TowneBank
Essential Responsibilities
Process and close consumer and commercial loans promptly, accurately, and efficiently.
Provide excellent service to our members and bankers.
Input the loan request into the loan summary and the current system platform(s).
Prepare Debt Summary if applicable.
Coordinate the collection of applicable business tax returns, business financial statements, personal financial statements, personal tax returns, credit reports, and credit monitoring required financials.
Prepare request for Credit Analysis and forward package to Loan Administration.
Communicate with Credit Analysis relating to any additional information required.
Assist with compiling approval package for submission to approving/reviewing entity (Regional President, Executive Committee, Credit Review, Small Business Lending, etc.).
Input all consumer/commercial loans.
Meet with members as requested for loan closings at the Bank.
Review signed documents to assure the package is complete with proper signatures obtained.
Package loan documents and required supporting documentation for transmittal to Loan Services, including applicable general ledger tickets and check copies.
Follow up and clear all outstanding exceptions.
Prepare loan payoff quotes upon request from members.
Accept loan payoff checks and prepare appropriate transaction tickets.
Monitor maturing loans and credit lines and coordinate the appropriate renewal.
Monitor weekly past‑due loan payments and update comments weekly for Officer.
Monitor maturing Letters of Credit and coordinate appropriate renewal process; collect applicable fee.
Meet with Officers weekly to input and manage loan pipeline.
Correct any collateral exceptions on loans.
Deposit Process
Serve as the contact person for member service assistance with assigned Officers' portfolios.
Process requests for transfers of funds and other needs as they arise.
Safeguard member information and communications.
Follow up and clear all outstanding deposit exceptions.
Pull reports for Officers as needed.
Meet with Officers weekly to manage business development.
Process transfer requests.
Process wire transfers and stop payments.
Decide overdrafts daily.
Open accounts for members.
Assist members with account research as needed.
Coordinate members' needs with appropriate departments and follow up to ensure satisfaction of service.
Assist members with ordering checks, ATM/Debit cards and online banking enrollment.
Assist Officers with sales calls as requested.
Core Responsibilities
Adhere to applicable federal laws, rules, and regulations including those related to Anti‑Money Laundering (AML) and the Bank Secrecy Act (BSA).
Perform other duties as assigned.
Minimum Required Skills & Competencies
Strong work ethic and high motivation to deliver financial services and solutions with the highest ethical standards.
Ability to work independently and as part of a team, making intelligent decisions using sound judgment.
Demonstrated proficiency in Microsoft Office.
Strong verbal and written communication skills.
Supportive of team goals and initiatives.
Good listening skills and ability to resolve member issues positively.
Capable of multitasking daily and learning new processes effectively.
Ability to learn new product information and promote benefits to members.
Desired Skills & Competencies
3 to 5 years of experience in banking.
Previous experience with LaserPro, Insight, BakerHill.
Physical Requirements
Express or exchange ideas by means of spoken word via email and verbally.
Exert up to 10 pounds of force occasionally, use arms and legs, sit most of the time.
Close visual acuity to analyze data, view a computer terminal, read, and prepare documentation.
Not substantially exposed to adverse environmental conditions.
Reasonable accommodations may be provided to individuals with disabilities to perform essential functions.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Process and close consumer and commercial loans promptly, accurately, and efficiently.
Provide excellent service to our members and bankers.
Input the loan request into the loan summary and the current system platform(s).
Prepare Debt Summary if applicable.
Coordinate the collection of applicable business tax returns, business financial statements, personal financial statements, personal tax returns, credit reports, and credit monitoring required financials.
Prepare request for Credit Analysis and forward package to Loan Administration.
Communicate with Credit Analysis relating to any additional information required.
Assist with compiling approval package for submission to approving/reviewing entity (Regional President, Executive Committee, Credit Review, Small Business Lending, etc.).
Input all consumer/commercial loans.
Meet with members as requested for loan closings at the Bank.
Review signed documents to assure the package is complete with proper signatures obtained.
Package loan documents and required supporting documentation for transmittal to Loan Services, including applicable general ledger tickets and check copies.
Follow up and clear all outstanding exceptions.
Prepare loan payoff quotes upon request from members.
Accept loan payoff checks and prepare appropriate transaction tickets.
Monitor maturing loans and credit lines and coordinate the appropriate renewal.
Monitor weekly past‑due loan payments and update comments weekly for Officer.
Monitor maturing Letters of Credit and coordinate appropriate renewal process; collect applicable fee.
Meet with Officers weekly to input and manage loan pipeline.
Correct any collateral exceptions on loans.
Deposit Process
Serve as the contact person for member service assistance with assigned Officers' portfolios.
Process requests for transfers of funds and other needs as they arise.
Safeguard member information and communications.
Follow up and clear all outstanding deposit exceptions.
Pull reports for Officers as needed.
Meet with Officers weekly to manage business development.
Process transfer requests.
Process wire transfers and stop payments.
Decide overdrafts daily.
Open accounts for members.
Assist members with account research as needed.
Coordinate members' needs with appropriate departments and follow up to ensure satisfaction of service.
Assist members with ordering checks, ATM/Debit cards and online banking enrollment.
Assist Officers with sales calls as requested.
Core Responsibilities
Adhere to applicable federal laws, rules, and regulations including those related to Anti‑Money Laundering (AML) and the Bank Secrecy Act (BSA).
Perform other duties as assigned.
Minimum Required Skills & Competencies
Strong work ethic and high motivation to deliver financial services and solutions with the highest ethical standards.
Ability to work independently and as part of a team, making intelligent decisions using sound judgment.
Demonstrated proficiency in Microsoft Office.
Strong verbal and written communication skills.
Supportive of team goals and initiatives.
Good listening skills and ability to resolve member issues positively.
Capable of multitasking daily and learning new processes effectively.
Ability to learn new product information and promote benefits to members.
Desired Skills & Competencies
3 to 5 years of experience in banking.
Previous experience with LaserPro, Insight, BakerHill.
Physical Requirements
Express or exchange ideas by means of spoken word via email and verbally.
Exert up to 10 pounds of force occasionally, use arms and legs, sit most of the time.
Close visual acuity to analyze data, view a computer terminal, read, and prepare documentation.
Not substantially exposed to adverse environmental conditions.
Reasonable accommodations may be provided to individuals with disabilities to perform essential functions.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr