PayNearMe
PayNearMe – Senior Product Manager – Money Movement Platform
Company Description
At PayNearMe, we’re on a mission to make paying and getting paid as simple as possible. We build innovative technology that transforms the way businesses and their customers experience payments.
Our industry‑leading platform, PayXM™, is the first of its kind—designed to manage the entire payment experience from start to finish. Every click, swipe or tap is seamless, fast and secure, helping non‑commerce businesses boost customer satisfaction, accelerate payments and reduce costs.
Our single platform handles it all: cards, ACH, digital wallets such as PayPal, Venmo, Cash App Pay, Apple Pay and Google Pay, and even cash at more than 62,000 retail locations nationwide.
Today, thousands of businesses across consumer lending, iGaming, online sports betting, property management and tolling trust PayNearMe to deliver a payment experience that drives real results.
We’re a team of 200+ employees across 41 states, headquartered in Silicon Valley with satellite offices in Dallas, TX and Holmdel, NJ.
Job Description
We’re looking for a Senior Product Manager to lead the strategy and execution of our next‑generation money movement platform. You’ll own the systems that power how money flows through our ecosystem with a focus on settlement, funding orchestration, and building redundancy to allow the platform to move money more intelligently and reliably.
In this role, you’ll be at the center of our financial infrastructure, working across product, engineering, compliance and accounting teams to build scalable, reliable payment systems.
You’ll drive execution across multiple payment rails and funding sources, ensuring operational accuracy, compliance and performance at scale.
We’re seeking someone with deep experience in the payments ecosystem, particularly in bill pay, money movement, financial reconciliation, funding mechanics, settlement cycles and payout operations.
You should have a strong understanding of how different funding types operate, including bank debits (ACH, RTP, wires), card funding, digital wallets and alternative funding methods.
You should be equally comfortable diving into backend systems, managing cross‑functional roadmaps and defining strategic product direction.
This is a high‑impact role where you’ll shape the future of how we move, settle, distribute and track money, unlocking new capabilities for the business as we scale.
Key Responsibilities
Own the end‑to‑end strategy for settlement and payout ledgering systems, ensuring all funds movement is accurately recorded, reconciled and attributed across internal platforms, supporting a broad range of inbound funding methods and outbound settlement channels.
Define and prioritize product requirements that directly impact how money settles and is paid out, including settlement timing, transaction visibility, reconciliation workflows, exception/error handling and payout processing.
Lead product capabilities that enable diverse funding methods, including ACH debits and credits, card‑based transactions, digital wallets, real‑time payment networks and emerging instant payout rails.
Communicate and maintain the settlement & payouts roadmap across agile teams and stakeholders, writing clear user stories and technical requirements to guide implementation across both legacy systems and new platform initiatives.
Own backlog organization and prioritization in partnership with Engineering leadership, ensuring capacity planning aligns with business needs, regulatory timelines and operational risk, while leading backlog refinement, grooming and sprint planning to give teams the clarity and structure needed to deliver reliable settlement and disbursement functionality.
Serve as the SME on settlement flows, funding mechanics and payout infrastructure, translating complex payment behaviors into actionable product requirements by collaborating closely with product, engineering, operations, accounting and compliance teams.
Work cross‑functionally to design and deliver products that optimize the full money movement lifecycle from origination to processing, through settlement, and ultimately to customer or partner payouts.
Conduct market research and monitor evolving trends, regulations and innovations across payment networks, settlement technologies and payout methods to inform long‑term product strategy.
Partner with go‑to‑market teams to support rollout of new settlement and payout capabilities, ensuring clear documentation, internal training and effective product positioning.
Qualifications
8+ years of product management experience, with a strong focus on money movement, reconciliation and settlement.
Understanding of accounting principles and experience working directly with accounting teams.
Payments industry knowledge, including experience with ACH, wire transfers, card settlements and reconciliation processes.
Strong technical, analytical and problem‑solving skills, with demonstrated ability to leverage data in making informed product decisions.
Exceptional communication and leadership capabilities, with experience guiding development teams and managing cross‑functional stakeholder relationships.
Detail‑oriented, with a commitment to delivering high‑quality product documentation.
Intrinsic curiosity to dive into complex problems and review solutions.
Working knowledge of JIRA and Confluence.
Familiarity with accounting processes and financial events.
Benefits
Competitive salary and benefits with growth‑company options grant.
Fast‑paced and professional work culture.
Stock options with standard startup vesting – 1‑year cliff; 4 years total.
$50 monthly communication expense stipend for phone/internet bill.
$250 stipend to enhance your WFH setup.
Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200).
Premium medical benefits including vision and dental (100% coverage for employees).
Company‑sponsored life and disability insurance.
Paid parental bonding leave.
Paid sick leave, jury duty, bereavement.
401(k) plan.
Flexible Time Off (our team members typically take off ~3‑4 weeks per year).
Volunteer Time Off.
13 scheduled holidays.
Salary Range $150,000 – $185,000
Equal‑Opportunity Employer PayNearMe is an equal‑opportunity employer. We are diligently and thoughtfully working toward cultivating a diverse workforce which, in turn, enhances our products and services for the communities we serve.
Applicants who represent all backgrounds are strongly encouraged to apply.
