Deel
Senior Director, Credit Risk and Analytics
At Deel, we power payroll, HR, and compliance for global teams. We are building the infrastructure for the future of work, helping businesses scale smarter and faster across 150+ countries.
About The Role Lead and scale the Credit Risk & Analytics function driving AI/ML‑based underwriting, real‑time portfolio monitoring, collections strategy, and risk‑adjusted performance across Deel’s portfolio. Build predictive, real‑time analytics systems, operationalize models with Product & Engineering, and embed governance and compliance into every step. Shape underwriting strategy, support sustainable growth, and serve overlooked segments.
Responsibilities
Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy.
Lead iterative development of underwriting and pricing models – evaluating AI/ML algorithms, sourcing alternative data, production deployment and continuous optimisation with cross‑functional partners.
Identify and integrate non‑traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets.
Architect real‑time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance.
Ensure proactive risk identification for new products, markets, or customer segments.
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments.
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols.
Ensure models and analytics pipelines are auditable, scalable, deployment‑ready, and aligned with best practices.
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers.
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency.
Enable risk‑awareness and analytics literacy across teams via workshops, training, and documentation.
Skills And Competencies
Minimum 15 years in credit risk management with leadership roles in consumer and small‑business lending.
Hands‑on experience building, validating, deploying AI/ML underwriting or scoring models.
Experience leveraging alternative data sets for consumer and SME lending.
Demonstrated success managing credit risk for new products, markets, and customer segments.
Strong leadership with the ability to train non‑technical stakeholders in analytics and risk concepts.
Degree in Finance, Economics, Risk Management, Statistics, or related field; Master’s preferred.
Relevant certifications (CFA, FRM, PRM) are a strong advantage.
Total Rewards Our workforce enjoys fair and competitive pay, scalable benefits, and perks that reflect our commitment to inclusivity and access for all.
Things you’ll enjoy
Stock grant opportunities dependent on role, employment status and location.
Additional perks and benefits based on employment status and country.
The flexibility of remote work, including optional WeWork access.
We’re an equal‑opportunity employer that values diversity and encourages applications from all qualified candidates, regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity, or other protected characteristics.
Deel is an equal‑opportunity employer and is committed to cultivating a diverse and inclusive workplace that reflects different abilities, backgrounds, beliefs, experiences, identities and perspectives.
Deel will provide accommodations on request throughout the recruitment, selection and assessment process for applicants with disabilities. If you require accommodations, please inform our Talent Acquisition Team via the linked form; a team member will be in touch to ensure your equal participation. If you have difficulty accessing the form, please email recruiting@deel.com.
We use Covey as part of our hiring and/or promotional processes. For positions in New York City, our use of Covey complies with NYC Local Law 144. For more information on data protection practices, please visit our Privacy Policy. You can review the independent bias audit report covering our use of Covey here: https://getcovey.com/nyc-local-law-144
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About The Role Lead and scale the Credit Risk & Analytics function driving AI/ML‑based underwriting, real‑time portfolio monitoring, collections strategy, and risk‑adjusted performance across Deel’s portfolio. Build predictive, real‑time analytics systems, operationalize models with Product & Engineering, and embed governance and compliance into every step. Shape underwriting strategy, support sustainable growth, and serve overlooked segments.
Responsibilities
Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy.
Lead iterative development of underwriting and pricing models – evaluating AI/ML algorithms, sourcing alternative data, production deployment and continuous optimisation with cross‑functional partners.
Identify and integrate non‑traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets.
Architect real‑time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance.
Ensure proactive risk identification for new products, markets, or customer segments.
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments.
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols.
Ensure models and analytics pipelines are auditable, scalable, deployment‑ready, and aligned with best practices.
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers.
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency.
Enable risk‑awareness and analytics literacy across teams via workshops, training, and documentation.
Skills And Competencies
Minimum 15 years in credit risk management with leadership roles in consumer and small‑business lending.
Hands‑on experience building, validating, deploying AI/ML underwriting or scoring models.
Experience leveraging alternative data sets for consumer and SME lending.
Demonstrated success managing credit risk for new products, markets, and customer segments.
Strong leadership with the ability to train non‑technical stakeholders in analytics and risk concepts.
Degree in Finance, Economics, Risk Management, Statistics, or related field; Master’s preferred.
Relevant certifications (CFA, FRM, PRM) are a strong advantage.
Total Rewards Our workforce enjoys fair and competitive pay, scalable benefits, and perks that reflect our commitment to inclusivity and access for all.
Things you’ll enjoy
Stock grant opportunities dependent on role, employment status and location.
Additional perks and benefits based on employment status and country.
The flexibility of remote work, including optional WeWork access.
We’re an equal‑opportunity employer that values diversity and encourages applications from all qualified candidates, regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity, or other protected characteristics.
Deel is an equal‑opportunity employer and is committed to cultivating a diverse and inclusive workplace that reflects different abilities, backgrounds, beliefs, experiences, identities and perspectives.
Deel will provide accommodations on request throughout the recruitment, selection and assessment process for applicants with disabilities. If you require accommodations, please inform our Talent Acquisition Team via the linked form; a team member will be in touch to ensure your equal participation. If you have difficulty accessing the form, please email recruiting@deel.com.
We use Covey as part of our hiring and/or promotional processes. For positions in New York City, our use of Covey complies with NYC Local Law 144. For more information on data protection practices, please visit our Privacy Policy. You can review the independent bias audit report covering our use of Covey here: https://getcovey.com/nyc-local-law-144
#J-18808-Ljbffr