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Ramp

Product Manager | Risk

Ramp, San Francisco, California, United States, 94199

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Location New York, NY (HQ), San Francisco, CA

Employment Type Full time

Location Type Hybrid

Department Product

Compensation

Target Base Salary $170K – $325K • Offers Equity

The final compensation will depend on the location and level at which the candidate is hired.

About Ramp At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all‑in‑one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built‑in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family‑owned farms to e‑commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest‑growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

About the Role As Ramp continues to scale, our ability to underwrite, manage risk, and finance our growth is critical. We are seeking an exceptional product leader to own our risk platform roadmap. As part of the product team, you will define and evolve our end‑to‑end risk product vision, strategy and execution by leading a core team of engineers and designers to build amazing products for our customers. This will require partnership and collaboration across various internal teams (especially finance and risk), a deep understanding of our customers, and the ability to deliver financial products and streamline complex business flows via a fantastic user experience.

Please note that this Product Management role will require you to be comfortable with working in‑person at one of our NYC or SF offices at least 2 days/week.

What You’ll Do

Own Ramp’s risk product roadmap, focusing on our application experience and risk management systems

Improve how Ramp evaluates risk and builds the infrastructure to scale to hundreds of thousands of businesses across the US

Drive product development by working closely with engineering, design, and various customer‑facing teams

Define and establish metrics that allow insights into the success of our products

Use data and customer feedback to constantly iterate and evolve our product offering

Deliver industry‑leading products and user experiences by combining business acumen with creative product strategy

Contribute to the vision, strategy, and processes that allow Ramp to scale the product management function at various stages of growth

What You Need

BA/BS in a technical or analytical field

Minimum of either: 5 years of product management experience; or 3 years of product management experience and 1+ year of experience as an engineer or data (applied) scientist.

Experience managing software products from ideation to launch – including managing the product vision, day‑to‑day prioritization, design, and go‑to‑market strategy

Demonstrated ability to lead and influence small teams of engineers and designers towards a common goal

Excellent written and verbal communication skills

Ability to evaluate product decisions and trade‑offs while being hyper‑focused on delivering value for our customers

Comfortable using large datasets and leveraging insights to make decisions

Nice‑to‑Haves

Experience in high‑growth startups

Experience building products with significant AI component, bonus if leveraging LLMs

Experience building in problem spaces requiring complex systems thinking like marketplace optimization, ads tech, etc

Benefits (for U.S.-based full‑time employees)

100% medical, dental & vision insurance coverage for you

Partially covered for your dependents

One Medical annual membership

401k (including employer match on contributions made while employed by Ramp)

Flexible PTO

Fertility HRA (up to $5,000 per year)

WFH stipend to support your home office needs

Wellness stipend

Parental Leave

Relocation support to NYC or SF (as needed)

Pet insurance

Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf.

Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Ramp Applicant Privacy Notice

Compensation Range: $170K - $325K

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