Coinflow
Investigator, BSA/AML Financial Crimes Compliance
Coinflow, Chicago, Illinois, United States, 60290
Coinflow is a fast-growing fintech startup in Chicago revolutionizing digital payments. We provide merchants with instant settlement, fraud guarantees, and cutting‑edge payment infrastructure. We've scaled rapidly over the past two and a half years and need an experienced AML and Fraud investigator to build and scale our financial crimes prevention program.
The Role A hands‑on execution of financial crimes investigations, including performing in-depth analysis of BSA/AML and Fraud alerts within a case management system and ad hoc referrals from business partners. You'll help build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow in a fast‑paced fintech environment.
What You'll Do
Alert Investigation:
Perform investigations on assigned
BSA/AML and Fraud alerts
generated by monitoring systems within the case management system.
Ad‑Hoc Fraud Support:
Conduct initial triage and investigation of
ad‑hoc fraud referrals
escalated by business partners, documenting findings and supporting mitigation efforts.
Assist BSA/AML and Fraud mitigation strategies –
You will assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
Alert Documentation:
Accurately document all analysis, evidence, and determinations in the case management system, ensuring regulatory compliance and audit readiness.
Compliance Support:
Assist the broader team by utilizing and providing feedback on
policies, procedures, and job aides
to ensure consistent and high‑quality investigative work.
Ensure compliance –
Stay current on
BSA/AML, FinCEN, OFAC,
and state money transmitter requirements.
Collaborate cross‑functionally –
Partner with Risk, Product, Engineering, and Operations to help build scalable compliance solutions.
Required Qualifications
2+ years in AML and Fraud teams in fintech, payments, banking, or financial services
Knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, money laundering and fraud typologies
Proven track record meeting SLAs, and performance expectations
Strong analytical skills with ability to work with data and make evidence‑based decisions
Understanding of payment processing, merchant acquiring, and transaction risk
Excellent communication skills and comfort operating in ambiguous, fast‑paced environments
Preferred Qualifications
CAMS, CFCS, or ICA certification
Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)
Experience working transaction monitoring systems and case management platforms
Experience with SQL and business intelligence tools (e.g., Tableau, Looker).
Background in high‑growth payment companies or fintech startups
Why Join Coinflow?
Build from the ground up – Shape our financial crimes program with executive visibility
High‑growth opportunity – Join during a pivotal phase with room to expand your role with team and scope
Cutting‑edge work – Operate at the intersection of compliance, crypto, and innovative payment technology
Competitive package – Strong salary, equity, comprehensive benefits, and professional development support
Collaborative culture – Work with talented, mission‑driven people building the future of payments
Location: Chicago
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The Role A hands‑on execution of financial crimes investigations, including performing in-depth analysis of BSA/AML and Fraud alerts within a case management system and ad hoc referrals from business partners. You'll help build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow in a fast‑paced fintech environment.
What You'll Do
Alert Investigation:
Perform investigations on assigned
BSA/AML and Fraud alerts
generated by monitoring systems within the case management system.
Ad‑Hoc Fraud Support:
Conduct initial triage and investigation of
ad‑hoc fraud referrals
escalated by business partners, documenting findings and supporting mitigation efforts.
Assist BSA/AML and Fraud mitigation strategies –
You will assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
Alert Documentation:
Accurately document all analysis, evidence, and determinations in the case management system, ensuring regulatory compliance and audit readiness.
Compliance Support:
Assist the broader team by utilizing and providing feedback on
policies, procedures, and job aides
to ensure consistent and high‑quality investigative work.
Ensure compliance –
Stay current on
BSA/AML, FinCEN, OFAC,
and state money transmitter requirements.
Collaborate cross‑functionally –
Partner with Risk, Product, Engineering, and Operations to help build scalable compliance solutions.
Required Qualifications
2+ years in AML and Fraud teams in fintech, payments, banking, or financial services
Knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, money laundering and fraud typologies
Proven track record meeting SLAs, and performance expectations
Strong analytical skills with ability to work with data and make evidence‑based decisions
Understanding of payment processing, merchant acquiring, and transaction risk
Excellent communication skills and comfort operating in ambiguous, fast‑paced environments
Preferred Qualifications
CAMS, CFCS, or ICA certification
Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)
Experience working transaction monitoring systems and case management platforms
Experience with SQL and business intelligence tools (e.g., Tableau, Looker).
Background in high‑growth payment companies or fintech startups
Why Join Coinflow?
Build from the ground up – Shape our financial crimes program with executive visibility
High‑growth opportunity – Join during a pivotal phase with room to expand your role with team and scope
Cutting‑edge work – Operate at the intersection of compliance, crypto, and innovative payment technology
Competitive package – Strong salary, equity, comprehensive benefits, and professional development support
Collaborative culture – Work with talented, mission‑driven people building the future of payments
Location: Chicago
#J-18808-Ljbffr