Navy Federal Credit Union
Supervisor, BSA/AML Analysis & Risk (AML Investigations)
Navy Federal Credit Union, San Diego, California, United States, 92189
Supervisor, BSA/AML Analysis & Risk (AML Investigations)
Navy Federal Credit Union provided pay range. This range is provided by Navy Federal Credit Union. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range $96,900.00/yr - $141,600.00/yr
Overview To supervise the day to day BSA/AML risk assessment operations, compliance analyses and projects across the enterprise in compliance with Navy Federal's BSA/AML Compliance Program. To assist the Manager, BSA/AML Compliance with the development of an enterprise wide education, communications strategy to ensure timely adherence and updates/revisions to business unit operating processes to comply with the latest regulatory changes.
Responsibilities
Supervises the operations of the BSA/AML Analysis and Risk Section to ensure efficiencies/effectiveness.
Supervises the daily workload and schedule of staff by reviewing project priorities, work in progress, compliance to statutory and internal/external audit deadlines, and required internal/external reports and filings
Reviews analyses and reports from staff analysts and audits to determine if additional measurements, programs, and modifications are required to reduce Navy Federals' financial risk
Oversees the risk analysis processes of member transactional and behavioral data to identify trends related to the movement of funds, unusual and/or changes in transactional activity
Responds to requests from Financial Crimes Enforcement Network (FinCEN) and law enforcement for information related to statutory filings and prepares responses to federal and state regulatory agencies
Monitors system performance and recommends enhancements to new and current automated processes to support, streamline and improve Section responsibilities, accuracy, and responsiveness
Oversees record retention and maintenance of documents according to statutory requirements
Participates in developing section budget, systems, and training requirements
Oversees the development and analysis of BSA/AML Compliance and Programs.
Provides primary staff support to the SVP, Security and Manager, BSA/AML Compliance for projects, studies, reports, and analyses
Supervises the planning, schedules, timelines, metrics, and reporting process and procedures to comply with BSA, USA PATRIOT Act, Office of Foreign Asset Control (OFAC) and other anti-money laundering (AML) and counter‑terrorist financing (CTF) regulations
Provides direction and leadership on projects relating to BSA/AML and OFAC compliance enterprise‑wide and leads teams to implement new or changed compliance requirements
Conducts board‑approved periodic BSA/AML and OFAC risk assessments and ongoing internal compliance reviews
Analyzes operational activities and issues relating to interpretation and impact of the BSA, USA PATRIOT Act, and OFAC on Navy Federal processes and recommends necessary modifications to operations and processes.
Supervises the analysis and development of automated systems and compliance program requirements.
Defines specifications for automated systems enhancements and business recovery, assesses the accuracy of deliverables, determines training and communications requirements
Conducts BSA/AML risk assessments, and develops, tests, and implements suspicious activity and risk rule scenarios for detection of possible money‑laundering and terrorist financing activities; ensures these scenarios are in keeping within regulatory requirements, appropriate operational controls are established and Navy Federal's BSA/AML risk profile is not compromised
Acts as liaison with external vendors and ISD to research and resolve BSA application issues.
Assists the Manager, BSA/AML Compliance with the development of an enterprise wide BSA/AML and OFAC educational and communication strategy.
Provides insight and recommendations in the development of a BSA/AML and OFAC training and communication strategy to address current and future industry and regulatory compliance changes
Reviews current processes and procedures to ensure timely, auditable, accurate and proactive compliant responses from Navy Federal and appropriate personnel
Identifies and evaluates compliance weaknesses that require additional targeted training and communications
Consults with internal customers to conduct training needs analyses; recommends, designs, and implements appropriate training solutions
Oversees the development, evaluation, dissemination, and documentation of the training program materials
Collaborates with Manager, e‑Learning, and other business unit training areas to develop new training programs, identify and coordinate training needs or modifications for specific functional areas and/or enterprise‑wide BSA training
Serves as point‑of‑contact for regulatory examinations and internal policy clarification.
Performs supervisory duties:
Selects employees, prepares, and conducts performance appraisals, ensuring adequate staffing, oversees employee training and development to include coaching and mentoring
Establishes staff objectives, standards, strategies, and priorities; ensures operations, records and documentation are current with industry regulations and aligned with best practices
Assists management team on NCUA regulatory examinations and independent audits conducted by Internal Audit
Represents BSA/AML Compliance Branch on cross‑department/division projects and task groups.
Performs other related duties as required or appropriate.
