Joinatmos
Overview
We’re hiring a
Loan Servicing Manager
to own and scale Atmos’ loan servicing function as origination volume grows across multiple lending partners and products. This role will own our loan servicing platform and is expected to materially influence product, underwriting, and lender confidence. The position is central to ensuring servicing operations are accurate, compliant, and borrower‑friendly while working closely with lending partners and underwriting teams to improve loan decisioning, reduce friction, and inform credit policy and product design. The manager will be responsible for the vendor relationship with LoanPro and the end‑to‑end integration, turning loan servicing from a reactive cost center into a proactive, value‑added capability for borrowers, lenders, and internal teams. The role is hands‑on, systems‑oriented, and requires collaboration across Operations, Risk, Compliance, Product, Engineering, and external lenders.
What You’ll Do Lead & Scale Servicing Operations
Own loan servicing operations across the full loan lifecycle, from funding through payoff
Oversee payment processing, statements, escrow (where applicable), payoffs, refunds, and borrower account maintenance
Ensure a consistent, high‑quality borrower experience with strong operational controls
Work Closely with Lenders & Underwriting
Serve as a primary operational contact for lending partners on servicing‑related needs
Ensure lenders have the reporting, data, and operational support required for portfolio management, audits, and exams
Partner with underwriting and risk teams to surface servicing‑driven insights—such as payment behavior, exceptions, disputes, and edge cases—to improve decisioning logic and credit policies
Compliance & Controls
Ensure servicing activities comply with applicable federal, state, and local regulations
Develop, document, and maintain servicing policies, procedures, and internal controls
Support audits, examinations, and internal reviews related to servicing operations
Build Better Systems
Partner with Product and Engineering to improve servicing automation, tooling, workflows, and integrations
Translate servicing realities into clear product and underwriting requirements
Track servicing KPIs and implement continuous operational improvements
Team Leadership & Expertise
Act as a subject‑matter expert for complex servicing issues and borrower escalations
Mentor and support servicing team members as volume and complexity scale
Who You Are You’re a detail‑oriented operator who understands that servicing quality directly impacts portfolio performance, lender confidence, and borrower trust. You’re comfortable working across teams, translating operational issues into system improvements, and taking ownership in a regulated, high‑growth environment.
Required Qualifications
Experience in loan servicing, lending operations, or related financial services roles
Strong understanding of consumer loan lifecycles and servicing best practices
Familiarity with lending and servicing regulatory requirements
Excellent written and verbal communication skills
Comfortable operating independently in a startup or high‑growth fintech environment
Preferred (But Not Required)
Experience working directly with banks, credit unions, or other lending partners
Exposure to underwriting, credit risk, or loan decisioning workflows
Fintech or startup experience
Experience drafting policies, procedures, and supporting audits or regulatory exams
Background in finance, business, economics, or a related field
Salary & Compensation $95,000 – $130,000 annually, depending on experience and location.
Benefits
Equity
Health Insurance
401(k)
Learning & Development budget
Why Join Atmos
High‑impact role with ownership over a core operational function
Opportunity to help households lower energy costs and improve energy reliability
Direct exposure to lenders, underwriting, and product development
Flexible work arrangements (in‑office, hybrid, or fully remote)
Collaborative, execution‑focused, and technology‑forward culture
Atmos Financial is an equal opportunity employer. We are committed to building an inclusive and diverse workplace.
Atmos is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
#J-18808-Ljbffr
Loan Servicing Manager
to own and scale Atmos’ loan servicing function as origination volume grows across multiple lending partners and products. This role will own our loan servicing platform and is expected to materially influence product, underwriting, and lender confidence. The position is central to ensuring servicing operations are accurate, compliant, and borrower‑friendly while working closely with lending partners and underwriting teams to improve loan decisioning, reduce friction, and inform credit policy and product design. The manager will be responsible for the vendor relationship with LoanPro and the end‑to‑end integration, turning loan servicing from a reactive cost center into a proactive, value‑added capability for borrowers, lenders, and internal teams. The role is hands‑on, systems‑oriented, and requires collaboration across Operations, Risk, Compliance, Product, Engineering, and external lenders.
What You’ll Do Lead & Scale Servicing Operations
Own loan servicing operations across the full loan lifecycle, from funding through payoff
Oversee payment processing, statements, escrow (where applicable), payoffs, refunds, and borrower account maintenance
Ensure a consistent, high‑quality borrower experience with strong operational controls
Work Closely with Lenders & Underwriting
Serve as a primary operational contact for lending partners on servicing‑related needs
Ensure lenders have the reporting, data, and operational support required for portfolio management, audits, and exams
Partner with underwriting and risk teams to surface servicing‑driven insights—such as payment behavior, exceptions, disputes, and edge cases—to improve decisioning logic and credit policies
Compliance & Controls
Ensure servicing activities comply with applicable federal, state, and local regulations
Develop, document, and maintain servicing policies, procedures, and internal controls
Support audits, examinations, and internal reviews related to servicing operations
Build Better Systems
Partner with Product and Engineering to improve servicing automation, tooling, workflows, and integrations
Translate servicing realities into clear product and underwriting requirements
Track servicing KPIs and implement continuous operational improvements
Team Leadership & Expertise
Act as a subject‑matter expert for complex servicing issues and borrower escalations
Mentor and support servicing team members as volume and complexity scale
Who You Are You’re a detail‑oriented operator who understands that servicing quality directly impacts portfolio performance, lender confidence, and borrower trust. You’re comfortable working across teams, translating operational issues into system improvements, and taking ownership in a regulated, high‑growth environment.
Required Qualifications
Experience in loan servicing, lending operations, or related financial services roles
Strong understanding of consumer loan lifecycles and servicing best practices
Familiarity with lending and servicing regulatory requirements
Excellent written and verbal communication skills
Comfortable operating independently in a startup or high‑growth fintech environment
Preferred (But Not Required)
Experience working directly with banks, credit unions, or other lending partners
Exposure to underwriting, credit risk, or loan decisioning workflows
Fintech or startup experience
Experience drafting policies, procedures, and supporting audits or regulatory exams
Background in finance, business, economics, or a related field
Salary & Compensation $95,000 – $130,000 annually, depending on experience and location.
Benefits
Equity
Health Insurance
401(k)
Learning & Development budget
Why Join Atmos
High‑impact role with ownership over a core operational function
Opportunity to help households lower energy costs and improve energy reliability
Direct exposure to lenders, underwriting, and product development
Flexible work arrangements (in‑office, hybrid, or fully remote)
Collaborative, execution‑focused, and technology‑forward culture
Atmos Financial is an equal opportunity employer. We are committed to building an inclusive and diverse workplace.
Atmos is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
#J-18808-Ljbffr