TD
Position
Credit Portfolio Manager I
Location Greenville, South Carolina, United States
Hours 40 hours per week
Pay $91,000 - $136,240 USD
Line Of Business Personal and Commercial Banking Services
Job Description The Credit Portfolio Manager I (CPM) gathers financial and general business information pertaining to customer and prospect loan requests. The role performs financial analyses needed to make credit decisions, contributes and provides input to group loan decision processes, supports the commercial banking team and recommends credit solutions that add value to the Customer.
Responsibilities
Gathers financial and general business information pertaining to customer and prospect loan requests and performs financial analyses needed to make credit decisions; contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors; supports commercial banking team and recommends credit solutions that add value to the Customer.
Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations; may manage overall analytical support and workflow production needs for a department.
Works on larger, more complex deals, mainly focused on Middle Market.
May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives.
Acts as a consultant to business lines regarding credit issues, processes and procedures.
Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines.
Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners.
Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; takes appropriate action as necessary to correct deficiencies.
Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations.
May communicate credit decisions to Relationship Managers and Account Managers.
Manages and oversees workflow and adherence to policy for department.
Participates in organizational cost benefit analysis and implementation.
Manages activities by creating and maintaining quantifiable service level standards against business performance.
Ensures timeliness of information and efficiency in process and workflow.
Maintains confidentiality of credit and customer information at all times.
May lead a team of Credit Analysts within a region or market.
Education & Experience
Bachelor's degree or equivalent experience.
5+ years related experience.
Strong understanding of commercial business development techniques and credit decisions.
Demonstrated business development track record.
Strong market presence with wide network of outside referral sources for new business.
Demonstrated credit and financial analysis skills.
Refined negotiation skills.
Demonstrated communication skills, both verbal and written.
Demonstrated PC skills.
Physical Requirements Domestic Travel – Occasional | International Travel – Never
Performing sedentary work – Continuous | Performing multiple tasks – Continuous | Operating standard office equipment – Continuous | Responding quickly to sounds – Occasional | Sitting – Continuous | Standing – Occasional | Walking – Occasional | Moving safely in confined spaces – Occasional | Lifting/Carrying (under 25 lbs.) – Occasional | Lifting/Carrying (over 25 lbs.) – Never | Squatting – Occasional | Bending – Occasional | Kneeling – Never | Crawling – Never | Climbing – Never | Reaching overhead – Never | Reaching forward – Occasional | Pushing – Never | Pulling – Never | Twisting – Never | Concentrating for long periods of time – Continuous | Applying common sense to deal with problems involving standardized situations – Continuous | Reading, writing and comprehending instructions – Continuous | Adding, subtracting, multiplying and dividing – Continuous
Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
Our Total Rewards Package Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards through an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition. Learn more.
Additional Information We are delighted that you’re considering building a career with TD. Through regular development conversations, training programs and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development Regular career, development, and performance conversations with your manager, an online learning platform and a variety of mentoring programs help you unlock future opportunities.
Training & Onboarding Training and onboarding sessions are provided to ensure you have everything you need to succeed in your new role.
Interview Process We’ll reach out to candidates of interest to schedule an interview and communicate outcomes to all applicants by email or phone call.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.
Seniority level Mid-Senior level
Employment type Full‑time
Job function Finance and Sales
Industries Banking
#J-18808-Ljbffr
Location Greenville, South Carolina, United States
Hours 40 hours per week
Pay $91,000 - $136,240 USD
Line Of Business Personal and Commercial Banking Services
Job Description The Credit Portfolio Manager I (CPM) gathers financial and general business information pertaining to customer and prospect loan requests. The role performs financial analyses needed to make credit decisions, contributes and provides input to group loan decision processes, supports the commercial banking team and recommends credit solutions that add value to the Customer.
Responsibilities
Gathers financial and general business information pertaining to customer and prospect loan requests and performs financial analyses needed to make credit decisions; contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors; supports commercial banking team and recommends credit solutions that add value to the Customer.
Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations; may manage overall analytical support and workflow production needs for a department.
Works on larger, more complex deals, mainly focused on Middle Market.
May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives.
Acts as a consultant to business lines regarding credit issues, processes and procedures.
Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines.
Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners.
Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; takes appropriate action as necessary to correct deficiencies.
Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations.
May communicate credit decisions to Relationship Managers and Account Managers.
Manages and oversees workflow and adherence to policy for department.
Participates in organizational cost benefit analysis and implementation.
Manages activities by creating and maintaining quantifiable service level standards against business performance.
Ensures timeliness of information and efficiency in process and workflow.
Maintains confidentiality of credit and customer information at all times.
May lead a team of Credit Analysts within a region or market.
Education & Experience
Bachelor's degree or equivalent experience.
5+ years related experience.
Strong understanding of commercial business development techniques and credit decisions.
Demonstrated business development track record.
Strong market presence with wide network of outside referral sources for new business.
Demonstrated credit and financial analysis skills.
Refined negotiation skills.
Demonstrated communication skills, both verbal and written.
Demonstrated PC skills.
Physical Requirements Domestic Travel – Occasional | International Travel – Never
Performing sedentary work – Continuous | Performing multiple tasks – Continuous | Operating standard office equipment – Continuous | Responding quickly to sounds – Occasional | Sitting – Continuous | Standing – Occasional | Walking – Occasional | Moving safely in confined spaces – Occasional | Lifting/Carrying (under 25 lbs.) – Occasional | Lifting/Carrying (over 25 lbs.) – Never | Squatting – Occasional | Bending – Occasional | Kneeling – Never | Crawling – Never | Climbing – Never | Reaching overhead – Never | Reaching forward – Occasional | Pushing – Never | Pulling – Never | Twisting – Never | Concentrating for long periods of time – Continuous | Applying common sense to deal with problems involving standardized situations – Continuous | Reading, writing and comprehending instructions – Continuous | Adding, subtracting, multiplying and dividing – Continuous
Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
Our Total Rewards Package Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards through an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition. Learn more.
Additional Information We are delighted that you’re considering building a career with TD. Through regular development conversations, training programs and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development Regular career, development, and performance conversations with your manager, an online learning platform and a variety of mentoring programs help you unlock future opportunities.
Training & Onboarding Training and onboarding sessions are provided to ensure you have everything you need to succeed in your new role.
Interview Process We’ll reach out to candidates of interest to schedule an interview and communicate outcomes to all applicants by email or phone call.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.
Seniority level Mid-Senior level
Employment type Full‑time
Job function Finance and Sales
Industries Banking
#J-18808-Ljbffr