Qualifications
Strong knowledge of the BSA, USA PATRIOT Act, and OFAC, and their associated requirements
Extensive experience in compliance and project management positions with broad exposure to regulations interpretation, compliance implementation, risk assessment analysis, administration, and communications
Supervisory and/or leadership experience that demonstrated the ability to make well thought‑out/prompt decisions, prioritize projects, articulate logical and effective solutions and procedures, integrity, and initiative
Demonstrated ability to assimilate, interpret, communicate clearly and effectively technical and complex laws, policies and procedures and data using verbal, written and presentation methodologies
Ability to interact effectively with vendors, regulatory agencies and all levels of management
Proficiency with operating systems and PC applications, specifically project management tools, word processing software, spreadsheet and database applications
Experience designing, developing and managing instructional and informational training
Experience with web‑based learning environments and web course management systems
Strong organizational, research, analytical and problem solving skills
Bachelor's Degree in a related field or the equivalent combination of training, education, and experience
Desired Qualifications
Knowledge of Navy Federal business operations, policies, and procedures
Certified Anti‑Money Laundering Specialist (CAMS) certification
College degree in Business Administration or related field
Hours Monday - Friday, 6:00AM - 6:00PM
Locations 820 Follin Lane, Vienna, Virginia 22180 | 5550 Heritage Oaks Drive, Pensacola, FL 32526 | 141 Security Drive, Winchester, VA 22602 | 9999 Willow Creek Road, San Diego, CA 92131
About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
Fortune 100 Best Companies to Work For 2025
Yello and WayUp Top 100 Internship Programs
Computerworld® Best Places to Work in IT
Newsweek Most Loved Workplaces
2025 PEOPLE® Companies That Care
Newsweek Most Trustworthy Companies in America
Military Times 2025 Best for Vets Employers
Best Companies for Latinos to Work for 2024
Forbes® 2025 America's Best Large Employers
Forbes® 2025 America's Best Employers for New Grads
Forbes® 2025 America's Best Employers for Tech Workers
2025 RippleMatch Campus Forward Award Winner for Overall Excellence
Military.com Top Military Spouse Employers 2025
2025 Handshake Early Talent Award
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Seniority level Mid-Senior level
Employment type Full-time
Job function Other
Referrals increase your chances of interviewing at Navy Federal Credit Union by 2x
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Base pay range $96,900.00/yr - $141,600.00/yr
Overview To supervise the day to day BSA/AML risk assessment operations, compliance analyses and projects across the enterprise in compliance with Navy Federal's BSA/AML Compliance Program. To assist the Manager, BSA/AML Compliance with the development of an enterprise wide education, communications strategy to ensure timely adherence and updates/revisions to business unit operating processes to comply with the latest regulatory changes.
Responsibilities
Supervises the operations of the BSA/AML Analysis and Risk Section to ensure efficiencies/effectiveness.
Supervises the daily workload and schedule of staff by reviewing project priorities, work in progress, compliance to statutory and internal/external audit deadlines, and required internal/external reports and filings
Reviews analyses and reports from staff analysts and audits to determine if additional measurements, programs, and modifications are required to reduce Navy Federals' financial risk
Oversees the risk analysis processes of member transactional and behavioral data to identify trends related to the movement of funds, unusual and/or changes in transactional activity
Responds to requests from Financial Crimes Enforcement Network (FinCEN) and law enforcement for information related to statutory filings and prepares responses to federal and state regulatory agencies
Monitors system performance and recommends enhancements to new and current automated processes to support, streamline and improve Section responsibilities, accuracy, and responsiveness
Oversees record retention and maintenance of documents according to statutory requirements
Participates in developing section budget, systems, and training requirements
Oversees the development and analysis of BSA/AML Compliance and Programs.
Provides primary staff support to the SVP, Security and Manager, BSA/AML Compliance for projects, studies, reports, and analyses
Supervises the planning, schedules, timelines, metrics, and reporting process and procedures to comply with BSA, USA PATRIOT Act, Office of Foreign Asset Control (OFAC) and other anti-money laundering (AML) and counter‑terrorist financing (CTF) regulations
Provides direction and leadership on projects relating to BSA/AML and OFAC compliance enterprise‑wide and leads teams to implement new or changed compliance requirements
Conducts board‑approved periodic BSA/AML and OFAC risk assessments and ongoing internal compliance reviews
Analyzes operational activities and issues relating to interpretation and impact of the BSA, USA PATRIOT Act, and OFAC on Navy Federal processes and recommends necessary modifications to operations and processes.
