Daimler Truck Financial Services USA LLC
Credit Risk Controlling Analyst
Daimler Truck Financial Services USA LLC, Whitehall, New York, United States
Tasks
Inside the Role
The Credit Risk Controlling Analyst is responsible for delivering accurate and timely reporting on credit risk performance for DTFS U.S. and Canada. This includes month-end reporting, analysis of actual results, and contributing to the development of financial forecasts. The role involves identifying and resolving issues related to credit risk reserving, loss metrics, and delinquency reporting.
This position collaborates closely with teams across Fleet Workout, Collections, Remarketing, and Financial Reporting. The analyst will also participate in special projects and investigations that support overall DTFS performance. Compliance with IC requirements is expected as relevant to assigned responsibilities.
Posting Information
We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.
We Take Care of Our Team
Pay offered dependent on knowledge, skills, andexperience
Benefits include annual bonus program; 401kcompany contribution with company match up to 8 % as well as non-elective company contribution of 3 - 7 % depending on age; starting at 4 weeks paidvacation; 13+ calendar holidays; 8 weeks paidparental leave; employee assistance program; comprehensive healthcare plans and wellnessprograms; onsite fitness (at some locations); tuitionassistance and volunteer paid time off; short-termand long-term disability plans.
What You Drive
Responsible for reporting credit risk KPIs, loss forecasting and provisioning
Month-end reporting including preparing monthly journal entries, updating spreadsheets, commentary
Support TM1/ MIF Template/Corporate Customer Report submissions
Participate in monthly Fleet SAC, Dealer SAC and Portfolio Performance Review meetings
Provide special reporting for troubled Fleet customers
Prepare monthly forecast and quarterly forecasts
Prepare annual credit risk forecast
Ad-hoc reporting and analysis of current loss and portfolio trends
Support special projects; credit loss mitigation, IFRS9 policies, CMS system testing
Support External Auditors, Financial Reporting and IC requirements
Monthly results presentation slides
Maintenance of Credit Risk Tableau dashboard
Knowledge You Should Bring
BS/BA in Business, Finance, or Accounting and prefer 5-7 years of relevant experience or 8 years of relevant experience in lieu of degree
Analytical skills: Ability to investigate discrepancies or issues in financial/credit data; strong analytical skills to identify trends, anomalies and drivers of risk
PC/Software skills: Microsoft Suite of products, proficient in working with data analysis, reporting and visualization tools
Attention to detail, customer focus, planning and organizing, problem solving and analysis, teamwork and collaboration
Exceptional Candidates Might Have
Understanding of credit risk KPIs (delinquencies, losses, recoveries, provisioning)
Knowledge of loss forecasting methodologies and credit risk provisioning (including IFRS 9 concepts)
Familiarity with portfolio performance metrics for fleet, dealer, and retail portfolios
SAP/SAS Software/advanced analytics experience
Strong Excel skills (pivot tables, advanced formulas, data manipulation)
Ability to summarize complex credit risk data in presentations and commentary
Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte, NC US. Relocation assistance is not available for this position.
Schedule Type Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.
At Daimler Truck North America, we recognize our world is changing faster than ever before. By listening to the needs of today, we’re building to solve with cutting-edge solutions in sustainability and future driving technology across electric, hydrogen and autonomous. These solutions, backed by years of innovative success and achievement, continue DTNA’s legacy as the undisputed industry leader. Our evolving brand portfolio is second to none, including Freightliner Trucks, Western Star, Demand Detroit, Thomas Built Buses, Freightliner Custom Chassis, and Financial Services. Together, we work as one team towards our envisioned future – building a cleaner, safer and more efficient tomorrow for all.
That is what we are working toward - for all who keep the world moving.
Additional Information
This position is not open for Visa sponsorship or to existing Visa holders
Applicants must be legally authorized to work permanently in the country the position is located in at the time of application
Final candidate must successfully complete a criminal background check
Final candidate may be required to successfully complete a pre-employment drug screen
Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions
EEO - Disabled/Veterans
Daimler Truck North America is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.
