Capital One
Anti Money Laundering Currency Transaction Report Risk Specialist
Capital One, Chicago, Illinois, United States, 60290
Anti Money Laundering Currency Transaction Report Risk Specialist
We are recruiting a Senior Associate to manage the daily operational flow, system integrity, and governance framework for Currency Transaction Report (CTR) filing processes within our AML CTR function. The role ensures operational efficiency, maintains high‑quality data and system performance, and drives continuous process improvement. Responsibilities
CTR System Support Product & System Support Liaison: Serve as the bridge between the CTR Compliance/Operations teams and the Product, Technology, and Data teams. Manage the daily flow of information, translate operational needs into technical requirements, and communicate system impacts back to operations. System Incident & Enhancement Coordination: Engage in discussions regarding daily incident triage for the CTR filing system and coordinate resolution efforts across Operations, Governance, and Technology teams. Facilitate UAT and coordinate system releases for product enhancements. Data Integrity Oversight: Partner with Product, Technology, and Data teams to monitor and troubleshoot automated CTR aggregation rules and data feed issues. Ensure cross‑system consistency and collaborate on technical resolutions to maintain accuracy and integrity of CTR filing data. Governance & Oversight Compliance Monitoring: Maintain the integrity of CTR policies, procedures, and controls; assist in periodic testing and internal audits to ensure compliance with BSA regulations. Documentation: Keep procedural documentation and internal training materials up to date related to CTR filing and operations. Escalation: Serve as the point of contact for CTR operational issues, escalating potential regulatory risks or significant data anomalies to senior management. Process Management & Improvement Process Mapping: Map and document current‑state operational processes for CTR generation, review, and filing to identify bottlenecks and control gaps. Optimization: Lead small‑to‑medium process improvement initiatives to enhance efficiency, reduce manual effort, and improve report quality. Basic Qualifications
High School Diploma, GED or equivalent certification. At least 2 years of experience in financial services, compliance operations, or risk management. At least 2 years of experience in Process Management or Project Management. Preferred Qualifications
Strong verbal and written communication skills, with ability to articulate complex technical issues to non‑technical audiences. Demonstrated knowledge of BSA/AML regulations, specifically concerning CTR requirements and aggregation rules. Proven ability to work with large datasets and technical systems, including basic data analysis skills (e.g., Excel; SQL knowledge is a plus). Experience in process mapping and documenting operational workflows. A strong analytical mindset with a track record of identifying operational inefficiencies and proposing solutions. Certification or coursework in process improvement methodologies (e.g., Lean, Six Sigma) highly desirable. Experience providing technical support or acting as a liaison between business operations and technology teams. Additional Information
Salary: Chicago, IL: $86,000 – $98,200 Salary: McLean, VA: $94,600 – $107,900 Salary: Plano, TX: $86,000 – $98,200 Salary: Richmond, VA: $86,000 – $98,200 Salary: Wilmington, DE: $86,000 – $98,200 Eligibility for performance‑based incentive compensation including cash bonuses and/or long‑term incentives. At this time, Capital One will not sponsor a new applicant for employment authorization for this position. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. No agencies please. Capital One promotes a drug‑free workplace. Capital One will consider qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. Employment Information
Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Accounting/Auditing and Finance
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We are recruiting a Senior Associate to manage the daily operational flow, system integrity, and governance framework for Currency Transaction Report (CTR) filing processes within our AML CTR function. The role ensures operational efficiency, maintains high‑quality data and system performance, and drives continuous process improvement. Responsibilities
CTR System Support Product & System Support Liaison: Serve as the bridge between the CTR Compliance/Operations teams and the Product, Technology, and Data teams. Manage the daily flow of information, translate operational needs into technical requirements, and communicate system impacts back to operations. System Incident & Enhancement Coordination: Engage in discussions regarding daily incident triage for the CTR filing system and coordinate resolution efforts across Operations, Governance, and Technology teams. Facilitate UAT and coordinate system releases for product enhancements. Data Integrity Oversight: Partner with Product, Technology, and Data teams to monitor and troubleshoot automated CTR aggregation rules and data feed issues. Ensure cross‑system consistency and collaborate on technical resolutions to maintain accuracy and integrity of CTR filing data. Governance & Oversight Compliance Monitoring: Maintain the integrity of CTR policies, procedures, and controls; assist in periodic testing and internal audits to ensure compliance with BSA regulations. Documentation: Keep procedural documentation and internal training materials up to date related to CTR filing and operations. Escalation: Serve as the point of contact for CTR operational issues, escalating potential regulatory risks or significant data anomalies to senior management. Process Management & Improvement Process Mapping: Map and document current‑state operational processes for CTR generation, review, and filing to identify bottlenecks and control gaps. Optimization: Lead small‑to‑medium process improvement initiatives to enhance efficiency, reduce manual effort, and improve report quality. Basic Qualifications
High School Diploma, GED or equivalent certification. At least 2 years of experience in financial services, compliance operations, or risk management. At least 2 years of experience in Process Management or Project Management. Preferred Qualifications
Strong verbal and written communication skills, with ability to articulate complex technical issues to non‑technical audiences. Demonstrated knowledge of BSA/AML regulations, specifically concerning CTR requirements and aggregation rules. Proven ability to work with large datasets and technical systems, including basic data analysis skills (e.g., Excel; SQL knowledge is a plus). Experience in process mapping and documenting operational workflows. A strong analytical mindset with a track record of identifying operational inefficiencies and proposing solutions. Certification or coursework in process improvement methodologies (e.g., Lean, Six Sigma) highly desirable. Experience providing technical support or acting as a liaison between business operations and technology teams. Additional Information
Salary: Chicago, IL: $86,000 – $98,200 Salary: McLean, VA: $94,600 – $107,900 Salary: Plano, TX: $86,000 – $98,200 Salary: Richmond, VA: $86,000 – $98,200 Salary: Wilmington, DE: $86,000 – $98,200 Eligibility for performance‑based incentive compensation including cash bonuses and/or long‑term incentives. At this time, Capital One will not sponsor a new applicant for employment authorization for this position. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. No agencies please. Capital One promotes a drug‑free workplace. Capital One will consider qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. Employment Information
Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Accounting/Auditing and Finance
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