Regions Bank
Mortgage Loan Officer
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customers, communicating progress of loan and obtaining required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing and business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
Answers customer calls and walk‑in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross‑sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
Participates in networking through professional, business and community organizations and activities to promote and market loan products
Requirements
High School Diploma or GED
One year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including realtors, builders, and financial planners
Preferred
Bachelor's degree
Prior Mortgage Loan Officer experience
Mortgage Loan Officers with a minimum of 1M per month average proven production volume
Current mortgage origination experience
Skills and Competencies
Good organizational skills
Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Ability to build and maintain internal and external relationships to deliver high levels of service
Ability to multi‑task competing priorities and meet tight deadlinesProficiency in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
Positions may be available in other cities within Texas
Position Type Full time
Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability BenefitsHealth Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location: Greenway Plaza, Houston, Texas
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
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Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customers, communicating progress of loan and obtaining required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Establishes detailed marketing and business plan including names of potential and existing loan customers, realtors, builders, developers, etc. and frequency of contact
Answers customer calls and walk‑in customers to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross‑sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
Participates in networking through professional, business and community organizations and activities to promote and market loan products
Requirements
High School Diploma or GED
One year of mortgage lending experience with proven mortgage production
Abundant mortgage experience in developing external business via referral partners in the market including realtors, builders, and financial planners
Preferred
Bachelor's degree
Prior Mortgage Loan Officer experience
Mortgage Loan Officers with a minimum of 1M per month average proven production volume
Current mortgage origination experience
Skills and Competencies
Good organizational skills
Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
Knowledgeable on agency and investor regulations and guidelines
Ability to build and maintain internal and external relationships to deliver high levels of service
Ability to multi‑task competing priorities and meet tight deadlinesProficiency in Microsoft Office products
Sales acumen
Strong written and verbal communication skills
Positions may be available in other cities within Texas
Position Type Full time
Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability BenefitsHealth Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location: Greenway Plaza, Houston, Texas
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
#J-18808-Ljbffr