Circet USA
Company Overview
Circet USA is the leading provider of Network Services in North America, and we're looking for talented professionals to join our team. We specialize in engineering and construction services delivering comprehensive solutions across Inside Plant, Outside Plant, and Wireless networks to meet the evolving infrastructure needs of our customers.
With nearly 50 years of industry experience, we work with major telecom service providers, MSOs, cloud service providers, and utilities. At Circet USA, you'll have the opportunity to make an impact by helping to create customized solutions that address our clients' unique challenges. If you’re passionate about innovation and thrive in a dynamic environment, we’d love to hear from you.
Job Summary We are seeking a highly skilled and experienced Credit Analyst to fulfill a staff augmentation role with Circet USA’s customer.
Responsibilities
Manage the commercial credit risk for an assigned portfolio of accounts applying credit practices and procedures.
Perform detailed reviews and risk analysis on an ascribed portion of portfolio of accounts in order to assess commercial credit risk and assign, maintain, or adjust credit limits.
Schedule credit review and risk analysis for assigned portfolio of accounts.
Analyze new account requests for open lines of credit and interface with team leads for guidance when encountering unique credit situations.
Obtain all necessary information to properly risk assess including assigning a risk category, perform robust financial review and submission through appropriate channels for activation of credit line and assignment of account number in SAP.
Review and analyze assembled reports, scorecard data, financial statements and supplementary information such as bank and trade references and payment history data to arrive at sound financial decisions intended to support sales while protecting assets.
Recommend credit lines or assess hedging options for unqualified accounts and facilitate implementation of credit line or other approved solutions.
Handle non‑routine credit inquiries and correspondence as they relate to the portfolio involving team leads for guidance on potential challenges.
Defers team leads for advice on particularly complex problems and cases requiring interpretation of policy decision.
Monitor monthly lines of credit for customers in assigned portfolio of accounts to ensure that balances are within approved limits.
Assist team leads or Sr. Analysts in support of risk assessment of Accounts Receivable and credit processes and hedging options.
Represent the Company at creditors’ meetings, trade shows, bankruptcy proceedings or other related events as requested.
Prepare and submit departmental reports (quarterly, monthly, watch list, forecast, ad‑hoc reports).
Participate in customer visits as needed to obtain financials or assess overall business operations and status of assigned accounts.
Qualifications
Bachelor’s degree focused on accounting or finance.
Proficient in Windows, Excel, Word, PowerPoint.
Understanding of business and market trends impacting accounts.
Strong analytical skills and ability to analyze and interpret written and verbal information.
Approximately 3-5 years commercial credit experience performing complex financial statement analysis and handling spreadsheets and reporting tools.
Understanding of risk/reward analysis and credit mitigation documents.
Strong financial analysis and risk assessment skills.
Understanding of insurance and various hedging options.
Solid communication and negotiation skills.
Ability to communicate with people at different organizational levels.
Initiative and problem‑solving skills.
Teamwork and cooperation skills.
Follow‑up on tasks and assignments to ensure successful completion on assigned dates.
Benefits
Medical, Dental, and Vision insurance
Digital Health & Wellness Support
Critical Illness, Accident, & Hospital Insurance
Short‑term & Long‑term disability
Group term & Voluntary life insurance
Flexible Spending and Health Savings Accounts
Paid Time Off & 401K
Company discount website
Equal Opportunity Statement Circet USA is an Equal Opportunity Employer - Veteran/Disabled. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or other characteristics protected by law.
Apply Referrals increase your chances of interviewing at Circet USA by 2x.
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With nearly 50 years of industry experience, we work with major telecom service providers, MSOs, cloud service providers, and utilities. At Circet USA, you'll have the opportunity to make an impact by helping to create customized solutions that address our clients' unique challenges. If you’re passionate about innovation and thrive in a dynamic environment, we’d love to hear from you.
Job Summary We are seeking a highly skilled and experienced Credit Analyst to fulfill a staff augmentation role with Circet USA’s customer.
Responsibilities
Manage the commercial credit risk for an assigned portfolio of accounts applying credit practices and procedures.
Perform detailed reviews and risk analysis on an ascribed portion of portfolio of accounts in order to assess commercial credit risk and assign, maintain, or adjust credit limits.
Schedule credit review and risk analysis for assigned portfolio of accounts.
Analyze new account requests for open lines of credit and interface with team leads for guidance when encountering unique credit situations.
Obtain all necessary information to properly risk assess including assigning a risk category, perform robust financial review and submission through appropriate channels for activation of credit line and assignment of account number in SAP.
Review and analyze assembled reports, scorecard data, financial statements and supplementary information such as bank and trade references and payment history data to arrive at sound financial decisions intended to support sales while protecting assets.
Recommend credit lines or assess hedging options for unqualified accounts and facilitate implementation of credit line or other approved solutions.
Handle non‑routine credit inquiries and correspondence as they relate to the portfolio involving team leads for guidance on potential challenges.
Defers team leads for advice on particularly complex problems and cases requiring interpretation of policy decision.
Monitor monthly lines of credit for customers in assigned portfolio of accounts to ensure that balances are within approved limits.
Assist team leads or Sr. Analysts in support of risk assessment of Accounts Receivable and credit processes and hedging options.
Represent the Company at creditors’ meetings, trade shows, bankruptcy proceedings or other related events as requested.
Prepare and submit departmental reports (quarterly, monthly, watch list, forecast, ad‑hoc reports).
Participate in customer visits as needed to obtain financials or assess overall business operations and status of assigned accounts.
Qualifications
Bachelor’s degree focused on accounting or finance.
Proficient in Windows, Excel, Word, PowerPoint.
Understanding of business and market trends impacting accounts.
Strong analytical skills and ability to analyze and interpret written and verbal information.
Approximately 3-5 years commercial credit experience performing complex financial statement analysis and handling spreadsheets and reporting tools.
Understanding of risk/reward analysis and credit mitigation documents.
Strong financial analysis and risk assessment skills.
Understanding of insurance and various hedging options.
Solid communication and negotiation skills.
Ability to communicate with people at different organizational levels.
Initiative and problem‑solving skills.
Teamwork and cooperation skills.
Follow‑up on tasks and assignments to ensure successful completion on assigned dates.
Benefits
Medical, Dental, and Vision insurance
Digital Health & Wellness Support
Critical Illness, Accident, & Hospital Insurance
Short‑term & Long‑term disability
Group term & Voluntary life insurance
Flexible Spending and Health Savings Accounts
Paid Time Off & 401K
Company discount website
Equal Opportunity Statement Circet USA is an Equal Opportunity Employer - Veteran/Disabled. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or other characteristics protected by law.
Apply Referrals increase your chances of interviewing at Circet USA by 2x.
Get notified about new Credit Analyst jobs in Englewood Cliffs, NJ.
#J-18808-Ljbffr