JPMorganChase
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Lead Credit Officer- Vice President
role at
JPMorganChase
Job Description
Join our Risk Management team as a Lead Credit Officer in our Commercial and Specialized Industries group. Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best‑in‑class. As a Lead Credit Officer Vice President in our Commercial and Specialized Industries Credit Risk team, you will partner with a cross‑functional team to deliver credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family‑owned businesses, financial sponsors, and some publicly traded companies.
Job Responsibilities
Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio.
Assess risks/mitigants, balance risk/reward, diligently manage renewals, amendments, and new transactions while maintaining acceptable credit reporting metrics.
Form well‑thought‑out, independent views and voice your opinion clearly and defend that position with partners and senior leadership.
Lead complex leveraged finance transactions, including negotiations and legal documentation for bilateral, syndicated, and institutional finance structures.
Work proactively and diplomatically with internal and external contacts to keep transactions moving.
Act with a sense of urgency and execution to meet internal and client deadlines.
Provide leadership by mentoring less experienced team members, embracing change, and participating in various projects or improvement initiatives for the organization.
Demonstrate excellent communication skills both internally and externally and use those skills to effectively solve problems.
Required Qualifications, Capabilities & Skills
BA/BS/BBA degree is required.
Completion of a major corporate or commercial bank credit training program (or equivalent experience) and a thorough understanding of bank credit policies and procedures.
Minimum 5 years’ experience in commercial banking/lending, including extensive credit analysis, structuring, and loan documentation experience with leveraged finance transactions.
Significant accounting and finance knowledge and advanced financial modeling skills.
Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills.
Excellent verbal, written, interpersonal, analytical, and problem‑solving skills.
Excellent organizational and project management skills; able to manage competing priorities under tight deadlines.
Proven ability to collaborate and build strong partnerships.
Intellectual curiosity with a proven ability to learn quickly.
High degree of initiative, self‑direction, and ability to work well under pressure.
About JPMorganChase JPMorganChase is one of the oldest financial institutions, offering innovative financial solutions to millions of consumers, small businesses, and many of the world’s most prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands. We provide a competitive total rewards package, including a base salary based on role, experience, skill set, and location, and may offer commission‑based pay and/or discretionary incentive compensation.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal‑opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute and make reasonable accommodations for applicants’ and employees’ religious practices and beliefs.
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Lead Credit Officer- Vice President
role at
JPMorganChase
Job Description
Join our Risk Management team as a Lead Credit Officer in our Commercial and Specialized Industries group. Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best‑in‑class. As a Lead Credit Officer Vice President in our Commercial and Specialized Industries Credit Risk team, you will partner with a cross‑functional team to deliver credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family‑owned businesses, financial sponsors, and some publicly traded companies.
Job Responsibilities
Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio.
Assess risks/mitigants, balance risk/reward, diligently manage renewals, amendments, and new transactions while maintaining acceptable credit reporting metrics.
Form well‑thought‑out, independent views and voice your opinion clearly and defend that position with partners and senior leadership.
Lead complex leveraged finance transactions, including negotiations and legal documentation for bilateral, syndicated, and institutional finance structures.
Work proactively and diplomatically with internal and external contacts to keep transactions moving.
Act with a sense of urgency and execution to meet internal and client deadlines.
Provide leadership by mentoring less experienced team members, embracing change, and participating in various projects or improvement initiatives for the organization.
Demonstrate excellent communication skills both internally and externally and use those skills to effectively solve problems.
Required Qualifications, Capabilities & Skills
BA/BS/BBA degree is required.
Completion of a major corporate or commercial bank credit training program (or equivalent experience) and a thorough understanding of bank credit policies and procedures.
Minimum 5 years’ experience in commercial banking/lending, including extensive credit analysis, structuring, and loan documentation experience with leveraged finance transactions.
Significant accounting and finance knowledge and advanced financial modeling skills.
Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills.
Excellent verbal, written, interpersonal, analytical, and problem‑solving skills.
Excellent organizational and project management skills; able to manage competing priorities under tight deadlines.
Proven ability to collaborate and build strong partnerships.
Intellectual curiosity with a proven ability to learn quickly.
High degree of initiative, self‑direction, and ability to work well under pressure.
About JPMorganChase JPMorganChase is one of the oldest financial institutions, offering innovative financial solutions to millions of consumers, small businesses, and many of the world’s most prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands. We provide a competitive total rewards package, including a base salary based on role, experience, skill set, and location, and may offer commission‑based pay and/or discretionary incentive compensation.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal‑opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute and make reasonable accommodations for applicants’ and employees’ religious practices and beliefs.
#J-18808-Ljbffr