MyUSA Credit Union
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Credit Risk Analyst
role at
MyUSA Credit Union .
MyUSA Credit Union is an over $350 million member‑owned financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. We are seeking a full‑time, onsite Credit Risk Analyst at our corporate location in Middletown, Ohio. The analyst assists the Lending Manager in developing strategies to maximize lending production while mitigating risk by performing credit and risk analysis to assess opportunities to increase direct lending, analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk.
Responsibilities
Compile Loss Scenario Analysis to increase and maximize lending production.
Explore, recommend, and implement non‑credit bureau‑based lending criteria and practice, including AI tools.
Assist the Lending Manager with development of analytics to maximize ROI of lending initiatives.
Develop internal expertise on pre‑approval criteria as a credit union core competency.
Develop routine reporting and analysis on industry‑wide lending plans and initiatives for MyUSA.
Ensure compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications
Strong organizational and analytical skills.
Excellent verbal and written communication skills.
Working knowledge of various lending platforms.
Strong knowledge of financial institution lending strategies and credit score models.
Strong Microsoft Office abilities, including Excel, Word and PowerPoint.
Bachelor’s degree in business or finance related field, or equivalent through a combination of experience and training.
Experience in lending and underwriting preferred.
Benefits
401(k) Matching
Generous Paid Time Off
Company‑paid Life, AD&D and Disability Insurance
Credit Union membership
Health, Dental, & Vision insurance
Employee Assistance Program
Flexible Spending Account
Health Savings Account
Tuition assistance
Referral program
Physical setting
On‑site, office environment
Schedule
Day shift operational hours
MyUSA Credit Union is an equal opportunity employer.
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Credit Risk Analyst
role at
MyUSA Credit Union .
MyUSA Credit Union is an over $350 million member‑owned financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. We are seeking a full‑time, onsite Credit Risk Analyst at our corporate location in Middletown, Ohio. The analyst assists the Lending Manager in developing strategies to maximize lending production while mitigating risk by performing credit and risk analysis to assess opportunities to increase direct lending, analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk.
Responsibilities
Compile Loss Scenario Analysis to increase and maximize lending production.
Explore, recommend, and implement non‑credit bureau‑based lending criteria and practice, including AI tools.
Assist the Lending Manager with development of analytics to maximize ROI of lending initiatives.
Develop internal expertise on pre‑approval criteria as a credit union core competency.
Develop routine reporting and analysis on industry‑wide lending plans and initiatives for MyUSA.
Ensure compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications
Strong organizational and analytical skills.
Excellent verbal and written communication skills.
Working knowledge of various lending platforms.
Strong knowledge of financial institution lending strategies and credit score models.
Strong Microsoft Office abilities, including Excel, Word and PowerPoint.
Bachelor’s degree in business or finance related field, or equivalent through a combination of experience and training.
Experience in lending and underwriting preferred.
Benefits
401(k) Matching
Generous Paid Time Off
Company‑paid Life, AD&D and Disability Insurance
Credit Union membership
Health, Dental, & Vision insurance
Employee Assistance Program
Flexible Spending Account
Health Savings Account
Tuition assistance
Referral program
Physical setting
On‑site, office environment
Schedule
Day shift operational hours
MyUSA Credit Union is an equal opportunity employer.
#J-18808-Ljbffr