OneSearch Group
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OneSearch Group is partnering with a respected, growth-oriented Commercial Banking institution in South Florida to identify a Vice President, Commercial Portfolio Manager. This role supports a seasoned Commercial Banking team and is responsible for the ongoing credit oversight, monitoring, and risk management of a diverse portfolio of commercial lending relationships.
The position is ideal for a credit-focused professional who thrives in portfolio management, demonstrates strong risk awareness, and partners closely with Relationship Managers to maintain portfolio quality and client performance.
Key Responsibilities
Manage an assigned portfolio of Commercial Banking relationships, ensuring timely completion of annual, semi-annual, and quarterly credit reviews.
Oversee ongoing monitoring requirements, including borrower financial reporting, covenant tracking, collateral monitoring, borrowing base analysis, and post-closing items.
Review and analyze borrower financial statements and third-party reports (e.g., appraisals, field exams, collateral exams, engineering and other diligence reports) to confirm compliance with credit terms.
Identify early warning indicators and emerging credit risks, recommend risk rating changes, and elevate concerns as appropriate while supporting mitigation strategies in coordination with Credit leadership.
Partner with Commercial Relationship Managers on new credit requests and existing loan events, including renewals, extensions, amendments, waivers, and modifications.
Prepare financial spreads, executive summaries, and complete credit packages for internal underwriting and approval.
Track, resolve, and clear financial, policy, and documentation exceptions in collaboration with lending, underwriting, and loan operations teams.
Support efficient processing of renewals and modifications by coordinating across internal departments and serving as a key point of contact.
Monitor past‑due exposure, upcoming maturities, and borrower communication to proactively manage risk and portfolio performance.
Maintain awareness of economic conditions and industry‑specific trends impacting Commercial Banking portfolios.
Qualifications
5+ years of experience in Commercial Credit, Portfolio Management, or Credit Underwriting within a Commercial Banking environment.
Strong understanding of Commercial Banking loan structures, credit analysis, collateral, and risk rating frameworks.
Working knowledge of bank credit policies and applicable regulatory requirements.
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Direct message the job poster from OneSearch Group
OneSearch Group is partnering with a respected, growth-oriented Commercial Banking institution in South Florida to identify a Vice President, Commercial Portfolio Manager. This role supports a seasoned Commercial Banking team and is responsible for the ongoing credit oversight, monitoring, and risk management of a diverse portfolio of commercial lending relationships.
The position is ideal for a credit-focused professional who thrives in portfolio management, demonstrates strong risk awareness, and partners closely with Relationship Managers to maintain portfolio quality and client performance.
Key Responsibilities
Manage an assigned portfolio of Commercial Banking relationships, ensuring timely completion of annual, semi-annual, and quarterly credit reviews.
Oversee ongoing monitoring requirements, including borrower financial reporting, covenant tracking, collateral monitoring, borrowing base analysis, and post-closing items.
Review and analyze borrower financial statements and third-party reports (e.g., appraisals, field exams, collateral exams, engineering and other diligence reports) to confirm compliance with credit terms.
Identify early warning indicators and emerging credit risks, recommend risk rating changes, and elevate concerns as appropriate while supporting mitigation strategies in coordination with Credit leadership.
Partner with Commercial Relationship Managers on new credit requests and existing loan events, including renewals, extensions, amendments, waivers, and modifications.
Prepare financial spreads, executive summaries, and complete credit packages for internal underwriting and approval.
Track, resolve, and clear financial, policy, and documentation exceptions in collaboration with lending, underwriting, and loan operations teams.
Support efficient processing of renewals and modifications by coordinating across internal departments and serving as a key point of contact.
Monitor past‑due exposure, upcoming maturities, and borrower communication to proactively manage risk and portfolio performance.
Maintain awareness of economic conditions and industry‑specific trends impacting Commercial Banking portfolios.
Qualifications
5+ years of experience in Commercial Credit, Portfolio Management, or Credit Underwriting within a Commercial Banking environment.
Strong understanding of Commercial Banking loan structures, credit analysis, collateral, and risk rating frameworks.
Working knowledge of bank credit policies and applicable regulatory requirements.
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