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Circle

Lead Analyst, Product Compliance

Circle, California, Missouri, United States, 65018

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Join us as a

Lead Analyst, Product Compliance

at Circle

(NYSE: CRCL) , a leading internet financial platform that powers digital assets, payments, and programmable blockchain infrastructure. What You’ll Be Responsible For

As a Lead Product Compliance Analyst supporting Circle’s Digital Assets and Payments product pillars, you will play a critical role in ensuring that products are designed, launched, and operated in alignment with regulatory expectations and internal compliance frameworks. You will partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle by leading risk assessments, defining and validating control requirements, and driving cross‑functional readiness for money movement and settlement capabilities as well as USDC access and treasury initiatives. You will identify emerging compliance and operational risks, develop forward‑looking control approaches, and help shape the compliance technologies needed to support Circle’s evolving liquidity and payments infrastructure. You will operate within the Product Compliance team and report to the Director of Product Compliance. In addition, you will play a dynamic role in supporting other product pillars including Developer, as business needs evolve. Lead end‑to‑end risk assessments for Digital Assets and Payments infrastructure. Drive cross‑functional collaboration across Digital Assets and Payments programs. Embed compliance into product development. Develop data‑driven and AI‑enabled compliance processes. Monitor market and regulatory developments. Represent Liquidity and Payments in compliance and ecosystem forums. Support strategic compliance decision‑making. Contribute to enterprise‑level compliance frameworks. What You’ll Work On

Lead end‑to‑end risk assessments for Digital Assets and Payments infrastructure. Oversee comprehensive assessments for the Digital Assets and Payments Pillars. Evaluate areas such as compliance tooling, transaction traceability, scalability, governance, and regulatory alignment. Drive cross‑functional collaboration across Digital Assets and Payments programs. Report directly to the Director of Product Compliance and work closely with Policy, Security, Product, Enterprise Risk, Treasury, Engineering, and other XFN to ensure new liquidity and payments initiatives are designed and operated within Circle’s compliance and risk management standards. Embed compliance into product development. Partner with the Digital Assets and Payments Product teams to shape the design of new products and services by identifying regulatory and operational compliance requirements early in the lifecycle and developing proactive solutions to meet them. Develop data‑driven and AI‑enabled compliance processes. Enhance the Digital Assets and Payments risk assessment process with AI‑driven tools to help increase velocity and add further efficiencies to the product review process. Monitor market and regulatory developments. Track emerging innovations in decentralized finance, programmable money, and global payments infrastructure. Analyze evolving regulatory perspectives to evaluate their impact on Circle’s liquidity and settlement activities, recommending strategies for responsible engagement and sustainable growth. Represent Liquidity and Payments in compliance and ecosystem forums. Participate in internal Product and Compliance meetings, industry conferences, and partner discussions to share insights, strengthen Circle’s influence in the payment‑compliance ecosystem, and identify opportunities for innovation in compliant liquidity management. Support strategic compliance decision‑making. Contribute to the development of Circle’s compliance strategy for Digital Assets and Payments by helping define risk‑based criteria for product decisions, ensuring emerging financial and regulatory risks are integrated into business objectives. Contribute to enterprise‑level compliance frameworks. Map liquidity‑ and payments‑specific risks to Circle’s enterprise risk taxonomy, ensuring consistent integration of compliance controls and monitoring practices across all product pillars. What You’ll Bring to Circle

Bachelor’s degree in Finance, Business, and/or risk management. Comprehensive/expert knowledge and a deep passion of virtual assets, blockchain/distributed ledger technology, decentralized finance, decentralized identity, and other emerging web3 technologies. Comprehensive knowledge of US/global financial regulatory compliance requirements, especially as they relate to virtual assets/blockchain. 7+ years of experience in compliance, risk management, or related functions within a fintech or crypto company, including at least 1 year of product compliance experience. Experience/familiarity with Slack, Apple MacOS, and GSuite. Base Pay Range: $130,000 – $170,000 Circle is an

equal opportunity employer . We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected class required by law. Circle participates in the E‑Verify Program as required by law. If you require accommodations or assistance in our interview process because of a disability, please reach out to

accommodations@circle.com . We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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