Magnolia State Bank
Commercial Relationship Manager
Magnolia State Bank, Elizabethtown, Kentucky, United States, 42701
Join to apply for the
Commercial Relationship Manager
role at
Magnolia State Bank .
Magnolia Bank is a community bank that has served the surrounding area for over 100 years. Our footprint includes banking centers located in Central Kentucky, mortgage offices throughout the U.S., and over 300 employees. We hold ourselves to the highest standard when it comes to providing an excellent customer experience through our personal way and the nurturing of our employees’ personal and professional growth. We keep a fun, friendly and engaging atmosphere all while living the Magnolia Values of Honesty, Integrity, Confidentiality, Excellence, and Professionalism every day.
We are currently seeking applicants for a Commercial Relationship Manager in the Elizabethtown, KY or Louisville, KY.
Responsibilities
Responsible for soliciting, negotiating, underwriting, and coordinating the closing of commercial, construction, and mortgage loans.
Maintain compliance with the Bank's policies, procedures, and related laws and regulations.
Provide portfolio maintenance and loan administration in accordance with bank policies.
Develop new business by creating and executing an ongoing business development plan that garners new business from both prospective and existing customers, including both lending and deposit opportunities.
Make sound credit decisions by examining applications and supporting documentation, estimating creditworthiness, and calculating repayment risk.
Complete loans by monitoring collection, verification, and preparation of loan documentation.
Generate business through the effective use of the Company’s marketing strategies.
Structure, present, and sell the loan to customers.
Take responsibility for collection action on all approved loans.
Promote quality loan customer service and related activities.
Engage in business development opportunities.
Develop good customer relationships and market/cross‑sell other banking products to enhance the existing relationship.
Assist with Capital Market as required.
Update job knowledge by participating in educational opportunities.
Other projects/duties as assigned by supervisor.
Candidate Knowledge
Business development, credit underwriting, and loan structuring.
Effective communication skills, both verbal and written.
Negotiation, sales, and closing skills.
Loan documentation requirements and government regulations.
Applicable banking regulations and how they relate to Magnolia Bank’s lending policies and procedures.
Effectively present information and respond to questions from groups of managers, clients, and customers.
Execute interpersonal and negotiation skills (both internal and external).
Maintain confidential business relationships.
Exercise time management and organizational skills.
Analyze and understand financial and cash flow analysis.
Make sound credit decisions based on information collected on applicants.
Obtain results that enhance profits.
Organize activities and handle multiple tasks simultaneously.
Qualifications
Bachelor's degree (Business, Finance, Accounting preferred) and 5 years in lending.
Must have working knowledge of Microsoft Word, Excel, and email software and use of the Internet.
Excellent oral and written communication skills required.
Must be an intelligent and articulate individual who can serve as an effective member of the loan officer team.
This position reports to the Chief Lending Officer.
If you want a place to work with opportunities to grow and a place that feels like home, come join us!
#J-18808-Ljbffr
Commercial Relationship Manager
role at
Magnolia State Bank .
Magnolia Bank is a community bank that has served the surrounding area for over 100 years. Our footprint includes banking centers located in Central Kentucky, mortgage offices throughout the U.S., and over 300 employees. We hold ourselves to the highest standard when it comes to providing an excellent customer experience through our personal way and the nurturing of our employees’ personal and professional growth. We keep a fun, friendly and engaging atmosphere all while living the Magnolia Values of Honesty, Integrity, Confidentiality, Excellence, and Professionalism every day.
We are currently seeking applicants for a Commercial Relationship Manager in the Elizabethtown, KY or Louisville, KY.
Responsibilities
Responsible for soliciting, negotiating, underwriting, and coordinating the closing of commercial, construction, and mortgage loans.
Maintain compliance with the Bank's policies, procedures, and related laws and regulations.
Provide portfolio maintenance and loan administration in accordance with bank policies.
Develop new business by creating and executing an ongoing business development plan that garners new business from both prospective and existing customers, including both lending and deposit opportunities.
Make sound credit decisions by examining applications and supporting documentation, estimating creditworthiness, and calculating repayment risk.
Complete loans by monitoring collection, verification, and preparation of loan documentation.
Generate business through the effective use of the Company’s marketing strategies.
Structure, present, and sell the loan to customers.
Take responsibility for collection action on all approved loans.
Promote quality loan customer service and related activities.
Engage in business development opportunities.
Develop good customer relationships and market/cross‑sell other banking products to enhance the existing relationship.
Assist with Capital Market as required.
Update job knowledge by participating in educational opportunities.
Other projects/duties as assigned by supervisor.
Candidate Knowledge
Business development, credit underwriting, and loan structuring.
Effective communication skills, both verbal and written.
Negotiation, sales, and closing skills.
Loan documentation requirements and government regulations.
Applicable banking regulations and how they relate to Magnolia Bank’s lending policies and procedures.
Effectively present information and respond to questions from groups of managers, clients, and customers.
Execute interpersonal and negotiation skills (both internal and external).
Maintain confidential business relationships.
Exercise time management and organizational skills.
Analyze and understand financial and cash flow analysis.
Make sound credit decisions based on information collected on applicants.
Obtain results that enhance profits.
Organize activities and handle multiple tasks simultaneously.
Qualifications
Bachelor's degree (Business, Finance, Accounting preferred) and 5 years in lending.
Must have working knowledge of Microsoft Word, Excel, and email software and use of the Internet.
Excellent oral and written communication skills required.
Must be an intelligent and articulate individual who can serve as an effective member of the loan officer team.
This position reports to the Chief Lending Officer.
If you want a place to work with opportunities to grow and a place that feels like home, come join us!
#J-18808-Ljbffr