TD Bank, N.A.
Description
Summary The Senior FCRM Testing Analyst executes independent testing of FCRM controls / systems for assigned businesses, and operational units across the Bank to evaluate the effectiveness of these controls in covering associated risk.
This role is capable of independently executing and having responsibility for various activities (e.g., test plan development, executing test steps) throughout the testing lifecycle within agreed timelines.
Depth & Scope
Works Independently as a subject matter expert regarding assigned testing areas and objectives, including related regulatory requirements
Develops testing documentation and results reporting in-line with testing requirements
Undertones and completes various projects and initiatives as part of the testing function
Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement
Education & Experience
Undergraduate degree or equivalent work experience
5+ years experience
Preferred Skills
A deep knowledge of Anti-Money Laundering (AML) processes
Detailed Testing of Risk and Controls related to Bank Secrecy Act (BSA), AML, Sanctions and Anti-Bribery & Anti-Corruption
Strong communication and written skills and the ability to work with and influence Senior Stakeholders
Ability to multi-task and work on more than one review at a time
Customer Accountabilities
Executes testing engagement work in accordance with established standards to achieve completion within targeted timelines
Conducts skilled analytical research and analysis as part of the assigned testing objectives
Works collaboratively with key partners throughout the testing engagement
Presents objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirements
Executes follow-up of findings raised from testing reviews in accordance with established standards
Provides subject matter expertise on FCRM controls and processes and / or input to projects / initiatives as a representative for area of the FCRM testing function
Proactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate groups to resolve
Shareholder Accountabilities
Prioritizes and manages own workload to deliver quality results and meet assigned timelines
Contributes to the analysis, due diligence, and implementation of initiatives within defined assignments
Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements
Understands the operations of the business unit / area being tested and to identify potential FCRM risks and apply information to complete
Clearly and concisely documents research as required to understand requirements specific to an engagement
Keeps abreast of emerging trends / developments and changes to regulatory framework, internal policies, and standards
Knowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctions
Actively manages relationships within and across various business lines, corporate and / or control functions, and ensures alignment with enterprise and / or regulatory requirements
Effectively communicates results to FCRM Testing management and the stakeholders
Maintains a culture of risk management and control, supported through FCRM testing
Employee / Team Accountabilities
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
Provides thought leadership and / or industry knowledge for own area of expertise and participates in knowledge sharing with the team and / or business unit
Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including potential cross training within own team
Keeps team members informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Develops relationships with internal and external business partners / stakeholders to develop productive working relationships
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand ambassador for your business area / function and the bank, both internally and / or externally
Physical Requirements Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting / Carrying (under 25 lbs.) – Occasional
Lifting / Carrying (over 25 lbs.) – Never
Squatting – Occasional
Bending – Occasional
Kneeling – Never
Crawling – Never
Climbing – Never
Reaching overhead – Never
Reaching forward – Occasional
Pushing – Never
Pulling – Never
Twisting – Never
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and / or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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Summary The Senior FCRM Testing Analyst executes independent testing of FCRM controls / systems for assigned businesses, and operational units across the Bank to evaluate the effectiveness of these controls in covering associated risk.
This role is capable of independently executing and having responsibility for various activities (e.g., test plan development, executing test steps) throughout the testing lifecycle within agreed timelines.
Depth & Scope
Works Independently as a subject matter expert regarding assigned testing areas and objectives, including related regulatory requirements
Develops testing documentation and results reporting in-line with testing requirements
Undertones and completes various projects and initiatives as part of the testing function
Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement
Education & Experience
Undergraduate degree or equivalent work experience
5+ years experience
Preferred Skills
A deep knowledge of Anti-Money Laundering (AML) processes
Detailed Testing of Risk and Controls related to Bank Secrecy Act (BSA), AML, Sanctions and Anti-Bribery & Anti-Corruption
Strong communication and written skills and the ability to work with and influence Senior Stakeholders
Ability to multi-task and work on more than one review at a time
Customer Accountabilities
Executes testing engagement work in accordance with established standards to achieve completion within targeted timelines
Conducts skilled analytical research and analysis as part of the assigned testing objectives
Works collaboratively with key partners throughout the testing engagement
Presents objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirements
Executes follow-up of findings raised from testing reviews in accordance with established standards
Provides subject matter expertise on FCRM controls and processes and / or input to projects / initiatives as a representative for area of the FCRM testing function
Proactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate groups to resolve
Shareholder Accountabilities
Prioritizes and manages own workload to deliver quality results and meet assigned timelines
Contributes to the analysis, due diligence, and implementation of initiatives within defined assignments
Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements
Understands the operations of the business unit / area being tested and to identify potential FCRM risks and apply information to complete
Clearly and concisely documents research as required to understand requirements specific to an engagement
Keeps abreast of emerging trends / developments and changes to regulatory framework, internal policies, and standards
Knowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctions
Actively manages relationships within and across various business lines, corporate and / or control functions, and ensures alignment with enterprise and / or regulatory requirements
Effectively communicates results to FCRM Testing management and the stakeholders
Maintains a culture of risk management and control, supported through FCRM testing
Employee / Team Accountabilities
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
Provides thought leadership and / or industry knowledge for own area of expertise and participates in knowledge sharing with the team and / or business unit
Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including potential cross training within own team
Keeps team members informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Develops relationships with internal and external business partners / stakeholders to develop productive working relationships
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand ambassador for your business area / function and the bank, both internally and / or externally
Physical Requirements Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting / Carrying (under 25 lbs.) – Occasional
Lifting / Carrying (over 25 lbs.) – Never
Squatting – Occasional
Bending – Occasional
Kneeling – Never
Crawling – Never
Climbing – Never
Reaching overhead – Never
Reaching forward – Occasional
Pushing – Never
Pulling – Never
Twisting – Never
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation / incentive awards (e.g., eligibility for cash and / or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
#J-18808-Ljbffr