Capital One
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Consumer Credit Review Senior Manager
role at
Capital One
2 days ago Be among the first 25 applicants
The Consumer Credit Review Senior Manager is responsible for executing independent, risk‑based assurance reviews within Capital One’s Consumer credit portfolios (card and auto). This includes assessment of credit strategies and practices, effectiveness of policy implementation and risk governance. The Senior Manager will also contribute towards the annual Credit Review operating plan by leading reviews of credit processes or products, performing monitoring of credit trends and credit changes in the assigned portfolios and in horizontal reviews.
Through planned reviews and continuous monitoring activities the Senior Manager will be exposed to a great level of depth and breadth of full spectrum lending activities (acquisition, customer management, etc.) managed by the first and second‑line. They will provide effective challenge to Accountable Executives in a constructive manner to drive positive changes and business impact. Further, this associate will be responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.
General Responsibilities
Conduct risk‑based reviews covering consumer lines of businesses
Identify credit process weaknesses
Identify emerging trends and issues
Perform independent data analysis to support or identify gaps in credit policies
Track identified issues to resolution
Communicate Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
Report results and issues verbally and in writing to executive management and internal credit and risk senior executives
Work with regulators and external auditors to provide assurance that Credit Review processes are sound
Build and maintain high‑trust relationships with credit risk executives, associates, and regulators
Act as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
Show ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Basic Qualifications
Bachelor’s degree or equivalent military experience
At least 7 years of professional business and data analysis experience
At least 3 years of experience in consumer lending (credit card and auto loans) credit risk policy, risk analytics or strategy development
At least 3 years of experience influencing senior level executives or regulators
Preferred Qualifications
Master’s Degree
Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
Credit risk modeling, audit or assurance experience
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Salary Information (Full‑time Annual) Chicago, IL: $175,500 - $200,300 (Sr. Credit Review Manager)
McLean, VA: $193,000 - $220,300 (Sr. Credit Review Manager)
New York, NY: $210,500 - $240,300 (Sr. Credit Review Manager)
Plano, TX: $175,500 - $200,300 (Sr. Credit Review Manager)
Richmond, VA: $175,500 - $200,300 (Sr. Credit Review Manager)
Wilmington, DE: $175,500 - $200,300 (Sr. Credit Review Manager)
Other locations will receive the rate associated with their geographic pay range.
This role is eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.
The role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One’s recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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Consumer Credit Review Senior Manager
role at
Capital One
2 days ago Be among the first 25 applicants
The Consumer Credit Review Senior Manager is responsible for executing independent, risk‑based assurance reviews within Capital One’s Consumer credit portfolios (card and auto). This includes assessment of credit strategies and practices, effectiveness of policy implementation and risk governance. The Senior Manager will also contribute towards the annual Credit Review operating plan by leading reviews of credit processes or products, performing monitoring of credit trends and credit changes in the assigned portfolios and in horizontal reviews.
Through planned reviews and continuous monitoring activities the Senior Manager will be exposed to a great level of depth and breadth of full spectrum lending activities (acquisition, customer management, etc.) managed by the first and second‑line. They will provide effective challenge to Accountable Executives in a constructive manner to drive positive changes and business impact. Further, this associate will be responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.
General Responsibilities
Conduct risk‑based reviews covering consumer lines of businesses
Identify credit process weaknesses
Identify emerging trends and issues
Perform independent data analysis to support or identify gaps in credit policies
Track identified issues to resolution
Communicate Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
Report results and issues verbally and in writing to executive management and internal credit and risk senior executives
Work with regulators and external auditors to provide assurance that Credit Review processes are sound
Build and maintain high‑trust relationships with credit risk executives, associates, and regulators
Act as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
Show ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Basic Qualifications
Bachelor’s degree or equivalent military experience
At least 7 years of professional business and data analysis experience
At least 3 years of experience in consumer lending (credit card and auto loans) credit risk policy, risk analytics or strategy development
At least 3 years of experience influencing senior level executives or regulators
Preferred Qualifications
Master’s Degree
Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
Credit risk modeling, audit or assurance experience
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Salary Information (Full‑time Annual) Chicago, IL: $175,500 - $200,300 (Sr. Credit Review Manager)
McLean, VA: $193,000 - $220,300 (Sr. Credit Review Manager)
New York, NY: $210,500 - $240,300 (Sr. Credit Review Manager)
Plano, TX: $175,500 - $200,300 (Sr. Credit Review Manager)
Richmond, VA: $175,500 - $200,300 (Sr. Credit Review Manager)
Wilmington, DE: $175,500 - $200,300 (Sr. Credit Review Manager)
Other locations will receive the rate associated with their geographic pay range.
This role is eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.
The role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One’s recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
#J-18808-Ljbffr