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Beacon Credit Union

Personal Banker

Beacon Credit Union, Madison Heights, Virginia, United States, 24572

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Unlock Your Financial Future with BEACON CREDIT UNION – Where Your Potential Shines Bright!

Beacon Credit Union is a leading financial institution, "Dedicated to Our Member's Financial Success," by providing exceptional service and innovative banking solutions.

Location Madison Heights, VA

Role Personal Banker

Why Join Our Team?

Positive and supportive team culture

Competitive salary and benefits package and incentives

Generous PTO and 11 Paid Holidays

Ability to earn additional PTO through volunteer opportunities

Employee discounted rates on loans and banking products

401(k) Employer Match and Profit-sharing potential

100% Bank Paid Long-Term Disability, Short-Term Disability, and Life Insurance

Learning and growing in a dynamic work environment

The primary purpose of this Personal Banker position is to assist Beacon Credit Union in living out our mission, "Dedicated to Our Member's Financial Success," by delivering outstanding service to both internal and external members. A key component of this service delivery is to identify the financial needs of each member and recommend an appropriate Credit Union solution.

In addition, the Personal Banker processes and closes consumer loan applications approved by the Centralized Lending Department, ensuring all required documentation is gathered. They understand the five C's of credit and Beacon CU's policies, meet monthly sales and loan goals, are knowledgeable about Beacon CU's products and services, and apply the Mike Neill techniques to achieve success.

Major Duties And Responsibilities

Ensure Loans are submitted and underwritten in accordance with Beacon's policy in a timely manner.

Is knowledgeable and understands all of Beacon CU's products and services. Responsible for increasing product and service penetration with current as well as potential members.

Review completed loan packages prior to funding of the loan. Review and compliance completed loan packages before sending to loan review.

Act in the capacity of a Teller when requested. Must understand all applicable teller policies and procedures. Mission statement, and service standards are met while on the teller line to ensure every member every time is our standard.

Follow all applicable regulations, including Bank Secrecy Act, Patriot Act, Reg CC, and Anti-money Laundering. Adheres to all SAFE ACT regulations.

Deliver outstanding service to external and internal members in alignment with the Credit Union's service standards.

All other duties assigned by management.

Preferred Experience

Two years Lending Experience

Two years working in a Financial Institution

Sales Experience

Seniority level Associate

Employment type Full-time

Job function Finance

Industries Banking, Financial Services, and Investment Banking

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