#J-18808-Ljbffr
At PayNearMe, we’re on a mission to make paying and getting paid as simple as possible. We build innovative technology that transforms the way businesses and their customers experience payments.
Our industry‑leading platform, PayXM™, is the first of its kind—designed to manage the entire payment experience from start to finish. Every click, swipe or tap is seamless, fast and secure, helping non‑commerce businesses boost customer satisfaction, accelerate payments and reduce costs.
Our single platform handles it all: cards, ACH, digital wallets such as PayPal, Venmo, Cash App Pay, Apple Pay and Google Pay, and even cash at more than 62,000 retail locations nationwide.
Today, thousands of businesses across consumer lending, iGaming, online sports betting, property management and tolling trust PayNearMe to deliver a payment experience that drives real results.
We’re a team of 200+ employees across 41 states, headquartered in Silicon Valley with satellite offices in Dallas, TX and Holmdel, NJ.
Job Description
We’re looking for a Senior Product Manager to lead the strategy and execution of our next‑generation money movement platform. You’ll own the systems that power how money flows through our ecosystem with a focus on settlement, funding orchestration, and building redundancy to allow the platform to move money more intelligently and reliably.
In this role, you’ll be at the center of our financial infrastructure, working across product, engineering, compliance and accounting teams to build scalable, reliable payment systems.
You’ll drive execution across multiple payment rails and funding sources, ensuring operational accuracy, compliance and performance at scale.
We’re seeking someone with deep experience in the payments ecosystem, particularly in bill pay, money movement, financial reconciliation, funding mechanics, settlement cycles and payout operations.
You should have a strong understanding of how different funding types operate, including bank debits (ACH, RTP, wires), card funding, digital wallets and alternative funding methods.
You should be equally comfortable diving into backend systems, managing cross‑functional roadmaps and defining strategic product direction.
This is a high‑impact role where you’ll shape the future of how we move, settle, distribute and track money, unlocking new capabilities for the business as we scale.
Key Responsibilities
Own the end‑to‑end strategy for settlement and payout ledgering systems, ensuring all funds movement is accurately recorded, reconciled and attributed across internal platforms, supporting a broad range of inbound funding methods and outbound settlement channels.
Define and prioritize product requirements that directly impact how money settles and is paid out, including settlement timing, transaction visibility, reconciliation workflows, exception/error handling and payout processing.
Lead product capabilities that enable diverse funding methods, including ACH debits and credits, card‑based transactions, digital wallets, real‑time payment networks and emerging instant payout rails.
Communicate and maintain the settlement & payouts roadmap across agile teams and stakeholders, writing clear user stories and technical requirements to guide implementation across both legacy systems and new platform initiatives.
Own backlog organization and prioritization in partnership with Engineering leadership, ensuring capacity planning aligns with business needs, regulatory timelines and operational risk, while leading backlog refinement, grooming and sprint planning to give teams the clarity and structure needed to deliver reliable settlement and disbursement functionality.
Serve as the SME on settlement flows, funding mechanics and payout infrastructure, translating complex payment behaviors into actionable product requirements by collaborating closely with product, engineering, operations, accounting and compliance teams.
Work cross‑functionally to design and deliver products that optimize the full money movement lifecycle from origination to processing, through settlement, and ultimately to customer or partner payouts.
Conduct market research and monitor evolving trends, regulations and innovations across payment networks, settlement technologies and payout methods to inform long‑term product strategy.
Partner with go‑to‑market teams to support rollout of new settlement and payout capabilities, ensuring clear documentation, internal training and effective product positioning.
Qualifications
8+ years of product management experience, with a strong focus on money movement, reconciliation and settlement.
Understanding of accounting principles and experience working directly with accounting teams.
Payments industry knowledge, including experience with ACH, wire transfers, card settlements and reconciliation processes.
Strong technical, analytical and problem‑solving skills, with demonstrated ability to leverage data in making informed product decisions.
Exceptional communication and leadership capabilities, with experience guiding development teams and managing cross‑functional stakeholder relationships.
Detail‑oriented, with a commitment to delivering high‑quality product documentation.
Intrinsic curiosity to dive into complex problems and review solutions.
Working knowledge of JIRA and Confluence.
Familiarity with accounting processes and financial events.
Benefits
Competitive salary and benefits with growth‑company options grant.
Fast‑paced and professional work culture.
Stock options with standard startup vesting – 1‑year cliff; 4 years total.
$50 monthly communication expense stipend for phone/internet bill.
$250 stipend to enhance your WFH setup.
Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200).
Premium medical benefits including vision and dental (100% coverage for employees).
Company‑sponsored life and disability insurance.
Paid parental bonding leave.
Paid sick leave, jury duty, bereavement.
401(k) plan.
Flexible Time Off (our team members typically take off ~3‑4 weeks per year).
Volunteer Time Off.
13 scheduled holidays.
Salary Range $150,000 – $185,000
Equal‑Opportunity Employer PayNearMe is an equal‑opportunity employer. We are diligently and thoughtfully working toward cultivating a diverse workforce which, in turn, enhances our products and services for the communities we serve.
Applicants who represent all backgrounds are strongly encouraged to apply.
#J-18808-Ljbffr