Jobot
Overview
Experienced Senior Non-QM Underwriter - Subject Matter Expert. Preference for in-house and local to our New Jersey office; hybrid and remote options available. Job details
Salary: $100,000 - $100,000 per year. This Jobot Job is hosted by Stephen Niedringhaus. Easy Apply available after review of resume. Key Responsibilities
Underwriting: Review and approve/deny Non-QM/Non-Agency loans (Bank Statement, Asset Depletion, DSCR, Foreign National, etc.). Risk Assessment: Analyze borrower credit, income (alt docs), assets, and collateral to determine ability to repay. Guideline Expertise: Maintain deep knowledge of investor guidelines, overlays, FHA, VA, etc. Communication: Act as a subject matter expert (SME) for sales/operations, providing loan solutions and structuring help. Pipeline Management: Manage loans, clear conditions quickly (24-48 hrs), and meet service level agreements (SLAs). Compliance: Ensure all loans meet regulatory and investor standards. Required Skills & Experience
Significant experience in Non-QM, Jumbo, or Non-Agency underwriting (5+ years Non-QM). Manual Underwriting: Strong ability to manually underwrite complex files. Analytical Skills: Excellent problem-solving, detail orientation, and multi-tasking. Software: Familiarity with mortgage software (like Encompass). Why join us?
Supportive culture, opportunities for learning, and accessible management. Competitive base salary. Full Benefits with 401(k). Annual Bonus Option. Plus so much more. Work Location & Schedule
A Non-QM Underwriter for our company will analyze complex loans outside standard rules, using bank statements, asset depletion, DSCR, etc., to assess risk, ensuring compliance with investors while supporting sales with clear decisions, managing conditions, and maintaining strong knowledge of alternative income/credit for self-employed or unique borrowers. Prefer in-house and local to our office in New Jersey, yet hybrid and remote is an option. Compliance & Equal Opportunity
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on these categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. You can reply STOP to cancel and HELP for help. You can access our privacy policy here jobot.com/privacy-policy Search & Alerts
Sign in to set job alerts for “Senior Underwriter” roles.
#J-18808-Ljbffr
Experienced Senior Non-QM Underwriter - Subject Matter Expert. Preference for in-house and local to our New Jersey office; hybrid and remote options available. Job details
Salary: $100,000 - $100,000 per year. This Jobot Job is hosted by Stephen Niedringhaus. Easy Apply available after review of resume. Key Responsibilities
Underwriting: Review and approve/deny Non-QM/Non-Agency loans (Bank Statement, Asset Depletion, DSCR, Foreign National, etc.). Risk Assessment: Analyze borrower credit, income (alt docs), assets, and collateral to determine ability to repay. Guideline Expertise: Maintain deep knowledge of investor guidelines, overlays, FHA, VA, etc. Communication: Act as a subject matter expert (SME) for sales/operations, providing loan solutions and structuring help. Pipeline Management: Manage loans, clear conditions quickly (24-48 hrs), and meet service level agreements (SLAs). Compliance: Ensure all loans meet regulatory and investor standards. Required Skills & Experience
Significant experience in Non-QM, Jumbo, or Non-Agency underwriting (5+ years Non-QM). Manual Underwriting: Strong ability to manually underwrite complex files. Analytical Skills: Excellent problem-solving, detail orientation, and multi-tasking. Software: Familiarity with mortgage software (like Encompass). Why join us?
Supportive culture, opportunities for learning, and accessible management. Competitive base salary. Full Benefits with 401(k). Annual Bonus Option. Plus so much more. Work Location & Schedule
A Non-QM Underwriter for our company will analyze complex loans outside standard rules, using bank statements, asset depletion, DSCR, etc., to assess risk, ensuring compliance with investors while supporting sales with clear decisions, managing conditions, and maintaining strong knowledge of alternative income/credit for self-employed or unique borrowers. Prefer in-house and local to our office in New Jersey, yet hybrid and remote is an option. Compliance & Equal Opportunity
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on these categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. You can reply STOP to cancel and HELP for help. You can access our privacy policy here jobot.com/privacy-policy Search & Alerts
Sign in to set job alerts for “Senior Underwriter” roles.
#J-18808-Ljbffr