CCBank
Primary Job Purpose
Loan Assistants act in a supporting role to one or more Loan Officers. Direct interaction with current and prospective bank clients is essential to assist assigned Loan Officers with procuring new loan and deposit opportunities. Incumbents work closely with Loan Officers, Credit Risk Management, Audit, Loan Documentation and Operations, and other Bank departments. Superior oral, written and time‑management skills are required.
Major and Essential Job Responsibilities
Assist with the preparation and review of all account documentation pertinent to loans and deposits.
Obtain and update collateral valuations:
Order real‑estate appraisals from the Bank’s approved appraiser list and cooperate with outside applicants.
Work with equipment appraisers or conduct research to determine collateral values.
Order and obtain environmental assessments on real‑estate collateral.
Order title commitments and work with title companies or borrowers to clear title exceptions.
Order flood determinations and review findings with the Loan Officer and/or borrower.
Request borrower credit reports.
Pre‑ and post‑loan closing:
Prepare the loan worksheet for the Loan Officer’s approval.
Assemble required loan documentation in advance of closings.
Submit closed loan packages to the Loan Department.
Follow up with borrowers to obtain post‑closing items, if any.
Reporting and tickler items:
Update evidence of insurance with Bank clients.
Track matured and past‑due loans to assist the Loan Officer with renewal and minimize delinquencies.
Maintain the tickler files to ensure financial statements, tax returns, debt schedules, UCC filings and insurance policies are current.
Review commercial account activity and assist the Loan Officer with clearing issues on a regular basis.
Demonstrate effective and professional verbal and written communication skills; correspond with Bank clients at the direction of Loan Officers or Bank Management.
Set appointments for Loan Officers.
Maintain the highest level of confidentiality with all information obtained.
Actively participate in training programs to maintain and acquire additional job knowledge and skills.
Promote the Bank’s products and services.
Represent the Bank in a manner that expands positive relations with customers, prospects and colleagues.
Perform as a team member in allocating and coordinating the workflow.
Contribute to the fulfillment of department, company objectives and goals.
Comply with all Bank policies, procedures and regulations.
Meet expectations for attendance and punctuality.
Train and mentor Loan Assistant I and II’s.
Other duties as assigned.
Compliance
Develop familiarity with all applicable federal and state banking rules and regulations regarding lending.
Adhere to all applicable Bank policies and procedures.
Cooperate with banking regulators and auditors.
Interpersonal/Team Skills
Positive attitude and the ability to take direction and accept constructive feedback.
Keep appropriate parties informed of project status, problems, issues, etc.
Negotiate and attempt to resolve conflicts around projects or work assignments; communicate problems to manager as needed.
Seniority Level Entry level
Employment Type Full‑time
Job Function Accounting/Auditing and Finance
Industries Accounting
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Major and Essential Job Responsibilities
Assist with the preparation and review of all account documentation pertinent to loans and deposits.
Obtain and update collateral valuations:
Order real‑estate appraisals from the Bank’s approved appraiser list and cooperate with outside applicants.
Work with equipment appraisers or conduct research to determine collateral values.
Order and obtain environmental assessments on real‑estate collateral.
Order title commitments and work with title companies or borrowers to clear title exceptions.
Order flood determinations and review findings with the Loan Officer and/or borrower.
Request borrower credit reports.
Pre‑ and post‑loan closing:
Prepare the loan worksheet for the Loan Officer’s approval.
Assemble required loan documentation in advance of closings.
Submit closed loan packages to the Loan Department.
Follow up with borrowers to obtain post‑closing items, if any.
Reporting and tickler items:
Update evidence of insurance with Bank clients.
Track matured and past‑due loans to assist the Loan Officer with renewal and minimize delinquencies.
Maintain the tickler files to ensure financial statements, tax returns, debt schedules, UCC filings and insurance policies are current.
Review commercial account activity and assist the Loan Officer with clearing issues on a regular basis.
Demonstrate effective and professional verbal and written communication skills; correspond with Bank clients at the direction of Loan Officers or Bank Management.
Set appointments for Loan Officers.
Maintain the highest level of confidentiality with all information obtained.
Actively participate in training programs to maintain and acquire additional job knowledge and skills.
Promote the Bank’s products and services.
Represent the Bank in a manner that expands positive relations with customers, prospects and colleagues.
Perform as a team member in allocating and coordinating the workflow.
Contribute to the fulfillment of department, company objectives and goals.
Comply with all Bank policies, procedures and regulations.
Meet expectations for attendance and punctuality.
Train and mentor Loan Assistant I and II’s.
Other duties as assigned.
Compliance
Develop familiarity with all applicable federal and state banking rules and regulations regarding lending.
Adhere to all applicable Bank policies and procedures.
Cooperate with banking regulators and auditors.
Interpersonal/Team Skills
Positive attitude and the ability to take direction and accept constructive feedback.
Keep appropriate parties informed of project status, problems, issues, etc.
Negotiate and attempt to resolve conflicts around projects or work assignments; communicate problems to manager as needed.
Seniority Level Entry level
Employment Type Full‑time
Job Function Accounting/Auditing and Finance
Industries Accounting
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