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biBERK, a Berkshire Hathaway Company

Complex Claims Specialist - Workers' Compensation (Western USA)

biBERK, a Berkshire Hathaway Company, Omaha, Nebraska, us, 68197

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Complex Claims Specialist - Workers' Compensation (Western USA) Fully Remote • BHDIC Claims

Full-time

Description

Berkshire Hathaway Direct Insurance Company (BHDIC) is the home of commercial small business insurance products biBerk Business Insurance and THREE by Berkshire Hathaway. Our Claims Department is looking for an experienced claims specialist with a strong background in complex Workers' Compensation claims. This role handles a caseload of highly complex/high-severity Workers' Compensation claims and requires a comprehensive knowledge of Workers' compensation regulations, laws, and best practices. This role will report to the Workers' Compensation Complex Claims Team Lead. Multi-state experience handling Workers' Compensation claims in the following jurisdictions is preferred:

California, Arizona, Colorado, Wyoming, Texas, Oklahoma.

Location: This is a full-time remote position. This position may require occasional travel to attend mediations, trainings, and/or other related department meetings.

Job Responsibilities The Complex Claims Specialist will be responsible for, but not limited to:

Investigate coverage, determine compensability, and manage a pending of high exposure Workers' Compensation claims involving catastrophic injuries and complex cases

Proactively establish and update reserves throughout the life of the claim to reflect claim exposure and document supporting rationale

Resolve claims within authority and make independent case value recommendations to senior leadership on cases which exceed authority

Participate in reserving, pricing and strategy discussions with senior leadership

Collaborate with outside defense counsel to effectively manage litigated files according to established litigation management guidelines

Partner with medical providers, customers, and injured workers to facilitate appropriate medical treatment and ensure timely submission of medical bills

Ensure compliance with state and federal Workers' Compensation regulations

Provide exceptional customer service to policyholders, agents, injured workers, medical providers, legal, and vendors

Follow escalation and reporting requirements on claims with significant exposure

Develop creative resolution strategies to manage losses involving complex issues, effectively utilizing appropriate internal and external resources

Document claim files in accordance with company and regulatory guidelines

Identify subrogation potential and red flags that require SIU involvement

Train new team members

Act as a technical resource to less experienced claims representatives

Maintain continuing education requirements

Requirements

Qualifications Knowledge and Experience

10+ years of experience handling complex workers' compensation claims

Excellent organizational, leadership, communication and time management skills

Experience with structured settlements and Medicare Set-Asides

Ability to work in a fast-paced, collaborative, virtual office environment

Strong analytical, organizational, and time management skills

Excellent written and verbal communication skills

Ability to work independently and meet assigned deadlines

Ability to multi-task and effectively prioritize tasks with frequent interruptions

Proficiency with MS Word, Excel and internet applications

Highly attentive to details

Able to work under pressure and execute good judgment in sensitive situations

Advanced verbal and written communication skills are essential for interacting with internal and external stakeholders

Education

AIC, SCLA, CPCU or other industry designation a plus

About Us biBerk is where commercial insurance buyers can obtain coverage for their businesses from insurers of the Berkshire Hathaway group of Insurance Companies, one of the best capitalized insurance groups in the world. Our ultimate parent, Berkshire Hathaway Inc. (berkshirehathaway.com) is a holding company with diversified interests in a host of industries, including insurance, energy, transportation and manufacturing. Most policies issued through biBerk.com will be underwritten by Berkshire Hathaway Direct Insurance Company ("BHDIC"), which is an AM Best rated A++ insurer.

BHDIC is domiciled in Omaha, Nebraska. BHDIC and the team at biBerk are focused on helping small business owners quickly and easily buy affordable insurance directly from a financially strong insurance company they can trust.

BHDIC is excited to announce our comprehensive benefits package with some new and enhanced features for 2026 that include:

Medical (PPO/HDHP), vision, disability, and life insurance.

Enhanced dental plan with orthodontia coverage in addition to a standard plan.

Generous PTO plan for all benefit-time eligible employees.

Paid company holidays and 4 floating holidays.

Paid parental leave.

Employee Retirement Savings Plan/401(k) with company match and immediate vesting.

Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.

Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.

Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.

Voluntary benefits that include accident, critical illness, and hospital indemnity.

Employee discount and rewards program on travel, tickets, electronics, home, and more.

In accordance with pay transparency laws and regulations, the following good faith compensation range estimate is being provided. The salary range for this position is

$100,000 - $125,000 per year.

Final compensation will be based on candidate qualifications, geographic location, and other considerations permitted by law. This position does not have bonus potential.

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