Citi
Banking - Commercial Banking, Summer Analyst, San Francisco - US, 2027
Citi, San Francisco, California, United States, 94199
Job Overview
Join to apply for the
Banking - Commercial Banking, Summer Analyst, San Francisco - US, 2027
role at
Citi .
Citi’s Commercial Bank (“CCB”) is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.
Your Time Here The 10‑week Summer Analyst Program starts in June and continues with in‑depth training. People learn differently, so we combine formal training with a complete hands‑on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.
What You’ll Gain
The CCB target market, value proposition, and client coverage model
How bankers interact with clients and identify their needs
The various credit product types and how these solutions best fit client needs
The commercial loan underwriting process, including loan structuring and documentation
The end‑to‑end credit process including new origination of credit and the monitoring of a credit portfolio
Engaging with clients, prospects, and centers of influence
Citi credit and regulatory policies and procedures
Responsibilities
Conduct company research and industry analysis
Analyze financial data and perform financial modeling focused on company valuations, discounted cash flow analysis, and pro‑forma analyses
Support the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross‑border loans approved locally and extended overseas through the CCB’s global network of 26 countries
Take ownership of the client experience, partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
Play a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client‑related decks
Interact with partners across the firm, including product, credit risk, internal controls, legal, marketing, operations, risk, compliance, and technology teams
Requirements
Dynamic individual passionate about partnering with stakeholders to achieve goals
Strong analytical and problem‑solving skills
Majoring in Finance or Accounting, or have experience in Financial Services through clubs or internships
On track to graduate with a bachelor’s degree in winter 2027 or spring 2028
Obtained a preferred GPA of 3.5 or above
Proficient user of MS Word, Access, Excel, and PowerPoint
Will not require sponsorship for U.S. Work Authorization now or anytime in the future
Compensation & Benefits Annual Salary: $100,000 Full‑time salary range: $95,000.00 – $130,000.00 Benefits include medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off packages, including vacation, sick leave, and paid holidays. For additional information regarding Citi employee benefits, visit citibenefits.com.
EEO Statement Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
#J-18808-Ljbffr
Banking - Commercial Banking, Summer Analyst, San Francisco - US, 2027
role at
Citi .
Citi’s Commercial Bank (“CCB”) is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.
Your Time Here The 10‑week Summer Analyst Program starts in June and continues with in‑depth training. People learn differently, so we combine formal training with a complete hands‑on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.
What You’ll Gain
The CCB target market, value proposition, and client coverage model
How bankers interact with clients and identify their needs
The various credit product types and how these solutions best fit client needs
The commercial loan underwriting process, including loan structuring and documentation
The end‑to‑end credit process including new origination of credit and the monitoring of a credit portfolio
Engaging with clients, prospects, and centers of influence
Citi credit and regulatory policies and procedures
Responsibilities
Conduct company research and industry analysis
Analyze financial data and perform financial modeling focused on company valuations, discounted cash flow analysis, and pro‑forma analyses
Support the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross‑border loans approved locally and extended overseas through the CCB’s global network of 26 countries
Take ownership of the client experience, partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
Play a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client‑related decks
Interact with partners across the firm, including product, credit risk, internal controls, legal, marketing, operations, risk, compliance, and technology teams
Requirements
Dynamic individual passionate about partnering with stakeholders to achieve goals
Strong analytical and problem‑solving skills
Majoring in Finance or Accounting, or have experience in Financial Services through clubs or internships
On track to graduate with a bachelor’s degree in winter 2027 or spring 2028
Obtained a preferred GPA of 3.5 or above
Proficient user of MS Word, Access, Excel, and PowerPoint
Will not require sponsorship for U.S. Work Authorization now or anytime in the future
Compensation & Benefits Annual Salary: $100,000 Full‑time salary range: $95,000.00 – $130,000.00 Benefits include medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off packages, including vacation, sick leave, and paid holidays. For additional information regarding Citi employee benefits, visit citibenefits.com.
EEO Statement Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
#J-18808-Ljbffr