Supervises the analysis and development of automated systems and compliance program requirements.
Defines specifications for automated systems enhancements and business recovery, assesses the accuracy of deliverables, determines training and communications requirements
Conducts BSA/AML risk assessments, and develops, tests, and implements suspicious activity and risk rule scenarios for detection of possible money‑laundering and terrorist financing activities; ensures these scenarios are in keeping within regulatory requirements, appropriate operational controls are established and Navy Federal's BSA/AML risk profile is not compromised
Acts as liaison with external vendors and ISD to research and resolve BSA application issues.
Assists the Manager, BSA/AML Compliance with the development of an enterprise wide BSA/AML and OFAC educational and communication strategy.
Provides insight and recommendations in the development of a BSA/AML and OFAC training and communication strategy to address current and future industry and regulatory compliance changes
Reviews current processes and procedures to ensure timely, auditable, accurate and proactive compliant responses from Navy Federal and appropriate personnel
Identifies and evaluates compliance weaknesses that require additional targeted training and communications
Consults with internal customers to conduct training needs analyses; recommends, designs, and implements appropriate training solutions
Oversees the development, evaluation, dissemination, and documentation of the training program materials
Collaborates with Manager, e‑Learning, and other business unit training areas to develop new training programs, identify and coordinate training needs or modifications for specific functional areas and/or enterprise‑wide BSA training
Serves as point‑of‑contact for regulatory examinations and internal policy clarification.
Performs supervisory duties:
Selects employees, prepares, and conducts performance appraisals, ensuring adequate staffing, oversees employee training and development to include coaching and mentoring
Establishes staff objectives, standards, strategies, and priorities; ensures operations, records and documentation are current with industry regulations and aligned with best practices
Assists management team on NCUA regulatory examinations and independent audits conducted by Internal Audit
Represents BSA/AML Compliance Branch on cross‑department/division projects and task groups.
Performs other related duties as required or appropriate.
Qualifications
Strong knowledge of the BSA, USA PATRIOT Act, and OFAC, and their associated requirements
Extensive experience in compliance and project management positions with broad exposure to regulations interpretation, compliance implementation, risk assessment analysis, administration, and communications
Supervisory and/or leadership experience that demonstrated the ability to make well thought‑out/prompt decisions, prioritize projects, articulate logical and effective solutions and procedures, integrity, and initiative
Demonstrated ability to assimilate, interpret, communicate clearly and effectively technical and complex laws, policies and procedures and data using verbal, written and presentation methodologies
Ability to interact effectively with vendors, regulatory agencies and all levels of management
Proficiency with operating systems and PC applications, specifically project management tools, word processing software, spreadsheet and database applications
Experience designing, developing and managing instructional and informational training
Experience with web‑based learning environments and web course management systems
Strong organizational, research, analytical and problem solving skills
Bachelor's Degree in a related field or the equivalent combination of training, education, and experience
Desired Qualifications
Knowledge of Navy Federal business operations, policies, and procedures
Certified Anti‑Money Laundering Specialist (CAMS) certification
College degree in Business Administration or related field
Hours Monday - Friday, 6:00AM - 6:00PM
Locations 820 Follin Lane, Vienna, Virginia 22180 | 5550 Heritage Oaks Drive, Pensacola, FL 32526 | 141 Security Drive, Winchester, VA 22602 | 9999 Willow Creek Road, San Diego, CA 92131
About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
Fortune 100 Best Companies to Work For 2025
Yello and WayUp Top 100 Internship Programs
Computerworld® Best Places to Work in IT
Newsweek Most Loved Workplaces
2025 PEOPLE® Companies That Care
Newsweek Most Trustworthy Companies in America
Military Times 2025 Best for Vets Employers
Best Companies for Latinos to Work for 2024
Forbes® 2025 America's Best Large Employers
Forbes® 2025 America's Best Employers for New Grads
Forbes® 2025 America's Best Employers for Tech Workers
2025 RippleMatch Campus Forward Award Winner for Overall Excellence
Military.com Top Military Spouse Employers 2025
2025 Handshake Early Talent Award
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Seniority level Mid-Senior level
Employment type Full-time
Job function Other
Referrals increase your chances of interviewing at Navy Federal Credit Union by 2x
Get notified about new Business Supervisor jobs in San Diego, CA.
#J-18808-Ljbffr