JCW Group
Consumer Compliance Officer - (Temp to perm) (Fairfield County)
JCW Group, Southport, Connecticut, us, 06890
Position Summary
Our recruitment firm has been engaged by a prominent banking client to identify a
Consumer Compliance Specialist
for a strategic temp-to-perm opportunity. This role is focused on ensuring the banks lending practices meet all federal and state regulatory requirements, with a heavy emphasis on
Fair Lending (HMDA/ECOA)
and consumer protection laws. The successful candidate will move from an initial contract phase into a permanent role, serving as a key member of the Compliance and Risk Management team. Key Responsibilities I. Fair Lending & Analysis Regulatory Oversight:
Monitor and ensure compliance with the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), and Home Mortgage Disclosure Act (HMDA). Data Review:
Conduct comparative file reviews and statistical analysis to identify potential disparities in underwriting, pricing, or marketing. HMDA Reporting:
Audit and validate HMDA LAR (Loan Application Register) data for accuracy and timely submission. II. Regulatory Compliance & Testing Compliance Testing:
Perform periodic testing of consumer loan files (Mortgage, Auto, Personal) to ensure adherence to Regulation Z (TILA), Regulation B, and TRID. Policy Maintenance:
Review and update internal compliance manuals and procedures to reflect changes in federal or state law. Audit Support:
Assist in the preparation for internal audits and external regulatory examinations (FDIC/OCC/CFPB). III. Advisory & Training Business Unit Liaison:
Serve as a subject matter expert for the retail and mortgage lending teams, providing guidance on compliant marketing and disclosure requirements. Risk Mitigation:
Identify gaps in the compliance program and recommend corrective action plans to senior leadership. Training Support:
Assist in developing and delivering compliance training modules for bank staff. Technical Qualifications Experience:
3+ years of experience in consumer compliance, specifically within a bank or financial services firm. Regulatory Knowledge:
Deep understanding of ECOA, HMDA, TILA, and UDAAP. Analytical Skills:
Proficiency in Excel for data analysis; experience with compliance software (e.g., CRA Wiz, RiskExec) is a plus. Certification:
CRCM (Certified Regulatory Compliance Manager) or similar designation is highly preferred but not required for the contract phase.
Consumer Compliance Specialist
for a strategic temp-to-perm opportunity. This role is focused on ensuring the banks lending practices meet all federal and state regulatory requirements, with a heavy emphasis on
Fair Lending (HMDA/ECOA)
and consumer protection laws. The successful candidate will move from an initial contract phase into a permanent role, serving as a key member of the Compliance and Risk Management team. Key Responsibilities I. Fair Lending & Analysis Regulatory Oversight:
Monitor and ensure compliance with the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), and Home Mortgage Disclosure Act (HMDA). Data Review:
Conduct comparative file reviews and statistical analysis to identify potential disparities in underwriting, pricing, or marketing. HMDA Reporting:
Audit and validate HMDA LAR (Loan Application Register) data for accuracy and timely submission. II. Regulatory Compliance & Testing Compliance Testing:
Perform periodic testing of consumer loan files (Mortgage, Auto, Personal) to ensure adherence to Regulation Z (TILA), Regulation B, and TRID. Policy Maintenance:
Review and update internal compliance manuals and procedures to reflect changes in federal or state law. Audit Support:
Assist in the preparation for internal audits and external regulatory examinations (FDIC/OCC/CFPB). III. Advisory & Training Business Unit Liaison:
Serve as a subject matter expert for the retail and mortgage lending teams, providing guidance on compliant marketing and disclosure requirements. Risk Mitigation:
Identify gaps in the compliance program and recommend corrective action plans to senior leadership. Training Support:
Assist in developing and delivering compliance training modules for bank staff. Technical Qualifications Experience:
3+ years of experience in consumer compliance, specifically within a bank or financial services firm. Regulatory Knowledge:
Deep understanding of ECOA, HMDA, TILA, and UDAAP. Analytical Skills:
Proficiency in Excel for data analysis; experience with compliance software (e.g., CRA Wiz, RiskExec) is a plus. Certification:
CRCM (Certified Regulatory Compliance Manager) or similar designation is highly preferred but not required for the contract phase.