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Affirm

Software Engineer II, Backend (Identity Decisioning)

Affirm, Boston, Massachusetts, us, 02298

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Software Engineer II, Backend (Identity Decisioning) Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affir’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high‑availability and low‑latency systems on the critical paths for all of our products.

What You’ll Do

With the support of your team’s tech lead and manager, break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.

Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade‑offs.

Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” and on‑call efforts.

Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

1.5+ years of experience as a software engineer.

Experience designing, developing and launching backend systems and proficiency in Python or Kotlin.

Familiarity with the building blocks of distributed systems, and technologies like AWS, MySQL and Kubernetes.

Ability to take a simple problem or business scenario into a solution that interacts with multiple software components, and execute it by writing clear, well‑tested and extensible code.

Comfort navigating a large code base, debugging others’ code, and providing feedback to other engineers through code reviews.

Demonstrated ownership of personal growth, proactively seeking feedback from team, manager and stakeholders.

Strong verbal and written communication skills supporting effective collaboration with our global engineering team.

Either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - L Equity Grade - 6

Employees new to Affir typically come in at the start of the pay range. Affir focuses on providing a simple and transparent pay structure based on location, experience and job‑related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits.

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000.

USA base pay range (all other U.S. states) per year: $142,000 - $192,000.

Remote Eligibility Affir is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Some roles may require occasional office attendance.

Benefits

Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents.

Flexible Spending Wallets – generous stipends for spending on technology, food, lifestyle needs and family expenses.

Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge.

ESPP – an employee stock purchase plan enabling you to buy shares of affirm at a discount.

EEO and Disability Accommodations We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records.

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