. Benefits PayPal offers competitive compensation (U.S. national annual pay range $84,500 – $127,600), performance bonus, equity, and comprehensive medical, dental, vision, and other benefits. Flexible work environment, employee share options, and other resources to support physical, mental, and financial well‑being. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity and standards of reasonable accommodation for qualified individuals with disabilities. PayPal welcomes a diverse workforce and provides a welcoming environment for all employees.
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at
PayPal Job Summary
This role involves independent collaboration to enhance credit processes and decision-making. The analyst evaluates credit risk, oversees team performance, and utilizes data analysis to track credit quality. They work outside defined processes to determine appropriate actions, ensuring the effectiveness of credit management strategies while contributing to the overall efficiency of the credit portfolio. Essential Responsibilities
Conduct timely assessments of merchant credit risk throughout the merchant life cycle Analyze financial and bank statements to evaluate creditworthiness and assess merchant financial health Estimate financial exposure and recommend risk mitigation measures where necessary Communicate risk insights and recommendations effectively with cross‑functional stakeholders Maintain accurate documentation and audit trails of underwriting assessments Monitor portfolio segments and track seller performance to identify risks and opportunities Stay current on industry trends and credit risk best practices to inform decision‑making Facilitate or participate in special assignments and projects to support business initiatives Expected Qualifications
3+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience Additional Responsibilities and Preferred Qualifications
We are seeking a highly skilled and motivated Senior Analyst, Credit Underwriting to join our Holistic Onboarding and Underwriting team. The ideal candidate will play a key role in enhancing and streamlining customer onboarding and underwriting processes while ensuring compliance with regulatory requirements. The role requires strong analytical skills, industry knowledge and the ability to work cross‑functionally with multiple stakeholders. Benefits PayPal offers competitive compensation (U.S. national annual pay range $84,500 – $127,600), performance bonus, equity, and comprehensive medical, dental, vision, and other benefits. Flexible work environment, employee share options, and other resources to support physical, mental, and financial well‑being. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity and standards of reasonable accommodation for qualified individuals with disabilities. PayPal welcomes a diverse workforce and provides a welcoming environment for all employees.
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