For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935.
Qualifications Please see above for qualification details
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The Credit Risk Controlling Analyst is responsible for delivering accurate and timely reporting on credit risk performance for DTFS U.S. and Canada. This includes month-end reporting, analysis of actual results, and contributing to the development of financial forecasts. The role involves identifying and resolving issues related to credit risk reserving, loss metrics, and delinquency reporting.
This position collaborates closely with teams across Fleet Workout, Collections, Remarketing, and Financial Reporting. The analyst will also participate in special projects and investigations that support overall DTFS performance. Compliance with IC requirements is expected as relevant to assigned responsibilities.
Posting Information
We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.
We Take Care of Our Team
Pay offered dependent on knowledge, skills, andexperience
Benefits include annual bonus program; 401kcompany contribution with company match up to 8 % as well as non-elective company contribution of 3 - 7 % depending on age; starting at 4 weeks paidvacation; 13+ calendar holidays; 8 weeks paidparental leave; employee assistance program; comprehensive healthcare plans and wellnessprograms; onsite fitness (at some locations); tuitionassistance and volunteer paid time off; short-termand long-term disability plans.
What You Drive
Responsible for reporting credit risk KPIs, loss forecasting and provisioning
Month-end reporting including preparing monthly journal entries, updating spreadsheets, commentary
Support TM1/ MIF Template/Corporate Customer Report submissions
Participate in monthly Fleet SAC, Dealer SAC and Portfolio Performance Review meetings
Provide special reporting for troubled Fleet customers
Prepare monthly forecast and quarterly forecasts
Prepare annual credit risk forecast
Ad-hoc reporting and analysis of current loss and portfolio trends
Support special projects; credit loss mitigation, IFRS9 policies, CMS system testing
Support External Auditors, Financial Reporting and IC requirements
Monthly results presentation slides
Maintenance of Credit Risk Tableau dashboard
Knowledge You Should Bring
BS/BA in Business, Finance, or Accounting and prefer 5-7 years of relevant experience or 8 years of relevant experience in lieu of degree
Analytical skills: Ability to investigate discrepancies or issues in financial/credit data; strong analytical skills to identify trends, anomalies and drivers of risk
PC/Software skills: Microsoft Suite of products, proficient in working with data analysis, reporting and visualization tools
Attention to detail, customer focus, planning and organizing, problem solving and analysis, teamwork and collaboration
Exceptional Candidates Might Have
Understanding of credit risk KPIs (delinquencies, losses, recoveries, provisioning)
Knowledge of loss forecasting methodologies and credit risk provisioning (including IFRS 9 concepts)
Familiarity with portfolio performance metrics for fleet, dealer, and retail portfolios
SAP/SAS Software/advanced analytics experience
Strong Excel skills (pivot tables, advanced formulas, data manipulation)
Ability to summarize complex credit risk data in presentations and commentary
Where We Work This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte, NC US. Relocation assistance is not available for this position.
Schedule Type Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.
At Daimler Truck North America, we recognize our world is changing faster than ever before. By listening to the needs of today, we’re building to solve with cutting-edge solutions in sustainability and future driving technology across electric, hydrogen and autonomous. These solutions, backed by years of innovative success and achievement, continue DTNA’s legacy as the undisputed industry leader. Our evolving brand portfolio is second to none, including Freightliner Trucks, Western Star, Demand Detroit, Thomas Built Buses, Freightliner Custom Chassis, and Financial Services. Together, we work as one team towards our envisioned future – building a cleaner, safer and more efficient tomorrow for all.
That is what we are working toward - for all who keep the world moving.
Additional Information
This position is not open for Visa sponsorship or to existing Visa holders
Applicants must be legally authorized to work permanently in the country the position is located in at the time of application
Final candidate must successfully complete a criminal background check
Final candidate may be required to successfully complete a pre-employment drug screen
Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions
EEO - Disabled/Veterans
Daimler Truck North America is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.
For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935.
Qualifications Please see above for qualification details
#J-18808-Ljbffr