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Flagstar Bank

Credit Products Specialist I - Specialized Subscription Finance

Flagstar Bank, Phila, Pennsylvania, United States

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Employer Industry: Banking and Financial Services

Why consider this opportunity

Salary up to $103,677

Career advancement and growth within the organization

Benefits including medical, dental, vision, life, and disability insurance

Engaging, collaborative work environment with opportunities to mentor others

Involvement in critical financial analysis and risk assessment, contributing to responsible lending practices

What to Expect (Job Responsibilities)

Assist Relationship Managers in analyzing financial statements and preparing credit approval packages

Monitor financial trends and borrower creditworthiness to identify potential credit risks

Collaborate with sales and credit teams to structure deals and address underwriting inquiries

Stay informed on market trends and credit policies to strengthen expertise in commercial lending

Perform special projects and additional duties as required while maintaining compliance with regulations

What is Required (Qualifications)

Undergraduate Degree in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience

Minimum 2+ years in credit underwriting, portfolio management, or a related field

Strong financial analysis and risk assessment abilities

Basic understanding of loan structuring and credit agreements

Proficiency in financial modeling and credit decision tools

How to Stand Out (Preferred Qualifications)

Advanced proficiency in Excel, including financial modeling, pivot tables, and VLOOKUP

Experience with credit analysis software and tools

Strong written and verbal communication skills

Demonstrated ability to build and maintain effective relationships with stakeholders

Willingness to stay informed on industry trends and apply new knowledge to underwriting and portfolio management

#Banking #FinancialServices #CareerOpportunity #CreditAnalysis #RiskManagement

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