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Cathay Bank - Headquarters

Sr. Commercial Loan Servicing Specialist

Cathay Bank - Headquarters, Rosemead, California, United States, 91770

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People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.

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Learn more about us at cathaybank.com

GENERAL SUMMARY Under the supervision of the Loan Servicing Supervisor & Officer within the servicing team and following established policies and procedures, perform all post‑closing duties relating to the servicing of the Bank's commercial loan portfolio according to separation of duties established by the Department Head including but not limited to the following functional duties:

ESSENTIAL FUNCTIONS

Monitor the department's shared email inboxes and platforms to ensure completion of delegated items.

Perform special processing including:

SBA 1502 update and reporting

SAD processing:

Charge Offs

OREO Transfers

Accrual Changes

Shadow Payment Processing

Prepare GL Certifications.

Serve as secondary reviewer and/or backup of the following:

Pay Off Statements

FTI Balancing and Releases

Daily Index Rate Sheet

Established Control Reports:

Prepayment Penalty Report

85 Day Past Due Report

Non‑Accrual Exception Report

Review and update Procedures and Job Aids to assist management in ensuring loan servicing procedures adhere to bank policy and regulations.

Responsible for research, review, and resolution of any Loan Servicing issues.

Assist in short‑term and long‑term projects.

Assist the CLS Supervisor in providing direction and guidance to staff in their assigned duties.

Assist the CLS Supervisor with training and development of the team.

Assist the CLS Supervisor and the Boarding team with complex research, review, and resolution of any Loan issues.

Review vendor invoices.

Provide general support, assistance, and backup for all servicing functions including:

Rate Rollovers and Repricing

Establish new Rate Contract Sub‑Notes

Payments

Payoffs

Loan Advances

Pay Off Statement Preparation

System maintenance

Release of Collateral Review

Post Closing/Boarding document and Collateral Review.

QUALIFICATIONS Education: High school diploma or equivalent; some college courses a plus.

Experience: Minimum of 4 years of commercial loan servicing experience required.

Skills/Ability: PC literate, proficiency with MS Office, knowledge of IBS loan system a plus, ability to work in a fast‑paced environment while maintaining a high level of accuracy, strong problem‑solving and organizational skills, bilingual (English, Mandarin or Cantonese) is a plus.

OTHER DETAILS $28.85 - $36.06 / hour Pay determined based on job‑related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus.

BENEFITS Cathay Bank offers its

full‑time

employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes coverage for medical insurance, dental insurance, vision insurance, life insurance, long‑term disability insurance, and flexible spending accounts (FSAs). Additional coverage includes HSA with company contributions, voluntary coverages, and 401(k).

Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy.

Cathay Bank is an Equal Opportunity and Aff positive Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision‑making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

Click here to view the "Know Your Rights: Workplace Discrimination is Illegal" Poster:

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Cathay Bank endeavors to make www.CathayBank.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Mickey Hsu, FVP, Employee Relations Manager, at (626) 582‑7370 or mickey.hsu@cathaybank.com.

This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

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