Regions Bank
Join if you are a performance-driven individual looking to build a career in mortgage lending. Regions Bank is seeking a Mortgage Loan Officer for Florida. This role offers the opportunity to work through a branch network and build a career with performance-driven rewards.
Regions Bank values associate development, integrity, and results. If you're focused on results and dedicated to quality, strength and integrity, we want you.
Job Description At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customers, communicating progress of the loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes a detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
Answers customer calls and walks-in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position is commission-based and eligible for overtime. Compensation ranges from $20,000 to $100,000+ per year depending on location, performance, and production. Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) is required.
Requirements
High School Diploma or GED
One (1) year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
Preferences
Bachelor's degree
Prior Mortgage Loan Officer experience
Skills And Competencies
Good organizational skills
Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
Positions may be available in other cities within Florida
Preferred
Mortgage Loan Officers with a minimum of $1M per month average proven production volume
Current mortgage origination experience
Position Type Full time
Incentive Pay Plans Eligible to participate in a commission incentive plan. Employees have the potential to earn based on performance.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may change over time. For more information, visit https://www.regions.com/about-regions/welcome-portal/benefits
Location: Downtown Tampa, Tampa, Florida
Equal Opportunity Employer/including Disabled/Veterans
#J-18808-Ljbffr
Regions Bank values associate development, integrity, and results. If you're focused on results and dedicated to quality, strength and integrity, we want you.
Job Description At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customers, communicating progress of the loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes a detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
Answers customer calls and walks-in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position is commission-based and eligible for overtime. Compensation ranges from $20,000 to $100,000+ per year depending on location, performance, and production. Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) is required.
Requirements
High School Diploma or GED
One (1) year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
Preferences
Bachelor's degree
Prior Mortgage Loan Officer experience
Skills And Competencies
Good organizational skills
Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
Positions may be available in other cities within Florida
Preferred
Mortgage Loan Officers with a minimum of $1M per month average proven production volume
Current mortgage origination experience
Position Type Full time
Incentive Pay Plans Eligible to participate in a commission incentive plan. Employees have the potential to earn based on performance.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may change over time. For more information, visit https://www.regions.com/about-regions/welcome-portal/benefits
Location: Downtown Tampa, Tampa, Florida
Equal Opportunity Employer/including Disabled/Veterans
#J-18808-Ljbffr