AmeriHome Mortgage Company, LLC
Non-Delegated Mortgage Underwriter III
AmeriHome Mortgage Company, LLC, Jackson, Mississippi, United States
Job Title
Non‑Delegated Mortgage Underwriter III
Location Missouri – Remote
What You’ll Do A Non‑Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure they meet company and investor quality standards.
Manage individual pipeline on a daily basis by completing conventional loans, simple and complex underwriting reviews, conditions reviews and other underwriting tasks within established turnaround times
Identify any document deficiencies, request additional information and/or documentation from clients as needed
Expertly navigate and interpret all agency and company guidelines
Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to the loan
Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
Other duties as assigned
What You’ll Need
5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Encompass LOS experience preferred
Project management experience
College degree preferred but not required
Loan quality and risk management a must
Knowledge of FNMA and FHLMC guidelines
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
Excellent customer/client service skills
Ability to work in a fast‑paced production environment
Self‑starter, self‑reliant, dependable, able to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and time‑management skills
Ability to learn and adapt to guideline changes
Benefits You’ll Love We offer all the important things you’d want – competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career!
About the Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email
HR@westernalliancebank.com
or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
#J-18808-Ljbffr
Location Missouri – Remote
What You’ll Do A Non‑Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure they meet company and investor quality standards.
Manage individual pipeline on a daily basis by completing conventional loans, simple and complex underwriting reviews, conditions reviews and other underwriting tasks within established turnaround times
Identify any document deficiencies, request additional information and/or documentation from clients as needed
Expertly navigate and interpret all agency and company guidelines
Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to the loan
Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans
Other duties as assigned
What You’ll Need
5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Encompass LOS experience preferred
Project management experience
College degree preferred but not required
Loan quality and risk management a must
Knowledge of FNMA and FHLMC guidelines
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor
Excellent customer/client service skills
Ability to work in a fast‑paced production environment
Self‑starter, self‑reliant, dependable, able to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and time‑management skills
Ability to learn and adapt to guideline changes
Benefits You’ll Love We offer all the important things you’d want – competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career!
About the Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email
HR@westernalliancebank.com
or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
#J-18808-Ljbffr