Standard Chartered
Associate, Portfolio, Analytics & Monitoring, Financing Risk
Standard Chartered, New York, New York, us, 10261
Associate, Portfolio, Analytics & Monitoring, Financing Risk
Join to apply for the Associate, Portfolio, Analytics & Monitoring, Financing Risk role at Standard Chartered.
Job Summary Join our dynamic Americas Sydincate and Financing Risk Team in New York as an Associate, Portfolio, Analytics and Monitoring, Financing Risk and take your career to the next level. As part of our prestigious Corporate and Investment Banking (CIB) division, you will play a vital role in our Financing Risk unit, engaging with top‑tier clients. Our PAM team portfolio covers the following products: Project Finance, Shipping Finance, Leverage and Acquisition Financing, Commercial Real Estate Financing, Asset Backed Loans, Financing Solutions, and Fund Finance. In this exciting role, this is your opportunity to make a significant impact within a leading financial institution by proactively managing the credit risk (monitoring and analysis) of a complex portfolio of GCM accounts.
Key Responsibilities
Proactive, comprehensive and timely credit analysis through BCA renewals and quarterly performance reporting
Backward‑ and forward‑looking financial analysis
Project cash flow forecasting, financial modelling
Risk/mitigation analysis – Sponsor risk, offtaker / market risk, industry risk, supplier risk, technology risk, and other project risks
Monitor the Credit Grades and recommend timely downgrades and upgrades as necessary
Take the lead on waivers / consents / amendments / extensions, prepare credit papers and liaise with internal stakeholders (e.g. CREF, Credit, GCIG, Legal etc.) for timely approval decisions to the client.
Proactive monitoring of financial / non‑financial covenants, and conduct impact analysis
ESRM, CRA, Rep Risk, and Fraud Risk requirements
Monitor LGD benefits remains in line with the benefits expected during deal origination
Take the lead in Early Alert identification, monitoring, updating, and discussions
Ability to work closely with SAG and the respective GCM product to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions
Attend site visits as required, prepare call reports and provide updates to key internal stakeholders on material observations.
Quarterly portfolio reporting
Timely response to portfolio related queries, stress tests, and other ad‑hoc reporting
Ensure that credit files are complete and maintained to an auditable standard
Active participation in projects / efficiency initiatives which will impact upon the GCM Portfolio
Skills And Experience
Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals. Minimum 2 years of experience in any of the following: Project Finance, Shipping Finance, Leverage and Acquisition Financing, Commercial Real Estate Financing, Asset Backed Loans, Financing Solutions, and Fund Finance.
Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cash‑flow analysis;
Oral and written communication skills
Able to analyse excel‑based financial models;
Risk Management and Internal Controls
Manage Conduct
Compliance – Governance, Oversight and Control
Business – Strategy and Model
Business – Market Knowledge
Qualifications
Academic or Professional Education/Qualifications
Licenses and Certifications/accreditations
Professional Memberships
Core Credit Curriculum Certified (internal SCB course)
About Standard Chartered We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.
Benefits
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits.
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values‑driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
Expected annual base pay range for the role is 90,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank‑sponsored benefit programs are available and designed to foster employee overall health and well‑being including, but not limited to, a best‑in‑class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family‑building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Banking
#J-18808-Ljbffr
Job Summary Join our dynamic Americas Sydincate and Financing Risk Team in New York as an Associate, Portfolio, Analytics and Monitoring, Financing Risk and take your career to the next level. As part of our prestigious Corporate and Investment Banking (CIB) division, you will play a vital role in our Financing Risk unit, engaging with top‑tier clients. Our PAM team portfolio covers the following products: Project Finance, Shipping Finance, Leverage and Acquisition Financing, Commercial Real Estate Financing, Asset Backed Loans, Financing Solutions, and Fund Finance. In this exciting role, this is your opportunity to make a significant impact within a leading financial institution by proactively managing the credit risk (monitoring and analysis) of a complex portfolio of GCM accounts.
Key Responsibilities
Proactive, comprehensive and timely credit analysis through BCA renewals and quarterly performance reporting
Backward‑ and forward‑looking financial analysis
Project cash flow forecasting, financial modelling
Risk/mitigation analysis – Sponsor risk, offtaker / market risk, industry risk, supplier risk, technology risk, and other project risks
Monitor the Credit Grades and recommend timely downgrades and upgrades as necessary
Take the lead on waivers / consents / amendments / extensions, prepare credit papers and liaise with internal stakeholders (e.g. CREF, Credit, GCIG, Legal etc.) for timely approval decisions to the client.
Proactive monitoring of financial / non‑financial covenants, and conduct impact analysis
ESRM, CRA, Rep Risk, and Fraud Risk requirements
Monitor LGD benefits remains in line with the benefits expected during deal origination
Take the lead in Early Alert identification, monitoring, updating, and discussions
Ability to work closely with SAG and the respective GCM product to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions
Attend site visits as required, prepare call reports and provide updates to key internal stakeholders on material observations.
Quarterly portfolio reporting
Timely response to portfolio related queries, stress tests, and other ad‑hoc reporting
Ensure that credit files are complete and maintained to an auditable standard
Active participation in projects / efficiency initiatives which will impact upon the GCM Portfolio
Skills And Experience
Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals. Minimum 2 years of experience in any of the following: Project Finance, Shipping Finance, Leverage and Acquisition Financing, Commercial Real Estate Financing, Asset Backed Loans, Financing Solutions, and Fund Finance.
Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cash‑flow analysis;
Oral and written communication skills
Able to analyse excel‑based financial models;
Risk Management and Internal Controls
Manage Conduct
Compliance – Governance, Oversight and Control
Business – Strategy and Model
Business – Market Knowledge
Qualifications
Academic or Professional Education/Qualifications
Licenses and Certifications/accreditations
Professional Memberships
Core Credit Curriculum Certified (internal SCB course)
About Standard Chartered We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.
Benefits
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits.
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values‑driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
Expected annual base pay range for the role is 90,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank‑sponsored benefit programs are available and designed to foster employee overall health and well‑being including, but not limited to, a best‑in‑class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family‑building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations.
Seniority Level Entry level
Employment Type Full‑time
Job Function Finance and Sales
Industries Banking
#J-18808-Ljbffr