Truist Financial
Credit Delivery Portfolio Manager II or Sr. Portfolio Manager
Truist Financial, Charlotte, North Carolina, United States, 28245
Job Overview
Wealth Credit Portfolio Manager
– Responsible for underwriting loan transactions, structuring loan terms, covenants, and pricing for high‑net‑worth or specialty client portfolios. Manages a portfolio averaging $500 MM+ with a focus on loans above $10 MM, often exceeding $100 MM, within Truist Wealth Advisory and specialty segments.
Essential Duties and Responsibilities
Independently structure loan terms, covenants, and pricing; recommend deals to credit risk management.
Analyze financial statements, tax returns, collateral, and other due diligence to identify borrower risks and propose mitigants.
Prepare concise credit packages detailing transaction purpose, borrower profile, strengths, risks, and recommendations for presentation.
Negotiate legal documents and oversee closing processes with internal and external counsel.
Manage end‑to‑end credit delivery, coordinating with loan fulfillment, servicing, and cross‑functional partners.
Communicate timelines and expectations with advisory teams and clients.
Monitor portfolio performance, track trends, and address issues proactively.
Coordinate loan renewals, modifications, and periodic reviews, including covenant compliance and collateral monitoring.
Stay current on industry and regulatory trends that could impact portfolio borrowers.
Qualifications
Bachelor’s degree in Accounting, Finance, Business, or equivalent experience.
Minimum seven (7) years in structured wealth lending or large commercial credit solutions.
Strong decision‑making, negotiation, and client relationship skills.
Excellent oral and written communication.
Experience with structured wealth lending underwriting or large commercial credit solutions.
Completion of formal bank credit training program preferred.
Underwriting and monitoring experience in specialty industries such as law firms or medical practices.
Strong industry, product, and financial modeling knowledge.
Solid understanding of legal and loan structuring fundamentals.
Benefits Eligible employees receive medical, dental, vision, life insurance, disability, accident coverage, 401(k) plan, and at least 10 days of vacation (prorated) plus 10 sick days and paid holidays. Additional benefits such as a defined benefit pension, restricted stock units, or deferred compensation may apply based on position and division.
EEO Statement Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or any other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law – E‑Verify – IER Right to Work.
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– Responsible for underwriting loan transactions, structuring loan terms, covenants, and pricing for high‑net‑worth or specialty client portfolios. Manages a portfolio averaging $500 MM+ with a focus on loans above $10 MM, often exceeding $100 MM, within Truist Wealth Advisory and specialty segments.
Essential Duties and Responsibilities
Independently structure loan terms, covenants, and pricing; recommend deals to credit risk management.
Analyze financial statements, tax returns, collateral, and other due diligence to identify borrower risks and propose mitigants.
Prepare concise credit packages detailing transaction purpose, borrower profile, strengths, risks, and recommendations for presentation.
Negotiate legal documents and oversee closing processes with internal and external counsel.
Manage end‑to‑end credit delivery, coordinating with loan fulfillment, servicing, and cross‑functional partners.
Communicate timelines and expectations with advisory teams and clients.
Monitor portfolio performance, track trends, and address issues proactively.
Coordinate loan renewals, modifications, and periodic reviews, including covenant compliance and collateral monitoring.
Stay current on industry and regulatory trends that could impact portfolio borrowers.
Qualifications
Bachelor’s degree in Accounting, Finance, Business, or equivalent experience.
Minimum seven (7) years in structured wealth lending or large commercial credit solutions.
Strong decision‑making, negotiation, and client relationship skills.
Excellent oral and written communication.
Experience with structured wealth lending underwriting or large commercial credit solutions.
Completion of formal bank credit training program preferred.
Underwriting and monitoring experience in specialty industries such as law firms or medical practices.
Strong industry, product, and financial modeling knowledge.
Solid understanding of legal and loan structuring fundamentals.
Benefits Eligible employees receive medical, dental, vision, life insurance, disability, accident coverage, 401(k) plan, and at least 10 days of vacation (prorated) plus 10 sick days and paid holidays. Additional benefits such as a defined benefit pension, restricted stock units, or deferred compensation may apply based on position and division.
EEO Statement Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or any other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law – E‑Verify – IER Right to Work.
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