Valley Bank
Overview
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Credit Risk Manager
role at
Valley Bank . Responsibilities Include But Are Not Limited To Responsibilities
Prepares a full credit package for complex loan requests generally involving loan exposure in excess of $10 million, including an in-depth high-quality credit analysis covering financial analysis, cash flow analysis, collateral assessment, evaluation of repayment sources, assessment of the loan structure and assignment of a risk rating. Performs global analysis of large exposure customers within the commercial loan portfolio, including: Gathering data via collaborative efforts with loan officers and/or customers for large exposure global reviews, including global cash flows, financial statements, tax returns and K-1 schedules, as well as credit files, officer\'s memos and appraisal reports. Analysis of data gathered to identify and assess trends, issues and concentrations within the customer relationship. Preparation of high-quality, well-written reports assessing risk exposure, credit quality and risk outlook within each large exposure relationship. Assists the Team Leader in supervising junior team members by providing training and guidance to staff. Ensures loan structure is consistent with Loan Policy. Identifies credit policy exceptions and incorporates suitable mitigants into the credit package. Proactively communicates with Loan Officers during the underwriting process. Conducts and participates in customer meetings/conference calls. Participates in department projects as requested. Required Skills
Strong knowledge of financial accounting. Thorough understanding of commercial credit and strong credit quality skills including accounting, financial statement analysis and cash flow analysis experience. Strong analytical and problem solving skills. Strong organizational skills with attention to detail. Excellent communication skills: express ideas and convey technical information in writing and verbally. Proficient in Microsoft Word and Excel and performing internet searches. Ability to work in a fast-paced environment and move quickly through assignments to ensure deadlines are met. Ability to work effectively with individuals and groups to manage internal and external customer relationships. Thorough understanding of risk and consequences of errors in formulating decisions and providing direction to others. Required Experience
High School Diploma or GED and a minimum of three (3) years of experience in underwriting commercial loan and/or commercial real estate deals or three (3) years of VNB credit underwriting experience combined with the completion of formal training. Bachelors Degree preferred. Senioriy level
Entry level Employment type
Full-time Job function
Finance and Sales Industries
Banking References or prompts encouraging referrals and notifications about new Credit Risk Manager jobs in Orlando, FL may appear on this page but are not part of the job content.
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Join to apply for the
Credit Risk Manager
role at
Valley Bank . Responsibilities Include But Are Not Limited To Responsibilities
Prepares a full credit package for complex loan requests generally involving loan exposure in excess of $10 million, including an in-depth high-quality credit analysis covering financial analysis, cash flow analysis, collateral assessment, evaluation of repayment sources, assessment of the loan structure and assignment of a risk rating. Performs global analysis of large exposure customers within the commercial loan portfolio, including: Gathering data via collaborative efforts with loan officers and/or customers for large exposure global reviews, including global cash flows, financial statements, tax returns and K-1 schedules, as well as credit files, officer\'s memos and appraisal reports. Analysis of data gathered to identify and assess trends, issues and concentrations within the customer relationship. Preparation of high-quality, well-written reports assessing risk exposure, credit quality and risk outlook within each large exposure relationship. Assists the Team Leader in supervising junior team members by providing training and guidance to staff. Ensures loan structure is consistent with Loan Policy. Identifies credit policy exceptions and incorporates suitable mitigants into the credit package. Proactively communicates with Loan Officers during the underwriting process. Conducts and participates in customer meetings/conference calls. Participates in department projects as requested. Required Skills
Strong knowledge of financial accounting. Thorough understanding of commercial credit and strong credit quality skills including accounting, financial statement analysis and cash flow analysis experience. Strong analytical and problem solving skills. Strong organizational skills with attention to detail. Excellent communication skills: express ideas and convey technical information in writing and verbally. Proficient in Microsoft Word and Excel and performing internet searches. Ability to work in a fast-paced environment and move quickly through assignments to ensure deadlines are met. Ability to work effectively with individuals and groups to manage internal and external customer relationships. Thorough understanding of risk and consequences of errors in formulating decisions and providing direction to others. Required Experience
High School Diploma or GED and a minimum of three (3) years of experience in underwriting commercial loan and/or commercial real estate deals or three (3) years of VNB credit underwriting experience combined with the completion of formal training. Bachelors Degree preferred. Senioriy level
Entry level Employment type
Full-time Job function
Finance and Sales Industries
Banking References or prompts encouraging referrals and notifications about new Credit Risk Manager jobs in Orlando, FL may appear on this page but are not part of the job content.
#J-18808-Ljbffr