Farmers & Merchants Bank (Berlin, WI)
Commercial Lender (Berlin)
Farmers & Merchants Bank (Berlin, WI), Berlin, Wisconsin, United States, 54923
This position is primarily responsible for analyzing, acquiring, retaining and expanding major and complex commercial business and commercial real estate loans, equipment loans, SBA loans, and consumer loans in compliance with the Banks lending policies and procedures.
Essential Functions: Essential Duties and Responsibilities include the following.Other duties may be assigned to meet business needs. Ability to Originate, underwrite, maintain, and grow CRE, C&I, and SBA Loans. Structure loan proposals with appropriate terms and interest rates that align with the customers needs and the banks lending guidelines Demonstrated ability to oversee the management and growth of a commercial loan portfolio. Develop new commercial loan business including conventional business loans, SBA 7A, SBA 504, and traditional lines of credit. Monitor existing loan portfolios, manage loan files and maintain relationships with existing customers. Analyze current financial statements and tax returns of prospective borrowers to determine a borrowers eligibility for a loan, based on the analysis and the banks policies. Present commercial loan presentations to the board of directors for credit approval Possess strong credit skills and ability to manage renewals, covenants, and new requests. Provide financial advice to business customers and cross sell other bank products and services. Provide training and guidance to less experienced loan officers and other staff members. Responsible for assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Education + Qualifications College degree preferred in finance, economics, real estate, or business-related field. Minimum of 5 years of commercial loan origination or processing experience with a financial institution preferred. Effective written and verbal presentation skills
ability to communicate effectively with board of directors and regulatory authorities.
For a complete job description, please visit http://www.fmberlin.com/about-us/careers/
Essential Functions: Essential Duties and Responsibilities include the following.Other duties may be assigned to meet business needs. Ability to Originate, underwrite, maintain, and grow CRE, C&I, and SBA Loans. Structure loan proposals with appropriate terms and interest rates that align with the customers needs and the banks lending guidelines Demonstrated ability to oversee the management and growth of a commercial loan portfolio. Develop new commercial loan business including conventional business loans, SBA 7A, SBA 504, and traditional lines of credit. Monitor existing loan portfolios, manage loan files and maintain relationships with existing customers. Analyze current financial statements and tax returns of prospective borrowers to determine a borrowers eligibility for a loan, based on the analysis and the banks policies. Present commercial loan presentations to the board of directors for credit approval Possess strong credit skills and ability to manage renewals, covenants, and new requests. Provide financial advice to business customers and cross sell other bank products and services. Provide training and guidance to less experienced loan officers and other staff members. Responsible for assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
Education + Qualifications College degree preferred in finance, economics, real estate, or business-related field. Minimum of 5 years of commercial loan origination or processing experience with a financial institution preferred. Effective written and verbal presentation skills
ability to communicate effectively with board of directors and regulatory authorities.
For a complete job description, please visit http://www.fmberlin.com/about-us/careers/