Capital One
Senior Finance Associate, Card External Planning & Analysis
Capital One, Richmond, Virginia, United States, 23214
Senior Finance Associate, Card External Planning & Analysis
We’re seeking a Senior Financial Analyst to act as a thought‑leader, analytical partner, and insight creator within our Card External Planning & Analysis team. Through innovation and analytical rigor, our team tackles high‑leverage problems facing Card’s leaders and drives insights that propel Capital One’s Card business forward.
Our analytical efforts center around three primary pillars:
Analysis & benchmarking of the Credit Card industry against our own Card performance through volume and financial growth metrics, customer segmentations, and public/private data.
Exploring and translating macroeconomic / industry trends driving consumer preferences into tangible headwinds and tailwinds on our Card business.
Driving innovation and insights through portfolio analytics, deep dives into Consumer Portfolio health, and strategic requests supporting high‑impact presentations to Card leaders, the President of Card, and our Board of directors.
You will partner heavily with various Card teams—Finance, Business Lines, Corporate Strategy, CRM—to solve important business problems that drive value. You will be encouraged to drive insights, take risks, and seek new responsibilities.
Key Responsibilities
Strategic leadership: Partner with senior leaders to address high‑leverage, high‑visibility challenges and develop insights that drive growth, profitability, and competitive success.
Storytelling: Present to senior management on learnings, opportunities, and proposed solutions; leverage analytical storytelling skills to influence at the highest levels.
Analysis: Identify business challenges and opportunities, solve them using analysis, and make strategic or tactical recommendations.
Partnership: Work closely with partners across Card to understand and address challenges across tech, credit, operations, and more.
Teamwork: Invest in the development of peer analysts, helping them grow as storytellers, analysts, and business leaders.
Ideal Candidate
Strategic & analytic orientation with a strong decision‑making record based on analytics.
Strong business judgment, leadership, and integrity; tenacious decision maker capable of aggressive yet responsible approach.
Influence: Ability to build and leverage a high‑performing team and partners across the enterprise; foster innovation and hold partners accountable.
Executive communication skills: Impeccable written & oral communication with strategic influencing skills.
Results orientation: Intense focus on achieving short and long‑term goals, driving agenda in uncertain environments.
Technical & data skills: Understanding of Card database infrastructure and coding background (SQL, etc.).
Financial background: Prior FP&A experience preferable.
Track record thriving in a fast‑paced, entrepreneurial environment.
Basic Qualifications
Bachelor’s degree or equivalent military experience.
At least 2 years of experience in financial analysis.
Preferred Qualifications
Bachelor’s degree in a quantitative major (Finance, Accounting, Economics, Mathematics, Engineering).
Certified Treasury Professional, Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), or CFM.
3+ years of financial analysis and modeling experience.
Advanced Excel and PowerPoint skills.
2+ years using SQL, Python, or a combination.
1+ year in financial services, banking, or technology.
1+ year partnering with senior leaders and internal stakeholders.
Prior Card knowledge and experience.
Equal Opportunity & Contact Capital One is an equal‑opportunity employer committed to non‑discrimination. For accommodations, please contact RecruitingAccommodation@capitalone.com.
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Our analytical efforts center around three primary pillars:
Analysis & benchmarking of the Credit Card industry against our own Card performance through volume and financial growth metrics, customer segmentations, and public/private data.
Exploring and translating macroeconomic / industry trends driving consumer preferences into tangible headwinds and tailwinds on our Card business.
Driving innovation and insights through portfolio analytics, deep dives into Consumer Portfolio health, and strategic requests supporting high‑impact presentations to Card leaders, the President of Card, and our Board of directors.
You will partner heavily with various Card teams—Finance, Business Lines, Corporate Strategy, CRM—to solve important business problems that drive value. You will be encouraged to drive insights, take risks, and seek new responsibilities.
Key Responsibilities
Strategic leadership: Partner with senior leaders to address high‑leverage, high‑visibility challenges and develop insights that drive growth, profitability, and competitive success.
Storytelling: Present to senior management on learnings, opportunities, and proposed solutions; leverage analytical storytelling skills to influence at the highest levels.
Analysis: Identify business challenges and opportunities, solve them using analysis, and make strategic or tactical recommendations.
Partnership: Work closely with partners across Card to understand and address challenges across tech, credit, operations, and more.
Teamwork: Invest in the development of peer analysts, helping them grow as storytellers, analysts, and business leaders.
Ideal Candidate
Strategic & analytic orientation with a strong decision‑making record based on analytics.
Strong business judgment, leadership, and integrity; tenacious decision maker capable of aggressive yet responsible approach.
Influence: Ability to build and leverage a high‑performing team and partners across the enterprise; foster innovation and hold partners accountable.
Executive communication skills: Impeccable written & oral communication with strategic influencing skills.
Results orientation: Intense focus on achieving short and long‑term goals, driving agenda in uncertain environments.
Technical & data skills: Understanding of Card database infrastructure and coding background (SQL, etc.).
Financial background: Prior FP&A experience preferable.
Track record thriving in a fast‑paced, entrepreneurial environment.
Basic Qualifications
Bachelor’s degree or equivalent military experience.
At least 2 years of experience in financial analysis.
Preferred Qualifications
Bachelor’s degree in a quantitative major (Finance, Accounting, Economics, Mathematics, Engineering).
Certified Treasury Professional, Chartered Financial Analyst (CFA), Certified Public Accountant (CPA), or CFM.
3+ years of financial analysis and modeling experience.
Advanced Excel and PowerPoint skills.
2+ years using SQL, Python, or a combination.
1+ year in financial services, banking, or technology.
1+ year partnering with senior leaders and internal stakeholders.
Prior Card knowledge and experience.
Equal Opportunity & Contact Capital One is an equal‑opportunity employer committed to non‑discrimination. For accommodations, please contact RecruitingAccommodation@capitalone.com.
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